USDA and FHA Pro and Con in Poolesville, Montgomery County, MD
For the year 2026, the USDA loan limit in Poolesville, part of Montgomery county, MD, is $776,600. Meanwhile, the FHA limit for a single-family home is $1,089,300.
Leverage Lendersa®'s USDA loan calculator to compare today's top USDA vs. FHA rates and determine what income, credit score, reserves, and documents are necessary for eligibility. This advanced mortgage calculator allows side-by-side comparisons of USDA, FHA, Conforming, and VA loans, assisting you in selecting the best program in for your financial profile.
2026 Loan Limits and Down Payment Requirements in Poolesville, Montgomery County, MD
Loan Type
Loan Limit
Down Payment
USDA
$776,600
0%
FHA
$1,089,300
3.5%
Conventional Conforming
$1,089,300
3%
Exploring USDA and FHA Loan Choices in Poolesville, MD
Lendersa® is dedicated to providing you with the best USDA or FHA loan quickly and without hassle. Choose one of three starting points to connect with matching lenders and explore USDA loan programs.
The USDA home loan, also referred to as a USDA rural development loan or USDA mortgage, is government-backed by the Department of Agriculture and is available exclusively in rural areas. Unlike FHA loans requiring a 3.5% minimum down payment, USDA loans have no down payment requirement, making them more accessible for qualifying buyers.
19785 Crystal Rock Drive, Suite 201, Germantown, MD, 20874
Lends in Maryland
SkyPoint Federal Credit Union is one of the premier financial institutions serving Montgomery County, Md.; Frederick County, Md.; Arlington County, Va.; Alexandria and Falls Church, Va.; and the District of Columbia. SkyPoint FCU strives to offer its members a wide array of financial services.
Mid-Atlantic Federal Credit Union (MAFCU) is a not-for-profit institution managed for the sole benefit of its members, and offers many financial services at better rates and fees. Profits are returned to MAFCU members in the form of higher savings rates, lower loan rates, and lower fees. Membership is open to anyone who lives, works, worships.
Our mission is to serve our customers with honesty, integrity and competence to home buyers looking for financing and refinancing options with a fast turn around. We aim to provide home loans to our clients with interest rates and closing costs that are as low as possible. With each client we pledge to help
Sunny Lending LLC has a combined 25+ years of experience in the mortgage industry, including both residential and commercial mortgages. Our staff commands a wide range of experiences working with different banks and financial institutions. We provide unique service to better serve your financial needs.
656 Quince Orchard Road, Suite 120, Gaithersburg, MD, 20878
Lends in Maryland
At Eagle Creek Mortgage LLC, a one stop shop for all your mortgage needs. You can find information on all of our loan officers, as well as, find all the resources you will need when shopping for a mortgage. EAGLE CREEK MORTGAGE, LLC is a banking company based out of 656 QUINCE ORCHARD RD, Gaithersburg, Maryland, United States.
2656 Quince Orchard Rd, Suite 120, Gaithersburg, MD, 20878
Lends in Maryland
Eagle Creek Mortgage, LLC mission is to serve our clients with honesty, integrity and competence. Our goal is to provide no-points mortgage loans to our customers while affording them the lowest possible interest rates and closing costs. Furthermore, we pledge to provide unparalleled service to each and every one of our borrowers.
555 Quince Orchard Road, Suite 411, Gaithersburg, MD, 20878
Lends in Maryland
FDM was started by a group of 5 professionals in the basement of a home. Our vision was to build a mortgage company where clients and employees had a choice to make an educated decision. With these 5 professionals and armed with over 10 years of mortgage experience and industry knowledge, FDM went operational.
