USDA Vs. FHA your options comparison in Chillum, Prince George's County, MD

In 2026, the USDA loan limit for Chillum in Prince George's county, MD, is $657,900. In contrast, the FHA limit for a single-family home is $822,375.

Utilize the Lendersa® USDA loan calculator to compare today's top USDA versus FHA rates and find out the necessary income, credit, reserves, and documents required for eligibility. Our advanced mortgage calculator provides a side-by-side look at USDA, FHA, Conforming, and VA loans, aiding you in choosing the best program for your financial needs in Alabama.

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2026 Loan Limits and Downpayment Requirements in Chillum, Prince George's, MD

Loan Type Loan Limit Down Payment
USDA $657,900 0%
FHA $822,375 3.5%
Conventional Conforming $822,375 3%

USDA and FHA Loan Options in Chillum, MD

The objective of Lendersa® is to promptly secure the best USDA or FHA loans for you without hassle. Choose one of three starting points to connect with matching lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in MD

A USDA home loan, also referred to as a USDA rural development loan or USDA mortgage, is backed by the Department of Agriculture and targeted at rural areas. Unlike FHA loans that require at least a 3.5% down payment, USDA loans require none.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Grand Bank
  • 204 Westover Drive, Hattiesburg, MS, 39402
  • At Grand Bank we put people first. We have been providing our customers with superior and flexible service with a hometown approach since 1968. Our mission is to serve our communities and customers so that families grow stronger, businesses thrive, and communities flourish. Grand Bank is both a great place to save for our customers.

  • First Security Bank
  • 316 Byron Avenue North, Byron, MN, 55920
  • First Security Bank is a local, family owned bank that is a proud supporter in helping customers achieve financial success and freedom. We are passionate about the community in which we live and work and strive to pay it forward and make a positive impact to better the lives of others.

  • Bank of Belle Glade Belle Glade
  • 108 S. E. Avenue D, Belle Glade, FL, 33430
  • The Bank of Belle Glade began its history in 1963 with a group of concerned citizens. This group raised its startup capital from local shareholders that recognized that the Belle Glade area needed a bank it could call it's own. A local bank with local management and decision making.

  • O'Bannon Bank
  • 1347 South Ash Street, Buffalo, MO, 65622
  • O’Bannon Banking Company was incorporated on November 20, 1905 as a Missouri State Bank with a mission of providing banking services with a personal approach to all of our customers, both business and individual. Our mission remains unchanged as we continue to provide "A Tradition of Personal Service” and a wide range of financial products.

  • Dragon Realty Capital
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  • Custom Mortgage
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  • Custom Mortgage is passionate about providing you a superior experience with mortgages. We understand you as the customer and have a firm belief that we can make the mortgage process as easy and enjoyable as possible. Our dedicated team will work with you and your situation to achieve your real estate goals.

  • Global Business Financial Investments, Inc.
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  • Global Mortgage is a leader in the Industry serving the entire state of florida with over 100 years in combine experience having billions of dollars in financial backed assets from the nations largest mortgage investors with the lowest rates to make homeownership possible for all.We pride ourselves on excellent service.

  • Valiant Mortgage Group LLC
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  • US FUND SOURCE
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  • Loan Solutions Team LLC
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  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.