For the year 2026, the USDA loan limit in Poolesville, part of Montgomery county, MD, is $776,600. Meanwhile, the FHA limit for a single-family home is $1,089,300.
Leverage Lendersa®'s USDA loan calculator to compare today's top USDA vs. FHA rates and determine what income, credit score, reserves, and documents are necessary for eligibility. This advanced mortgage calculator allows side-by-side comparisons of USDA, FHA, Conforming, and VA loans, assisting you in selecting the best program in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $776,600 | 0% |
| FHA | $1,089,300 | 3.5% |
| Conventional Conforming | $1,089,300 | 3% |
Lendersa® is dedicated to providing you with the best USDA or FHA loan quickly and without hassle. Choose one of three starting points to connect with matching lenders and explore USDA loan programs.
The USDA home loan, also referred to as a USDA rural development loan or USDA mortgage, is government-backed by the Department of Agriculture and is available exclusively in rural areas. Unlike FHA loans requiring a 3.5% minimum down payment, USDA loans have no down payment requirement, making them more accessible for qualifying buyers.
Enter your location to find out if it qualifies for USDA rural housing loan?
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