USDA VS FHA in Kennebunkport, York County, ME

In 2025, USDA loan limit in Kennebunkport, county of York, ME is $370,700 while FHA limit is $506,000 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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2025 loan limits and downpayment requirments in Kennebunkport, county of York, ME

Loan Type Loan Limit Down payment
USDA $370,700 0%
FHA $506,000 3.5%
Conventional Conforming $726,200 3%

USDA and FHA loan options in Kennebunkport, ME

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in Maine?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Lazerus Properties
  • 530 S. Lake Ave, Suite 203, Pasadena, CA, 91101
  • Lazerus Properties and Capital is a full-service Real Estate Company dedicated to guiding you in your 30 Year Fixed Rates from 1.99% / 2.210% APR*, Lazerus Properties is a full-service Real Estate Brokerage dedicated to simplifying your Real Estate Purchases, Sales and Lending transactions.
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  • Axium Mortgage provides financing for residential purchases or refinancing of your existing home loan. Axium Mortgage offers a wide variety of mortgage programs: 15-year, 30-year fixed rate mortgages and or adjustable rate loan options; We strive to provide the best possible financing solutions, based on our clients individual needs.
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