USDA and FHA Pro and Con in Poolesville, Montgomery County, MD
For the year 2025, the USDA loan limit in Poolesville, part of Montgomery county, MD, is $776,600. Meanwhile, the FHA limit for a single-family home is $1,089,300.
Leverage Lendersa®'s USDA loan calculator to compare today's top USDA vs. FHA rates and determine what income, credit score, reserves, and documents are necessary for eligibility. This advanced mortgage calculator allows side-by-side comparisons of USDA, FHA, Conforming, and VA loans, assisting you in selecting the best program in for your financial profile.
2025 Loan Limits and Down Payment Requirements in Poolesville, Montgomery County, MD
Loan Type
Loan Limit
Down Payment
USDA
$776,600
0%
FHA
$1,089,300
3.5%
Conventional Conforming
$1,089,300
3%
Exploring USDA and FHA Loan Choices in Poolesville, MD
Lendersa® is dedicated to providing you with the best USDA or FHA loan quickly and without hassle. Choose one of three starting points to connect with matching lenders and explore USDA loan programs.
The USDA home loan, also referred to as a USDA rural development loan or USDA mortgage, is government-backed by the Department of Agriculture and is available exclusively in rural areas. Unlike FHA loans requiring a 3.5% minimum down payment, USDA loans have no down payment requirement, making them more accessible for qualifying buyers.
Northshore Mortgage Partners is here to handle any of your mortgage lending needs. Our office is conveniently located to serve you in Covington, LA, and we are fully licensed to originate in both Louisiana & Mississippi. We are a true local Mortgage Lender with home loan products for every borrower.
Your one stop mortgage resource. We would love the opportunity to serve anyone who is looking to buy, sell, or refinance residential properties. We can help you in Louisiana, Mississippi, Alabama, & Florida. We Believe every client is unique. You are more than just a loan and a loan should help you achieve your goals and dreams.
522 N New Hampshire St, Suite 7, Covington, LA, 70433
Vista Mortgage offers over 20 years of mortgage lending experience! Our goal is to make the mortgage process simple and stress free. We strive to be there for our clients, and can be reached after hours if neccassary! We are here to make the mortgage process as simple as possible for all of our clients.
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