USDA VS FHA in Arundel, York County, ME

For 2025, the USDA loan limit in Arundel, within York county, ME, is set at $370,700. Meanwhile, the FHA limit for a single-family home is $506,000.

Utilize the Lendersa® USDA loan calculator to compare today's USDA versus FHA rates and assess income, credit, reserves, and documents needed for qualification. Our sophisticated mortgage calculator lets you view USDA, FHA, Conforming, and VA loans side by side, helping you select the best program in for your financial needs.

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2025 Loan Limits and Down Payment Requirements in Arundel, York, ME

Loan Type Loan Limit Down Payment
USDA $370,700 0%
FHA $506,000 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Options in Arundel, ME

Lendersa® aims to connect you quickly with the best possible USDA or FHA loans without hassle. Choose from three starting paths that match you with lenders and compatible USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in ME

A USDA home loan, backed by the government through the Department of Agriculture, also known as a USDA rural development loan or mortgage, is designed for rural areas. Unlike FHA loans requiring a 3.5% down payment, USDA loans require none.

Enter your location to find out if it qualifies for USDA rural housing loan?



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