USDA Vs. FHA your options comparison in Hillandale, Montgomery County, MD

As of 2026, the USDA loan limit in Hillandale within Montgomery county, MD, is set at $776,600, while for a single-family home, the FHA limit stands at $1,089,300.

Try using the Lendersa® USDA loan calculator to explore and compare the best current rates for USDA versus FHA loans. Ascertain the income, credit, reserves, and necessary documentation to qualify. Our advanced mortgage calculator offers a side-by-side look at USDA, FHA, Conforming, and VA options, aiding you in deciding which program in aligns optimally with your financial needs and plans.

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Loan Limits and Down Payment Requirements for 2026 in Hillandale, Montgomery County, MD

Loan Type Loan Limit Down Payment
USDA $776,600 0%
FHA $1,089,300 3.5%
Conventional Conforming $1,089,300 3%

Exploring USDA and FHA Loan Opportunities in Hillandale, MD

Lendersa® is committed to helping you obtain the finest USDA or FHA loan quickly and without any hassle. Select from three initial approaches to connect with matching lenders and USDA loan offerings.

Lendersa USDA loan request and matching results

Understanding USDA Loans in MD

The USDA home loan, supported by the Department of Agriculture, also referred to as the USDA rural development loan or USDA mortgage, is available exclusively in rural locations. In stark contrast to FHA loans that necessitate at least a 3.5% down payment, the USDA mortgage requires no down payment, providing a more accessible financial path for eligible homebuyers.

Enter your location to find out if it qualifies for USDA rural housing loan?



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  • Mayfair Mortgage Industry Veteran and Market Leader with in-depth experience in the Real Estate and Mortgage Banking industry. Licensed Real Estate Lending in San Francisco Bay Area since 2006. Extensive background & Specialist in Corporate and Residential relocations, Project management, Property Development, and Contract negotiation.
  • Capital Mortgage Consultants Inc
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  • "Our mission is to assist property owners with achieving their goals. We loan on all types of properties and help all types of people. Residential Refinance or Purchase-We are approved with dozens of lenders and shop for the lowest rate on your behalf. Because we are approved with many lenders, we are the Broker you want to apply with."
  • California Mortgage Advisors, Inc
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  • California Mortgage Advisors, Inc. is a full service mortgage banker servicing California since 1993. CMA has built a strong reputation by providing professional and honest client consultation, highly competitive loan programs and superior customer service to our clients and Real Estate professionals.
  • Reena Loans & Real Estate Corporation
  • 652 16th Avenue, San Francisco, CA, 94118
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  • Established in 1945, Cournale & Co. is a third-generation owned and operated "Full Service"​ real estate company located in the Richmond District of San Francisco. We assist clients in the marketing and purchasing of residential and commercial properties. We also manage over 600 units - from the Marina to the Mission.
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  • hartleb-prasad corp.
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