USDA VS FHA in Hillandale, Montgomery County, MD

As of 2026, the USDA loan limit in Hillandale within Montgomery county, MD, is set at $776,600, while for a single-family home, the FHA limit stands at $1,089,300.

Try using the Lendersa® USDA loan calculator to explore and compare the best current rates for USDA versus FHA loans. Ascertain the income, credit, reserves, and necessary documentation to qualify. Our advanced mortgage calculator offers a side-by-side look at USDA, FHA, Conforming, and VA options, aiding you in deciding which program in aligns optimally with your financial needs and plans.

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Loan Limits and Down Payment Requirements for 2026 in Hillandale, Montgomery County, MD

Loan Type Loan Limit Down Payment
USDA $776,600 0%
FHA $1,089,300 3.5%
Conventional Conforming $1,089,300 3%

Exploring USDA and FHA Loan Opportunities in Hillandale, MD

Lendersa® is committed to helping you obtain the finest USDA or FHA loan quickly and without any hassle. Select from three initial approaches to connect with matching lenders and USDA loan offerings.

Lendersa USDA loan request and matching results

Understanding USDA Loans in MD

The USDA home loan, supported by the Department of Agriculture, also referred to as the USDA rural development loan or USDA mortgage, is available exclusively in rural locations. In stark contrast to FHA loans that necessitate at least a 3.5% down payment, the USDA mortgage requires no down payment, providing a more accessible financial path for eligible homebuyers.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Gulf Mortgage Group, LLC
  • 38034 Post Office Road, Suite A, Prairieville, LA, 70769
  • Gulf Mortgage Group, LLC, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you

  • United Bank of Iowa
  • 501 2nd St, Ida Grove, IA, 51445
  • United Bank of Iowa is a bank with operations in one state. United Bank of Iowa offers numerous mortgage programs including conventional, USDA, construction and agricultural loan mortgages.

    United Bank of Iowa is an independent financial services organization focusing on creating and maintaining personalized customer relationships

  • Treynor State Bank
  • 15 East Main Street, Treynor, IA, 51575
  • TS Bank we are all about community prosperity and much of this vision has helped to attract and retain talented and committed employees. Due to our Chairman of the Board, Mick Guttau's military experience, one of the concepts implemented at the bank was "the troops come first."​ Mick has a famous quote which really exemplifies the entire culture

  • River Region Federal Credit Union
  • 1625 Lutcher Avenue, Lutcher, LA, 70071
  • River Region Federal Credit Union has been open since 1960. The credit union has assets totaling $41.43 Million and provides banking services to more than 2, 000 members.

    The credit union is a member-owned financial cooperative providing financial banking services to multiple member groups.

  • Granite Bank
  • 202 2nd Ave S, Cold Spring, MN, 56320
  • Creative, relationship-driven banking with responsive local decisions, Granite Community Bank is a full-service commercial bank serving individuals and businesses for loans, deposits, insurance and investments throughout Minnesota. Granite Bank to help you make the decisions that are right for you and your financial goals.

  • EAST BATON ROUGE TEACHERS FEDERAL CREDIT UNION
  • 4836 Plank Road, Baton Rouge, LA, 70805
  • The Credit Union was chartered in 1951 under the provisions of the Federal Credit Union Act, Public Law 467, 73d Congress 1st Session, entitled, “ An Act to establish a Federal Credit Union System, to establish further market for securities of the United States and to make available to people of small means credit for provident purposes.

  • First National Bankers Bank
  • 7813 Office Park Blvd, Baton Rouge, LA, 70809
  • FNBB, Inc. is organized to be a profitable and well capitalized financial services corporation providing high quality correspondent services which facilitate the success and growth of its shareholders and clients. It is focused on serving the management and financial needs of community financial institutions in the United States.

  • Republic Finance
  • 7031 Commerce Cir, Baton Rouge, LA, 70809
  • Republic Finance specializes in providing a variety of consumer loans, flexible lending options and incomparable customer service, & has assisted its customers in meeting their personal finance goals for more than 60 years. With branch offices located in Alabama, Georgia, Kentucky, Louisiana, Mississippi, Missouri, South Carolina, Tennessee, Texas.

  • Pelican Home Lending
  • 8768 Quarters Lake Road, Suite 5, Baton Rouge, LA, 70809
  • At Pelican Home Lending, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.

  • Reliant Home Lending
  • 8550 United Plaza Boulevard, Suite 702, Baton Rouge, LA, 70809
  • At Reliant Home Lending We make it easy & worry-free to reduce your interest rate & monthly payment. We can even help you pay down your balance more quickly for comparable monthly payment. Let our professionals guide you to the very best refinanced loan! Tapping into your home equity is easier than ever before. You’ve been paying down your balance.