USDA Vs. FHA Pro and Con comparison in Towson, Baltimore County, MD
In 2025, the USDA loan limit for Towson, located in Baltimore county, MD, stands at $466,400, while the FHA loan limit for a single-family home is $632,500.
Use the Lendersa® USDA loan calculator to compare today's best USDA and FHA rates. This tool helps you figure out the required income, credit, reserves, and documents for loan qualification. Our advanced mortgage calculator lets you view USDA, FHA, Conforming, and VA loans side by side, helping you choose the best program for your financial situation in Alabama.
Loan Limits and Downpayment Requirements for 2025 in Towson, Baltimore, MD
Loan Type
Loan Limit
Down Payment
USDA
$466,400
0%
FHA
$632,500
3.5%
Conventional Conforming
$726,200
3%
Available USDA and FHA Loan Options in Towson, MD
Lendersa® aims to quickly connect you with the best USDA or FHA loans, hassle-free. Choose one of three starting points to match with lenders and suitable USDA loan programs.
A USDA home loan, also called a USDA rural development loan or USDA mortgage, is backed by the Department of Agriculture and available only in rural areas. It stands out because, unlike FHA loans needing at least a 3.5% down payment, USDA loans require none.
1700 South Dixie Highway Suite 106, Boca Raton, FL, 33432
We have cultivated strong relationships with Hedge Funds, Pension Funds, Life Insurance Companies, Private Lenders, Regional and National Banks, International Institutions and Wall Street Bankers to provide our borrowers a wide array of programs to meet their financial needs worldwide.
Our values include client focus, strong execution, and continuous improvement for your real estate needs. Say goodbye to shopping around endlessly for a suitable lender. We've managed over $1 billion in real estate loans, and the number continues to grow!
Our sole intent is to improve your real estate business, whether it’s by lowering costs, cr
WCF Financial Bank is a locally-committed community bank focused on providing exceptional customer service with quality products and services.
After 80 years, WCF Financial Bank has built a reputation of being a locally-committed community bank with locations in Webster City and Independence providing exceptional customer service
115 Hardman Avenue South, South Saint Paul, MN, 55075
Riverview Credit Union is a member owned, non-profit financial institution. Chartered in 1931, Riverview Credit Union was organized to provide financial products and services that are personalized and competitively priced to its' members. Membership in Riverview Credit Union is exclusive to those who qualify.
100 Bridgepoint Dr, Suite 190, South Saint Paul, MN, 55075
Lend Smart Mortgage has operated as a mid sized, locally owned retail lender since inception in 2006. We have made several acquisitions over the years to continue our planned growth and expand our licensing base. We are direct lenders and seller/servicers with both Fannie Mae and Freddie Mac which means we control the entire mortgage process
1499 Palmetto Park Road, Suite 109, Boca Raton, FL, 33486
Hamilton Home Loans is a national mortgage lending firm recognized for outstanding customer service. If you are buying or refinancing a home, we provide personal contact with an experienced team of mortgage experts. To ensure exceptional service, we control the entire mortgage process from application through closing.
5100 Town Center Circle, Suite 301, Boca Raton, FL, 33486
Yarrow is here to serve both growing and established companies across every industry. From the public to private sector, our top priority is to give our clients the financial solutions they need to continue and grow their success. That’s why we offer a variety of useful services, including vendor programs.
5500 South Robert Trail, Inver Grove Heights, MN, 55077
Heartland Credit Union is a not-for-profit financial cooperative focused on helping members achieve their financial dreams. Our members enjoy low loan rates, fewer fees and friendly, personal service. At Heartland we take pride in getting to know our members, their stories and their goals.
On August 13, 2007 Reliance Bank opened its doors to the community of Faribault as a State Chartered, FDIC insured, full-service bank. Staffed with nine experienced bank employees, Reliance set off on a mission to become the best community bank. After its first full year of operation, Reliance Bank was given the coveted Faribault Area
First Community Bank of the Ozarks is a financial institution that is committed to serving the personal and business banking needs of the Branson, Hollister and Forsyth communities. Because we’re a community bank, we offer local decision-making from people you know and trust. First Community Bank Established in 1993.
