For 2026, the USDA loan limit in Kittery within York county, ME, is set at $370,700. The FHA limit for a single-family home is $506,000.
Utilize Lendersa® USDA loan calculator to compare the best rates of today's USDA against FHA loans, determining the necessary income, credit, reserves, and documentation for qualification. Our advanced mortgage calculator lets you view USDA, FHA, Conforming, and VA loans side by side, aiding you in deciding which program in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $370,700 | 0% |
| FHA | $506,000 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
The ambition of Lendersa® is to help you quickly find the best possible USDA or FHA loan without hassle. Choose among three options to connect with lenders offering USDA loan programs.
A USDA home loan, also known as a USDA rural development loan or mortgage, is guaranteed by the U.S. Department of Agriculture and is accessible exclusively in rural areas. In contrast to FHA loans requiring at least a 3.5% down payment, USDA loans require no down payment at all.
Enter your location to find out if it qualifies for USDA rural housing loan?
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