USDA Vs. FHA your options comparison in Paramount-Long-Meadow, Washington County, MD

In 2026, the USDA loan limit in Paramount-Long-Meadow, within the county of Washington, MD, is set at $285,000, whereas the FHA limit for a single-family home is $356,362.

Lendersa® offers a USDA loan calculator that helps you compare today's leading USDA and FHA rates, determining the income, credit, reserves, and required documents for qualification. With our advanced mortgage calculator, you can see USDA, FHA, Conforming, and VA programs side by side, aiding your decision on which program in best fits your financial situation.

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2026 Loan Limits and Down Payment Requirements in Paramount-Long-Meadow, Washington, MD

Loan Type Loan Limit Down Payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

USDA and FHA Loan Choices in Paramount-Long-Meadow, MD

Lendersa® aims to quickly provide you with the most suitable USDA or FHA loan with ease. Choose one of three pathways to connect with matching lenders and USDA programs.

  1. Submit a comprehensive request for USDA/FHA loan optimization
  2. View USDA and FHA rates & terms upfront
  3. Explore the most extensive USDA lender database
Lendersa USDA loan request and matching results

What is a USDA Loan in MD?

A USDA home loan, backed by the Department of Agriculture, also called a USDA rural development loan or USDA mortgage, is specifically available in rural areas. Unlike FHA loans requiring a minimum 3.5% down payment, USDA loans require none.

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Paramount-Long-Meadow Lenders


  • Bulldog Federal Credit Union
  • 580 Northern Avenue, Hagerstown, MD, 21742
  • Lends in Maryland

  • Bulldog Federal Credit Union was organized on July 16, 1968, by a group of Mack Truck Union Local 171 employees to provide their coworkers with an economical alternative to local finance companies that charged high interest rates & imposed stiff penalties for late payments. Volunteers, board of directors were responsible for day-to-day operations.

  • Washington County Teachers Federal Credit Union
  • 19638 Leitersburg Pike, Suite 100, Hagerstown, MD, 21742
  • Lends in Maryland

  • The Credit Union was established in 1949 by fifty Washington County educators. For many years, volunteers operated the Credit Union from their homes. In 1979, the Credit Union opened its first dedicated office space in a trailer on the bus lot of the Board of Education. The Williamsport branch opened in April 2005.

  • Middletown Valley Bank
  • 24 West Main Street, Middletown, MD, 21769
  • Lends in Maryland

  • Middletown Valley Bank has been a cornerstone for our customers’ financial planning, residents and businesses alike. Though many advances of the 21st century have made the financial world more competitive, Middletown Valley Bank continues to provide the flexibility and responsiveness only a true community bank can offer.

  • Mlend
  • 8803 Baltimore National Pike, Middletown, MD, 21769
  • Lends in Maryland

  • "Mlend has built a strong reputation as an outstanding mortgage firm offering ""Home Loans Made Fast & Easy""​ to homebuyers throughout the mid-atlantic region.

    We're a full service mortgage lender with dedicated mortgage consultants and an experienced in house support team offering expertise in every area of mortgage financing.
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