USDA Vs. FHA Pro and Con comparison in Paramount-Long-Meadow, Washington County, MD

In 2025, the USDA loan limit in Paramount-Long-Meadow, within the county of Washington, MD, is set at $285,000, whereas the FHA limit for a single-family home is $356,362.

Lendersa® offers a USDA loan calculator that helps you compare today's leading USDA and FHA rates, determining the income, credit, reserves, and required documents for qualification. With our advanced mortgage calculator, you can see USDA, FHA, Conforming, and VA programs side by side, aiding your decision on which program in best fits your financial situation.

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2025 Loan Limits and Down Payment Requirements in Paramount-Long-Meadow, Washington, MD

Loan Type Loan Limit Down Payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

USDA and FHA Loan Choices in Paramount-Long-Meadow, MD

Lendersa® aims to quickly provide you with the most suitable USDA or FHA loan with ease. Choose one of three pathways to connect with matching lenders and USDA programs.

Lendersa USDA loan request and matching results

What is a USDA Loan in MD?

A USDA home loan, backed by the Department of Agriculture, also called a USDA rural development loan or USDA mortgage, is specifically available in rural areas. Unlike FHA loans requiring a minimum 3.5% down payment, USDA loans require none.

Enter your location to find out if it qualifies for USDA rural housing loan?



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