USDA Vs. FHA your options comparison in Hillandale, Montgomery County, MD

As of 2025, the USDA loan limit in Hillandale within Montgomery county, MD, is set at $776,600, while for a single-family home, the FHA limit stands at $1,089,300.

Try using the Lendersa® USDA loan calculator to explore and compare the best current rates for USDA versus FHA loans. Ascertain the income, credit, reserves, and necessary documentation to qualify. Our advanced mortgage calculator offers a side-by-side look at USDA, FHA, Conforming, and VA options, aiding you in deciding which program in aligns optimally with your financial needs and plans.

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Loan Limits and Down Payment Requirements for 2025 in Hillandale, Montgomery County, MD

Loan Type Loan Limit Down Payment
USDA $776,600 0%
FHA $1,089,300 3.5%
Conventional Conforming $1,089,300 3%

Exploring USDA and FHA Loan Opportunities in Hillandale, MD

Lendersa® is committed to helping you obtain the finest USDA or FHA loan quickly and without any hassle. Select from three initial approaches to connect with matching lenders and USDA loan offerings.

Lendersa USDA loan request and matching results

Understanding USDA Loans in MD

The USDA home loan, supported by the Department of Agriculture, also referred to as the USDA rural development loan or USDA mortgage, is available exclusively in rural locations. In stark contrast to FHA loans that necessitate at least a 3.5% down payment, the USDA mortgage requires no down payment, providing a more accessible financial path for eligible homebuyers.

Enter your location to find out if it qualifies for USDA rural housing loan?



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