USDA Vs. FHA Pro and Con comparison in Takoma-Park, Montgomery County, MD
In 2026, the USDA loan limit for Takoma-Park, within the county of Montgomery, MD, is $657,900. Meanwhile, the FHA limit for a single-family home stands at $822,375, providing vital benchmarks for borrowing.
Employ the Lendersa® USDA loan calculator to compare the best current USDA versus FHA rates, and analyze the necessary income, credit score, reserves, and documentation for qualification. The advanced mortgage calculator displays USDA, FHA, Conforming, and VA loans side by side, assisting you in choosing the program that suits your financial setting in .
2026 Loan Limits and Required Down Payments in Takoma-Park, County of Montgomery, MD
Loan Type
Loan Limit
Down Payment
USDA
$657,900
0%
FHA
$822,375
3.5%
Conventional Conforming
$822,375
3%
Exploring USDA and FHA Loan Opportunities in Takoma-Park, MD
At Lendersa®, the objective is to quickly secure the optimal USDA or FHA loan without complications. Choose one of three starting points to connect with lenders that fit your needs and align with USDA loan programs.
A USDA home loan is backed by the U.S. Department of Agriculture, commonly called a USDA rural development loan or USDA mortgage. Available only in rural locales, it differs from FHA loans by not requiring a down payment, compared to FHA's 3.5% minimum, easing the process for eligible buyers.'
1667 K Street NW, Suite 510, Washington, DC, 20006
ColumbiaNational provides its clients with unparalleled analytical and advisory services. We never endorse or facilitate a transaction without conducting a comprehensive analysis of its viability. Once a project’s potential is established, our expert financial advisors design a capital structure to help our clients.
Georgetown University Alumni & Student Federal Credit Union
3700 O Street NW, Suite 1328, Washington, DC, 20057
The mission of the Georgetown University Alumni and Student Federal Credit Union is to grant credit for provident and productive purposes, to provide affordable financial services to its members, and to educate its members and volunteers about the credit union movement through practical business experience
In 1952, Greenbelt Federal Credit Union was faced with its greatest challenge. The Public Housing Administration was selling the Greenbelt project and announced that down payments on at least 500 of the homes must be made by the end of the year in order for the resident-formed corporation to buy the project.
6401 Golden Triangle Dr, Suite 150, Greenbelt, MD, 20770
RoundPoint Mortgage Servicing Corporation was founded in 2007 and is a large, fully integrated, non-bank mortgage lending and servicing company. We are a proud member of the Freedom Mortgage Corporation family of companies. We measure success in many ways—first and foremost by our customers’ satisfaction, in our growth as a company
SLG is a dynamic and dependable direct private lender that provides financing to real estate entrepreneurs. Established in 2007 to fill the void caused by the contraction of the traditional lending market, and to help real estate professionals capitalize on undervalued and distressed real estate, SLG has grown into one of the most respected and rel
Pan American Health Organization (PAHO) and the World Health Organization (WHO) have put their trust in us. It’s an alliance we do not take lightly. It’s why we call ourselves PAHO/WHO FCU. It is our honor to ensure the people who put in the long hours and devote years of their lives to humanity are given the financial tools they need to succeed
Educational Systems Federal Credit Union was formed in 1955 by a small group of educators who wanted to make a difference by helping the members of the education community achieve their financial goals and dreams. They volunteered their time and pooled their savings to make affordable loans to their co-workers.
First Savings Mortgage Providing outstanding customer service, through in‐house pricing, processing, underwriting and closing we save you time, closing your loan quickly.We help individuals looking to purchase, refinance or invest in property in the Washington DC metro area. We are experts on Capitol Hill where we have been part of the community.
4701 Sangamore Road Suite 100N #2200, Bethesda,, MD, 20816
East Towne Capital LLC excels in private money mortgage brokerage, aiding real estate developers, investors, and home builders to secure competitive mortgage terms. Our seasoned advisors simplify loans, ensuring optimal financing for diverse properties like office buildings and non-owner-occupied homes. We build strong lending relationships, offeri
8100 Professional Place, Suite 308, Hyattsville, MD, 20785
The Library of Congress Federal Credit Union has been proudly serving the library community since 1935. We believe the library community advances America's great story. And we are here to advance your financial life story. This is our way of giving back to a library community that gives so much to the world.
Vantage Loans Finance Corp. is a mortgage lender in Beltsville, Maryland that is spearheaded by professionals who have been in the loaning industry for more than 25 years. We believe that homeownership is a privilege that everyone should enjoy. Hence, we work to ensure that all our clients can avail.
12123 Heritage Park Circle, Silver Spring, MD, 20906
1RATE is a premier mortgage advisory firm. 1RATE specializes in home purchases, refinance, FHA loans, VA Loans. We guide our clients to review and select the best mortgage that fits their financial strategy - and show them how to leverage their mortgage as a financial tool instead of a burden. We are client-first by being employee-first!
