USDA Vs. FHA Pro and Con comparison in Takoma-Park, Montgomery County, MD
In 2025, the USDA loan limit for Takoma-Park, within the county of Montgomery, MD, is $657,900. Meanwhile, the FHA limit for a single-family home stands at $822,375, providing vital benchmarks for borrowing.
Employ the Lendersa® USDA loan calculator to compare the best current USDA versus FHA rates, and analyze the necessary income, credit score, reserves, and documentation for qualification. The advanced mortgage calculator displays USDA, FHA, Conforming, and VA loans side by side, assisting you in choosing the program that suits your financial setting in .
2025 Loan Limits and Required Down Payments in Takoma-Park, County of Montgomery, MD
Loan Type
Loan Limit
Down Payment
USDA
$657,900
0%
FHA
$822,375
3.5%
Conventional Conforming
$822,375
3%
Exploring USDA and FHA Loan Opportunities in Takoma-Park, MD
At Lendersa®, the objective is to quickly secure the optimal USDA or FHA loan without complications. Choose one of three starting points to connect with lenders that fit your needs and align with USDA loan programs.
A USDA home loan is backed by the U.S. Department of Agriculture, commonly called a USDA rural development loan or USDA mortgage. Available only in rural locales, it differs from FHA loans by not requiring a down payment, compared to FHA's 3.5% minimum, easing the process for eligible buyers.'
Kodiak Island Housing Authority originates both Alaska Housing Finance Corporation (AHFC) Loans and Fannie Mae Loans. A variety of loans and add-on options are available to suit your needs. Please fill out one of our mortgage loan applications below and Karenia Hackett, our Mortgage Loan Specialist
At Hāmākua Federal Credit Union! Located in beautiful Pepeʻekeo on the Hāmākua Coast of Hawaiʻi Island, we are a small community-chartered credit union with an island wide reach. Stop in and see why our members love us!
Small town Credit Union serving all of the communities of Hawaii Island with Aloha
"Onomea Federal Credit Union has been open since 1939. The credit union has assets totaling $22.25 Million and provides banking services to more than 2,000 members.
The credit union is a community-based financial institution. People living, working, or worshipping in the credit union's geographic area can become a member"
Our Credit Union started with very humble beginnings; a group of nine individuals came together to meet one simple need: making credit available to those with small means. Over eighty years later, HFS still holds onto its same sense of 'ohana with a deep desire to help those in our community to succeed and grow.
Hawaii County Employees Federal Credit Union is a cooperative financial institution comprised of people sharing a common bond, i.e. employees of Hawaii County and their families. We are a client-driven local enterprise whose goal is to provide a safe place for our members to save while earning a better return.
CU Hawaii, a federal credit union serving Hawai`i Island. We’re passionate about seeing our members succeed. The spirit of Hawai`i Island is the spirit of possibility. We see the potential in people, businesses and the community and get involved to help turn those possibilities into realities.
In 1936, a group of teachers formed the Big Island Teachers Federal Credit Union. It was the first chartered credit union in the State of Hawaii. In January of 1973, our name was changed to the Big Island Educational Employees Federal Credit Union. Later that year, the word “Employees” was eliminated
Family Mortgage Company of Hawaii, Inc.: Donna Dodd
762 Kanoelehua Ave, Suite C, Hilo, HI, 96720
Family Mortgage Purchasing or refinancing a house can be a huge undertaking. You can rely on us to lead you to the loan program that's perfect for you. Our team can help you with a myriade of specialty loan programs including Conventional, 100% USDA financing, VA Loans and FHA programs. For assistance in finding the perfect loan program for you
Local, family-owned mortgage broker company located in Hilo, Hawaii with over 75 years of combined experience. Open since 2003, Island Home Loans has been chosen as 'Best of East Hawaii' Mortgage Company six years and running! Come and see us or give us a call to see what we can do to assist you or your family to purchase or refinance a home.
At Finance Integrity in Hilo is to serve our East Hawaii customers with honesty, integrity and competence. Our only goal is to provide home loans and mortages to Big Island clients while providing them with the lowest interest rates and closing costs possible. We pledge to help borrowers overcome roadblocks that can arise while securing a loan
Karen Kline Home Loans is committed to finding you the right mortgage product for your needs. I understand that every borrower is different, and I offer a variety of products to meet your individual requirements. I make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools that enable you.
We offer a wide variety of loan programs that will suit your financing needs for properties within our State of Hawaii. As a mortgage broker backed by established Local and Mainland Lenders we have the ability to offer you the best program at the most competitive rate on everything from vacant land to multi-million dollars estates
