USDA Vs. FHA your options comparison in Adelphi, Prince George's County, MD

For 2026, the USDA loan limit in Adelphi, located within Prince George's county, MD, is $657,900, while the FHA limit for a single-family home is $822,375. These figures play a key role in financing decisions.

Utilize the Lendersa® USDA loan calculator to effectively compare today's USDA and FHA best rates. Assess the necessary income, credit status, reserves, and documents required to qualify. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA loans in parallel, assisting you in finding the ideal program tailored to your financial situation in .

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2026 Loan Limits and Down Payment Requirements in Adelphi, County of Prince George's, MD

Loan Type Loan Limit Down Payment
USDA $657,900 0%
FHA $822,375 3.5%
Conventional Conforming $822,375 3%

Find USDA and FHA Loan Options in Adelphi, MD

The goal of Lendersa® is to secure the best possible USDA or FHA loan quickly and effortlessly. Select from three initial paths that connect you with suitable lenders and the appropriate USDA loan programs for your needs.

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Understanding USDA Loans in MD

A USDA home loan, backed by the U.S. Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is exclusive to rural locales. Unlike FHA loans, which require a minimum down payment of 3.5%, USDA loans present the benefit of no required down payment, making homeownership accessible for eligible buyers in these areas.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Border Bank
  • 202 Main Street, Badger, MN, 56714
  • Border Bank has proudly served residents and businesses providing friendly, personalized service that is focused on its customers. The bank has ten locations across Minnesota and North Dakota to serve its customers Badger, Baudette, Clearbrook, Coon Rapids, Fargo, Greenbush, International Falls, Middle River, Roseau, and Thief River Falls.

  • We Loan Mortgage LLC
  • 6001 Southridge Parkway, Parker, TX, 75002
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  • MCM Mortgage LLC
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  • MCM Mortgage is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools.

  • Butte State Bank
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  • The First National Bank was chartered in 1904. Officers of the bank were H.A. Olerich, M.L. Honke, E.R. Johnson, Emil Statsman, and J.A. McLaughlin. In 1944 the bank was changed from a National Bank to a state chartered bank and the name changed to Butte State Bank. We pride our Bank in being "Small enough to know you and large enough to serve you"

  • The First Bank of Okarche
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  • In 1880, the Loosen Family, pioneers from Germany, came to Oklahoma, after settling for some time in Nebraska. The opening of the Oklahoma Territory afforded opportunities for many people who wanted to work hard and make a new life. In recognition of this time of opportunity, Julius Loosen, eager to be on the lending side of the banking business,

  • Community National Bank of Okarche
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  • Planwealth Financial Services
  • 2104 Green Hill Drive, McKinney, TX, 75070
  • Planwealth Financial Services is a (5) STAR rated Zillow lender that offers conforming, jumbo, FHA, VA, hard money, Bank statement, and USDA loans. In addition, we guarantee to every client to provide the lowest rate and terms that they can find in the industry. Feel free to forward your current mortgage rate quote to [email protected].

  • Security Mortgage Co.
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  • Tribune Mortgage LLC
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  • LendNext Mortgage Corporation
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  • Global Integrity Finance
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  • Global Integrity Finance specializes in investor financing. If an investor or broker, we want to grow with you while funding the projects. Our loan products specific to long/short term rentals and fix-n-flips. Reach out to us today to with your loan scenario and become approved today.

  • High Country Mortgage Services
  • 6401 Eldorado Pkwy, Suite 116, McKinney, TX, 75070
  • High Country Mortgage Services We’re committed to providing you with the highest level of service, Our broker, Raeanne Hagin has more than 31years experience in the mortgage industry. She has worked in every aspect of the Mortgage Industry which makes her an Expert in her Field. We're passionate about delivering exceptional Customer Service.