USDA Vs. FHA your options comparison in Chillum, Prince George's County, MD

In 2025, the USDA loan limit for Chillum in Prince George's county, MD, is $657,900. In contrast, the FHA limit for a single-family home is $822,375.

Utilize the Lendersa® USDA loan calculator to compare today's top USDA versus FHA rates and find out the necessary income, credit, reserves, and documents required for eligibility. Our advanced mortgage calculator provides a side-by-side look at USDA, FHA, Conforming, and VA loans, aiding you in choosing the best program for your financial needs in Alabama.

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2025 Loan Limits and Downpayment Requirements in Chillum, Prince George's, MD

Loan Type Loan Limit Down Payment
USDA $657,900 0%
FHA $822,375 3.5%
Conventional Conforming $822,375 3%

USDA and FHA Loan Options in Chillum, MD

The objective of Lendersa® is to promptly secure the best USDA or FHA loans for you without hassle. Choose one of three starting points to connect with matching lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in MD

A USDA home loan, also referred to as a USDA rural development loan or USDA mortgage, is backed by the Department of Agriculture and targeted at rural areas. Unlike FHA loans that require at least a 3.5% down payment, USDA loans require none.

Enter your location to find out if it qualifies for USDA rural housing loan?



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