FHA Vs. USDA loan program for Kennebunk, York County, Maine

In 2025, USDA loan limit in Kennebunk, county of York, ME is $370,700 while FHA limit is $506,000 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Kennebunk, ME

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Maine?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

844 507 5859 115 miles Lender's profile and map Reviews Foxpoint Lending One Richmond Square, Providence, RI, 02906 Foxpoint Lending is a private lender that delivers loans tailored for investment properties such as residential (non-owner occupied) and commercial real estate. We are based in Rhode Island, but partner with experienced real estate investors in multiple states. Our loans are frequently termed asset-backed loans because they are backed by the col
(866) 584-3651 116 miles Lender's profile and map Reviews Capital Good Fund 333 Smith Street, Providence, RI, 02908 Capital Good Fund is a nonprofit, U.S. Treasury-certified Community Development Financial Institution that helps people fix their finances. We offer small loans and personalized Financial + Health Coaching to families in Rhode Island, Florida, Massachusetts, Delaware, Illinois, Texas and Colorado.
(401) 454-3300 116 miles Lender's profile and map Reviews Homestar Mortgage 220 Smith Street, Providence, RI, 02908 Homestar Mortgage is one of Rhode Island's largest independent mortgage lenders and brokers, offering home and commercial loans, constructions loans, reverse mortgages, and refinancing programs. With offices in Providence, Wakefield and Plainville, MA, Homestar is a licensed mortgage lender
(800) 371-5162 116 miles Lender's profile and map Reviews VSECU PO Box 67, Burlington, VT, 05601 VSECU is a credit union is a not-for-profit financial cooperative that is owned by its members. Profits go back to the member owners in the form of higher saving rates, lower loan rates, and affordable services. Credit unions do not exist to make a profit for the benefit of outside stockholders
(401) 438-7788 117 miles Lender's profile and map Reviews Community & Teachers Federal Credit Union 1169 South Broadway, East Providence, RI, 02914 Community & Teachers is a full service, not-for-profit cooperative financial institution that has been serving “Townies” for over 55 years. Founded in 1960 by eight teachers, the Credit Union was initially only able to extend membership if the person was employed by the school department.
(800) 254-3262 117 miles Lender's profile and map Reviews Capital City Financial Corporation 2740 Pawtucket Avenue East, Providence, RI, 02914 Capital City Financial Corporation proudly serves the Rhode Island, Massachusetts, and Connecticut communities. A strong and genuine belief in the "customer for life" principal of doing business is what fuels this company. Referrals from previous customers, real estate professionals, accountants, financial planners.
(401) 270-1144 117 miles Lender's profile and map Reviews Troy City Mortgage LLC 692 Warren Avenue, East Providence, RI, 02914 Troy City Mortgage, we work hard to get our clients approved so they can experience the benefits of homeownership. We guide first-time buyers through what it takes to achieve their dream of owning a home.and also we work with existing homeowners on everything from refinancing to home equity.
(401) 952-7376 117 miles Lender's profile and map Reviews Province Mortgage Associates, Inc 50 Office Parkway, East Providence, RI, 02914 We are a full service, delegated lender licensed in RI, MA, CT, and NH specializing in residential and commercial lending for purchase and refinance transactions. Our business is generated solely on referrals from our network and our valued clients with comments always revolving around one central theme.
(888) 225-4636 117 miles Lender's profile and map Reviews Cape Cod 5 Lending and Wealth Management Office 2745 Main St, Brewster, MA, 02631 "Cape Cod 5 is a mutually-owned, independent state-chartered savings bank with $4.4 billion in assets, offering a broad range of products, tools and services to empower the financial lives of its customers. We at Cape Cod 5 are committed to serving our customers with the highest level of ethics as their trusted financial partner"
(508) 678-2851 117 miles Lender's profile and map Reviews Somerset Federal Credit Union 740 County Street, Somerset, MA, 02726 Our goal is to provide our members with the financial services they need along with the latest technology and the personal attention they deserve. SFCU serves people who live or work in Bristol County, Massachusetts, or if a member of your immediate family lives or works in Bristol County, Massachusetts.
(401) 456-5000 117 miles Lender's profile and map Reviews Bank Rhode Island One Turks Head Place, Providence, RI, 02903 We're proud to meet the individual needs of individuals, families, and business owners throughout Rhode Island. As a full service commercial bank, we offer a range of products and services and a local team of experienced professionals who will take the time to get to know you and deliver them to you personally.
(401) 450-0047 117 miles Lender's profile and map Reviews Rhode Island Capital 30 Exchange Terrace, 4th Floor, Providence, RI, 02903 Our product offerings are structured to provide you with maximum flexibility in creating the right financing package for you. Many firms specialize in a single product focus such as lines of credit or SBA loans but they lack an ability to draw from other resources to help your business.