USDA Loan Vs. FHA loan for Fountainhead-Orchard-Hills, MD 2026

In 2026, the USDA loan limit in Fountainhead-Orchard-Hills, within Washington county, MD, is $285,000. Meanwhile, the FHA limit for a single-family home is $356,362.

Utilize the Lendersa® USDA loan calculator to contrast today's top USDA and FHA rates, determining the necessary income, credit, reserves, and documentation needed to qualify. Our advanced mortgage calculator lays out USDA, FHA, Conforming, and VA loans side by side, aiding in choosing the best program in for your financial needs.

Exploring USDA and FHA Loan Choices in Fountainhead-Orchard-Hills, MD

Lendersa® is committed to providing you with the most suitable USDA or FHA loan quickly and without hassle. Select one of three starting options to connect with matching lenders and explore USDA loan possibilities.

Lendersa USDA loan request and matching results

Understanding USDA Loans in MD

A USDA home loan, guaranteed by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is available only in rural communities. Unlike FHA loans that require a minimum 3.5% down payment, USDA loans require no down payment, making them more accessible for eligible buyers.

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Fountainhead-Orchard-Hills Lenders
(301) 797-6318 Lender's profile and map Bulldog Federal Credit Union 580 Northern Avenue, Hagerstown, MD, 21742 Lends in Maryland Bulldog Federal Credit Union was organized on July 16, 1968, by a group of Mack Truck Union Local 171 employees to provide their coworkers with an economical alternative to local finance companies that charged high interest rates & imposed stiff penalties for late payments. Volunteers, board of directors were responsible for day-to-day operations.
(301) 790-3131 Lender's profile and map Washington County Teachers Federal Credit Union 19638 Leitersburg Pike, Suite 100, Hagerstown, MD, 21742 Lends in Maryland The Credit Union was established in 1949 by fifty Washington County educators. For many years, volunteers operated the Credit Union from their homes. In 1979, the Credit Union opened its first dedicated office space in a trailer on the bus lot of the Board of Education. The Williamsport branch opened in April 2005.
(301) 371-6700 Lender's profile and map Middletown Valley Bank 24 West Main Street, Middletown, MD, 21769 Lends in Maryland Middletown Valley Bank has been a cornerstone for our customers’ financial planning, residents and businesses alike. Though many advances of the 21st century have made the financial world more competitive, Middletown Valley Bank continues to provide the flexibility and responsiveness only a true community bank can offer.
(301) 371-8850 Lender's profile and map Mlend 8803 Baltimore National Pike, Middletown, MD, 21769 Lends in Maryland "Mlend has built a strong reputation as an outstanding mortgage firm offering ""Home Loans Made Fast & Easy"" to homebuyers throughout the mid-atlantic region. We're a full service mortgage lender with dedicated mortgage consultants and an experienced in house support team offering expertise in every area of mortgage financing.