USDA Loan Vs. FHA loan pro & con Kennebunkport, York County, ME

In 2025, the USDA loan cap for Kennebunkport in York, ME is $370,700, while the FHA limit for a single-family home stands at $506,000.

Utilize the Lendersa® USDA loan calculator to compare today's USDA vs. FHA rates. Determine the income, credit, reserves, and documents necessary for qualification. Our advanced mortgage calculator provides a side-by-side view of USDA, FHA, Conforming, and VA options, aiding you in selecting the best program in for your financial needs.

USDA and FHA Loan Options in Kennebunkport, ME

The goal of Lendersa® is to provide you with the best USDA or FHA loans quickly and effortlessly. Choose from three starting paths to match with lenders and USDA loan programs suited to your needs.

Lendersa USDA loan request and matching results

What is a USDA Loan in ME?

A USDA home loan, backed by the U.S. Department of Agriculture, is also referred to as a USDA rural development loan or mortgage, and is specifically available in rural areas. Unlike FHA loans, which require at least a 3.5% down payment, USDA loans require none.

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(412) 831-4776 Lender's profile and map Reviews Equity Edge Funding Corporation 4050 Washington Rd, Suite 3F, Canonsburg, PA, 15317 Founded in 2001, Equity Edge Funding prides itself on its unmatched level of customer service. All of the loan officers take great strides in earning your business and work diligently toward being your "trusted mortgage financial advisor for life", not just one transaction. The company has developed a strong reputation
(412) 606-1020 Lender's profile and map Reviews MJ Mortgage & Tax Services, Inc. 321 Winners Circle, Canonsburg, PA, 15317 We understand that each customer has specific needs, so here at MJ Mortgage & Tax Services Inc., we strive to provide our clients with enhanced services and follow-though. Because of our many years in both the lending and the real estate industries, we make the complicated process seem easy and straightforward.
(412) 401-6805 Lender's profile and map Reviews THREE RIVERS LENDING 375 Southpointe Blvd, Suite 340, Canonsburg, PA, 15317 Three Rivers Lending "Mortgage and Refinancing Experts" with over 30 years of experience. We serve Pennsylvania and Florida. We are Mortgage Brokers so we can shop your loan with 18 of our investors to get you the best rate and product. Remember you only need 3.5% down to buy your new home. Call us so we can help you
(804) 756-5000 Lender's profile and map Reviews Connects Federal Credit Union 7700 Shrader Road, Richmond, VA, 23228 Connects Federal Credit Union is an independent, not-for-profit financial cooperative. Connects FCU is owned by its members, who are shareholders. Member share deposits provide the funds for loans to members and the income from loan interest is used to meet expenses and pay dividends on member accounts.
(804) 836-9580 Lender's profile and map Reviews Direct Mortgage Brokers, LLC. 2103 East Parham Road, Suite 210, Henrico, VA, 23228 Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
(757) 499-4303 Lender's profile and map Reviews Dragas Mortgage Company 4532 Bonney Rd, Suite A, Virginia Beach, VA, 23462 Dragas Mortage is a locally owned and operated lender in Hampton Roads for over 50 years. We provide personalized mortgage lending across Virginia. Whether purchasing a home or refinancing, our dedicated team will help you get prequalified quickly and easily and help you every step of the way. We're local and we're here for you
(757) 618-3858 Lender's profile and map Reviews OVM Financial 5040 Corporate Woods Drive, Suite 100, Virginia Beach, VA, 23462 Welcome to the McNulty Team at OVM Financial, where superior service meets down to earth reliability. Our team provides an unparalleled level of mortgage understanding, allowing you to enjoy a smooth and seamless process. We aim to serve you, and we take great pride in exceeding your expectations.
(757) 962-6788 Lender's profile and map Reviews Prime Mortgage Resources, Inc. One Columbus Center, Suite 600, Virginia Beach, VA, 23462 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
(800) 244-4132 Lender's profile and map Reviews Virginia Wholesale Mortgage Incorporated 249 Central Park Ave, Suite 300, Office 116, Virginia Beach, VA, 23462 Whether you’re buying, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who gives you quick and accurate financial advice.
(757) 410-9963 Lender's profile and map Reviews Bay Mortgage, LLC 600 Virginia Beach, Virginia Beach, VA, 23462 We offer our clients the rare and valuable combination of consistently competitive rates, a very experienced team, and a superior service platform. We welcome the opportunity to share with you specifically how we provide these benefits to our clients and also providing an uniquely pleasant mortgage transaction experience where we act professionally
(757) 932-9326 Lender's profile and map Reviews Home Free Mortgage 249 Central Park Ave, Suite 300, Virginia Beach, VA, 23462 Home Free Mortgage you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.