USDA Loan Vs. FHA loan for Kittery, ME [ best of 2023]

In 2025, USDA loan limit in Kittery, county of York, ME is $370,700 while FHA limit is $506,000 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Kittery, ME

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Maine?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(551) 210-1720 228 miles Lender's profile and map Reviews ELITE MORTGAGE LLC 1610 Center Avenue, Fort Lee, NJ, 07024 "At Elite Mortgage, we believe that a home is a space that offers safety and comfort. It is the mission of Elite Mortgage to provide education and guidance in the mortgage process for past, current, and future homeowners. We will be the source of up-to-date mortgage industry information and maintain high trust relationships"
(212) 234-4121 228 miles Lender's profile and map Reviews FIDELIS FEDERAL CREDIT UNION 448 West 152nd Street, New York, NY, 10031 Since 1956, Fidelis Federal Credit Union is committed to building our assets and membership by providing quality services to our members in a prompt, courteous and responsible manner, while maintaining competitive rates and financial stability and Fidelis Federal Credit Union is a nonprofit financial institution
(917) 355-1058 229 miles Lender's profile and map Reviews Hard Money Lenders NY 43-13 National St, Corona, NY, 11368 "We at Hard Money Lenders NY have been helping investors for 16 years to obtain quick financing on non-bankable properties. We provide loans to all of New York City boroughs and all of Long Island. We’re able to help people with either good or bad credit on a case by case basis.We’re quick, we’re efficient, and we always keep our word."
(718) 507-5457 229 miles Lender's profile and map Reviews First Baptist Church Federal Credit Union 100-10 Astoria Boulevard, East Elmhurst, NY, 11369 First Baptist Church Federal Credit Union was established while under the Pastorate of the late Rev. Theodore R. Lee, Jr, and received its Charter in 1975 from the National Credit Union Association, (NCUA). We are located on the lower level of First Baptist Church at 100-10 Astoria Blvd, East Elmhurst, New York, 11369.
(201) 652-8776 229 miles Lender's profile and map Reviews Ascendia Bank 175 Rock Road, Glen Rock, NJ, 07452 Glen Rock Savings Bank was established in 1922 to provide a safe place for local New Jersey residents to get a fair return on savings and secure residential home mortgages. The bank was initially located across the street from the iconic “Rock” in the Glen and was eventually renamed Glen Rock Savings Bank.
(201) 925-3470 229 miles Lender's profile and map Reviews Commercial Mortgage Unlimited LLC 22 Tilghman Dr, Glen Rock, NJ, 07452 Commercial Mortgage Unlimited Offers custom tailored lending programs to fit the needs of each individual borrower and property type. All property typesCommercial Mortgage Unlimited Offers custom tailored lending programs to fit the needs of each individual borrower and property type.
(315) 797-3575 229 miles Lender's profile and map Reviews Special Metals Federal Credit Union 4340 Middle Settlement Road, New Hartford, NY, 13413 Special Metals Federal Credit Union, located at 4340 Middle Settlement Rd, New Hartford, N.Y, is proud to be in its 51st year of serving its membership! Chartered in 1961, our asset size has grown to $13 million over the years. We serve almost 1200 members, including employees of Special Metals, retirees, and family members of employees.
(315) 724-1654 229 miles Lender's profile and map Reviews GPO Federal Credit Union 4311 Middle Settlement Road, New Hartford, NY, 13413 GPO Federal Credit Union is proud to be one of the area’s largest credit unions, serving more than 30, 000 members from Oneida, Herkimer, Madison Counties and beyond. As a credit union, we are a not-for-profit, member-owned financial cooperative. At GPO, our mission statement is simple, ‘Our Focus is You’. We aim to serve our members.
(315) 735-8571 229 miles Lender's profile and map Reviews First Source Federal Credit Union 4451 Commercial Drive, New Hartford, NY, 13413 First Source Federal Credit Union is dedicated to helping people Live Smarter, offering financial services and education to improve the quality of life of their Members and the communities they serve. Founded in 1938, First Source is a not-for-profit, Member-owned financial cooperative with branches in New Hartford, North Utica, South Utica, Rome,
(718) 575-1166 229 miles Lender's profile and map Reviews Summit Funding Inc 7030 137 Street, Kew Gardens Hills, NY, 11367 Our primary goal is to help people get the mortgage that best meets their needs so they can buy a home or stop overpaying on their existing mortgages.You can always count on the Summit Funding team to get it done for you. We have successfully helped thousands of people and look forward to helping thousands more.
(201) 599-3000 229 miles Lender's profile and map Reviews Freedom Bank 99 West Essex Street, 2nd Floor, Maywood, NJ, 07607 Freedom Bank is an independent, full-service commercial bank that's committed to providing individuals and businesses with ways to achieve their financial goals. From checking and IOLTA accounts to CDs and low-cost loans, we have it all! We are dedicated to high-tech delivery of competitive products,