USDA VS FHA in Hillandale, Montgomery County, MD

As of 2026, the USDA loan limit in Hillandale within Montgomery county, MD, is set at $776,600, while for a single-family home, the FHA limit stands at $1,089,300.

Try using the Lendersa® USDA loan calculator to explore and compare the best current rates for USDA versus FHA loans. Ascertain the income, credit, reserves, and necessary documentation to qualify. Our advanced mortgage calculator offers a side-by-side look at USDA, FHA, Conforming, and VA options, aiding you in deciding which program in aligns optimally with your financial needs and plans.

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Loan Limits and Down Payment Requirements for 2026 in Hillandale, Montgomery County, MD

Loan Type Loan Limit Down Payment
USDA $776,600 0%
FHA $1,089,300 3.5%
Conventional Conforming $1,089,300 3%

Exploring USDA and FHA Loan Opportunities in Hillandale, MD

Lendersa® is committed to helping you obtain the finest USDA or FHA loan quickly and without any hassle. Select from three initial approaches to connect with matching lenders and USDA loan offerings.

Lendersa USDA loan request and matching results

Understanding USDA Loans in MD

The USDA home loan, supported by the Department of Agriculture, also referred to as the USDA rural development loan or USDA mortgage, is available exclusively in rural locations. In stark contrast to FHA loans that necessitate at least a 3.5% down payment, the USDA mortgage requires no down payment, providing a more accessible financial path for eligible homebuyers.

Enter your location to find out if it qualifies for USDA rural housing loan?



Hillandale Lenders

  • Fortis Mortgage LLC
  • 7761 Diamondback Drive, College Park, MD, 20742
  • Lends in Maryland
  • Fortis Mortgage is a respected mortgage brokerage company that helps clients in Washington, DC, Maryland and Virginia get the best possible mortgage for their home-buying or refinancing dollars. Guided by the deep industry expertise of our President, Shawn Williams, we collaborate closely with clients to determine their loan eligibility, and work

  • FedFinancial Federal Credit Union
  • 11233 Lockwood Drive, Silver Spring, MD, 20901
  • Lends in Maryland
  • FedFinancial Federal Credit Union is a financial institution that operates solely for the benefit of its members. The organization offers great deals on savings accounts, checking accounts and share certificates. We also offer low-rate mortgages, auto and personal loans and Platinum Rewards VISA card that pays you a 1.5% Rebate.

  • HEMA Federal Credit Union
  • 8701 Georgia Avenue, Suite 407, Silver Spring, MD, 20901
  • Lends in Maryland
  • HEMA Federal Credit Union is a cooperative financial institution chartered by the federal government and owned by its members. With assets surpassing $19 million we provide a safe place to save and borrow at reasonable rates. We are proud of our long tradition of providing financial solutions to our members, including those who have fewer choices.

  • Kerins Associates Inc
  • 13821 Mills Avenue, Silver Spring, MD, 20904
  • Lends in Maryland
  • Kerins Associates goal is to help families meet their personal and financial goals with the lowest monthly mortgage payment. Making dreams come true is what drives me to excel every day. With my many years in the mortgage business I have built relationships with top lenders to provide elite programs and pricing.

  • Advanced Mortgage LLC
  • 12501 Prosperity Dr, Suite 430, Silver Spring, MD, 20904
  • Lends in Maryland
  • Advanced Mortgage our Mission is to serve individuals and families with the utmost integrity. Advanced Mortgage. Financing a home is one of the biggest commitments you will ever make. Let Advanced Mortgage help guide you through the entire loan process, from application to closing and beyond. Advanced Mortgage LLC,

  • Greenbelt Federal Credit Union
  • 112 Centerway, Greenbelt, MD, 20770
  • Lends in Maryland
  • In 1952, Greenbelt Federal Credit Union was faced with its greatest challenge. The Public Housing Administration was selling the Greenbelt project and announced that down payments on at least 500 of the homes must be made by the end of the year in order for the resident-formed corporation to buy the project.

  • RoundPoint Mortgage Servicing Corporation
  • 6401 Golden Triangle Dr, Suite 150, Greenbelt, MD, 20770
  • Lends in Maryland
  • RoundPoint Mortgage Servicing Corporation was founded in 2007 and is a large, fully integrated, non-bank mortgage lending and servicing company. We are a proud member of the Freedom Mortgage Corporation family of companies. We measure success in many ways—first and foremost by our customers’ satisfaction, in our growth as a company

  • Specialty Lending Group
  • 6305 Ivy Lane Suite 320, Greenbelt, MD, 20770
  • Lends in Maryland
  • SLG is a dynamic and dependable direct private lender that provides financing to real estate entrepreneurs. Established in 2007 to fill the void caused by the contraction of the traditional lending market, and to help real estate professionals capitalize on undervalued and distressed real estate, SLG has grown into one of the most respected and rel