USDA VS FHA in Kittery, York County, ME

For 2025, the USDA loan limit in Kittery within York county, ME, is set at $370,700. The FHA limit for a single-family home is $506,000.

Utilize Lendersa® USDA loan calculator to compare the best rates of today's USDA against FHA loans, determining the necessary income, credit, reserves, and documentation for qualification. Our advanced mortgage calculator lets you view USDA, FHA, Conforming, and VA loans side by side, aiding you in deciding which program in most suits your financial circumstances.

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2025 Loan Limits and Downpayment Needs in Kittery, York County, ME

Loan Type Loan Limit Down Payment
USDA $370,700 0%
FHA $506,000 3.5%
Conventional Conforming $726,200 3%

Discovering USDA and FHA Loan Options in Kittery, ME

The ambition of Lendersa® is to help you quickly find the best possible USDA or FHA loan without hassle. Choose among three options to connect with lenders offering USDA loan programs.

Lendersa USDA loan request and match findings

Definition of USDA Loan in ME

A USDA home loan, also known as a USDA rural development loan or mortgage, is guaranteed by the U.S. Department of Agriculture and is accessible exclusively in rural areas. In contrast to FHA loans requiring at least a 3.5% down payment, USDA loans require no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Nosari Home Mortgage
  • 1001 Hwy 62 E, Mountain Home, AR, 72653
  • Nosari Home Mortgage, Inc has served the state of Arkansas since 1995 and now Missouri. Nosari Home Mortgage, Inc is now licensed in Missouri, and we are able to provide the best rates and most mortgage programs to our neighbors in Missouri. We have been voted "Best Mortgage Lender" via the annual Best of the Twin Lakes' annual poll since 2014.
  • Impact Residential Mortgages Inc
  • 13508 Fladgate Mark Dr., Riverview, FL, 33579
  • Impact Residential Mortgages,Inc. At Impact Residential Mortgages, we will find a loan that fits each borrower. Unlike big banks or Online Lending Companies that have order takers helping you with your loan, we have highly skilled Mortgage Loan Originators. Our Originators know what it takes to get through underwriting quickly.
  • Mortgage Pro
  • 1980 Summit Drive, Dunedin, FL, 34698
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Cason Home Loans
  • 2000 PGA Blvd, Suite 3220A, Palm Beach Gardens, FL, 33408
  • Cason Home Loans is determined to achieve excellence in the mortgage origination industry; focusing on customer satisfaction and attention to detail to prove that our team is an elite organization.we pledge to be honest and upfront so that your mortgage needs can be met and you walk away telling others about Cason Home Loans.
  • Mortgage300
  • 2000 PGA BLVD Bldg A Suite 3220, North Palm Beach, FL, 33408
  • Mortgage300 brings together top industry talent, high-efficient operations team and the secret sauce - a partnership opportunity offering true equity and autonomy.Through this revolutionary structure, we fully empower our highly experienced partners which enables us to combine the typical sales hierarchy down to just one.
  • UNITED MORTGAGE CORP.
  • 1201 U.S. Highway One, Suite 330, North Palm Beach, FL, 33408
  • United Mortgages Corp’s only business is mortgages. Unlike a commercial bank, we are not limited to one or two standard programs. As a mortgage banker, we have many market sources to offer our clients. We know that each customer has a special set of circumstances and our specialty is identifying the right type of loan that meets your needs.
  • American Mortgage Solutions
  • 712 US-1 #300, North Palm Beach, FL, 33408
  • We are privileged and Fortunate to have a very experienced Mortgage Team of Professionals that share the same vision. Our intention is to impress upon you the importance of making your mortgage a pivotal component to your overall financial planning strategy. Our goal is to custom fit you with the best overall financing package by,
  • FNBT BANK
  • 29 North Eglin Parkway NE, Fort Walton Beach, FL, 32548
  • Locally owned and operated FNBT.COM Bank was established in 1956. With our Main Office located in Ft Walton Beach, Florida, on Northwest Florida's Emerald Coast, FNBT.COM Bank offers a variety of products and services, Online Banking, Loans, Safe Deposit Boxes, and Personal and Business Accounts, as well as many other services.
  • Mortgage One of the South Inc
  • 15 North Eglin Parkway, Fort Walton Beach, FL, 32548
  • At Mortgage One, we are driven to exceed our client's expectations. Our #1 goal is to facilitate the "American Dream" of homeownership. Our local and friendly team prides itself on providing a professional, seamless transaction with the utmost integrity and knowledge. Mortgage One is not just our name, it is the way we do business
  • Landmark Mortgage of Tampa Bay Inc
  • 2424 Enterprise Road, Suite F, Clearwater, FL, 33763
  • We offer the most competitive interest rates in the mortgage industry and the lowest closing costs. Our streamlined approval and in-house processing allows for personal attention to your loan and on time closings with no unpleasant surprises.Our loan officers work individually with each client to find the best loan for your needs.
  • Nicholas Financial, Inc.
  • 2454 McMullen Booth Road, Clearwater, FL, 33759
  • Nicholas Financial, Inc., established in 1985, is a consumer finance company, that specializes in purchasing and servicing auto loans made by franchised and independent auto dealers, via a network of company owned and operated branch offices. Nicholas operates a network of 47 locations.