USDA Vs. FHA your options comparison in Biddeford, York County, ME
For 2025, the USDA loan limit for Biddeford in York, ME, is $370,700, while the FHA cap is set at $506,000 for a single-family house.
Utilize the Lendersa® USDA loan calculator to compare the current USDA versus FHA best rates. This tool helps you ascertain the income, credit, reserves, and documentation required to qualify. Our sophisticated mortgage calculator displays USDA, FHA, Conforming, and VA options side by side, aiding your decision for the most suitable program in for your financial needs.
2025 Loan Caps and Down Payment Requirements in Biddeford, York, ME
Loan Type
Loan Limit
Down Payment
USDA
$370,700
0%
FHA
$506,000
3.5%
Conventional Conforming
$726,200
3%
Available USDA and FHA Loan Options in Biddeford, ME
Lendersa® is committed to swiftly securing the perfect USDA or FHA loan for you, free of stress. Choose one of three entry points to connect with lenders and align with the USDA loan plans.
A USDA home loan is backed by the federal Department of Agriculture, often known as a USDA rural development loan or USDA mortgage, and is aimed at rural areas. In contrast to FHA loans, which need at least a 3.5% down payment, USDA loans require no down payment at all.
101 Lindenwood Drive, Suite 225, Malvern, PA, 19355
Spring Mill Financial is a full service mortgage broker. We offer conventional, FHA, VA, USDA, Jumbo and reverse mortgages. If you are purchasing, refinancing, or looking to draw equity from your home, Spring Mill Financial can help! NMLS 1854510broker. We offer conventional, FHA, VA, USDA, Jumbo and reverse mortgages.
101 Lindenwood Drive Suite 225, Malvern, PA, 19355
National Mortgage Group offers a wide variety of competitive financing options. We specialize in Conforming, FHA Government Insured, Jumbo Loans, VA, Commercial and much more. National Mortgage Group has experienced tremendous success by providing exceptional customer service and a wide range of competitive mortgage
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Monroe Savings Bank is a community bank located in Williamstown, New Jersey. We have served the Monroe Township community since 1870 and have prided ourselves on serving the needs of our community in a friendly and professional manner.Our main office is located on Main Street in downtown Williamstown.
Founded in 1952 in Ridley Park, Pennsylvania, BHCU is a federally insured credit union that provides comprehensive banking services to its members. Originally established to serve employees of Boeing (formally Vertol) and their family members, BHCU recently expanded to a community-based credit union, exclusively serving Delaware County, PA.
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