USDA Vs. FHA your options comparison in Adelphi, Prince George's County, MD

For 2025, the USDA loan limit in Adelphi, located within Prince George's county, MD, is $657,900, while the FHA limit for a single-family home is $822,375. These figures play a key role in financing decisions.

Utilize the Lendersa® USDA loan calculator to effectively compare today's USDA and FHA best rates. Assess the necessary income, credit status, reserves, and documents required to qualify. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA loans in parallel, assisting you in finding the ideal program tailored to your financial situation in .

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2025 Loan Limits and Down Payment Requirements in Adelphi, County of Prince George's, MD

Loan Type Loan Limit Down Payment
USDA $657,900 0%
FHA $822,375 3.5%
Conventional Conforming $822,375 3%

Find USDA and FHA Loan Options in Adelphi, MD

The goal of Lendersa® is to secure the best possible USDA or FHA loan quickly and effortlessly. Select from three initial paths that connect you with suitable lenders and the appropriate USDA loan programs for your needs.

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Understanding USDA Loans in MD

A USDA home loan, backed by the U.S. Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is exclusive to rural locales. Unlike FHA loans, which require a minimum down payment of 3.5%, USDA loans present the benefit of no required down payment, making homeownership accessible for eligible buyers in these areas.

Enter your location to find out if it qualifies for USDA rural housing loan?



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