USDA and FHA Pro and Con in Arundel, York County, ME

In 2025, USDA loan limit in Arundel, county of York, ME is $370,700 while FHA limit is $506,000 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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2025 loan limits and downpayment requirments in Arundel, county of York, ME

Loan Type Loan Limit Down payment
USDA $370,700 0%
FHA $506,000 3.5%
Conventional Conforming $726,200 3%

USDA and FHA loan options in Arundel, ME

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in Maine?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • The Criss Group
  • 5360 Jackson Dr, Suite 200, La Mesa, CA, 91942
  • More of us should be focusing on our clients' best interests, not our own." As San Diego's most respected mortgage Loan Officer, Scott has the flexibility of a Broker giving his clients excellent options. Aside from a great rate, Scott goes above and beyond with in-depth analysis of his extensive list of loan programs.
  • Mavin Mortgage
  • 5360 Jackson Dr, Suite 200, La Mesa, CA, 91942
  • Mavin Mortgage specializes in creating customized mortgage plans and providing home loans for clients in San Diego, CA and all surrounding areas. We provide home financing programs, including VA, FHA and conventional loans. Call us today! Paul Johnson is the managing partner of this comapany. As a certified mortgage planner
  • Valley View Home Loans
  • 7171 Alvarado Road, Suite 203, La Mesa, CA, 91942
  • Valley View Properties we uphold an ongoing commitment to providing an elevated level of personal service. Our clients come first, and as a result, they are able to achieve more than they ever dreamed with their real estate investment Valley View Properties we uphold an ongoing commitment to providing an elevated level of personal service.
  • Veterans National Mortgage Inc
  • 7484 University Avenue, Suite 220, La Mesa, CA, 91942
  • We are a different kind of Mortgage company. Large enough to provide all of the technology, efficiency, automated systems and consistency. Small enough to care immensely about our clients. We take pride in providing an experience you can brag about to your friends. We are an independent Mortgage Broker that specializes in VA Loans.
  • TRT HOME LOANS, INC.
  • 3110 E. Garvey Ave South, West Covina, CA, 91791
  • At TRT Home Loans, Inc, I am pleased to share with you our mission statement. To dedicate the highest quality of customer service to our clients and customers with honesty, integrity & a professional environment. At TRT Home Loans, Inc, we will find a loan that fits each borrower. Unlike big banks that have order takers helping you with your loan.
  • Alamo Jewelry & Loan
  • 544 N Azusa Ave, West Covina, CA, 91791
  • Alamo Jewelry & Loan is a pawn shop in West Covina. We specialize buying, selling, and loaning on guns and firearms of all types, new and used, from the newest models to the classics, to the even higher end brands. We also specialize in jewelry, buying scrap gold, silver, and platinum, and anything else of value.
  • ShopAround Real Estate Services
  • 640 South Sunset Avenue, Suite 209D, West Covina, CA, 91791
  • ShopAround Real Estate Services goal is to give you the opportunity to expand the exposure of your property for sale to the mass market and get back a quicker response with your investment. Our mortgage financing product will also help you obtain a new mortgage to relinquish the old one.
  • GM Brokerage
  • 150 N Grand Ave, Suite 204, West Covina, CA, 91791
  • GM Brokerage buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
  • SB Management Services, Inc.
  • 750 Terrado Plaza, Suite 112, West Covina, CA, 91791
  • SB Financial Home Loans is a family-owned, family-operated business that serves the financing needs of small business owners throughout the Southern California counties of Riverside, San Bernardino, Orange, L.A., and West L.A. Based in Covina, the company was established in 2006 by Aide Solis
  • California Mortgage Brokers Inc.
  • 150 N. Grand Ave Suite 204, West Covina, CA, 91791
  • California Mortgage Brokers Inc mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Reverse4Retirement
  • 100 N Barranca St Fl 7, West Covina, CA, 91791
  • This company offers Welcome to Reverse4Retirement, we are reverse mortgage professionals and dedicated to helping senior citizens in California with reverse mortgages and reverse purchase home loans We understand the needs and concerns of our clients and work with them each step of the way to make the reverse mortgage process easy and stress free.