FHA Vs. USDA loan program for Kittery, York County, Maine

In 2025, USDA loan limit in Kittery, county of York, ME is $370,700 while FHA limit is $506,000 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Kittery, ME

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Maine?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(401) 490-3210 100 miles Lender's profile and map Reviews Best Financial Mortgage Services Inc 108 Phenix Ave, Cranston, RI, 02920 Best Financial Mortgage Services opened. She has over 18 years experience as a loan officer in the mortgage industry. She has worked for local lenders, mortgage brokers, and was a volume award winner at a national Fortune 1000 Mortgage Company. Her repeat client business is a testimony to her commitment to customer service.
(401) 281-9601 100 miles Lender's profile and map Reviews Providence Commercial Capital 535 Atwood Ave, Suite 4, Cranston, RI, 02920 Providence Commercial Capital is truly a one-of-a-kind company. We are a direct portfolio and correspondent lender originating commercial and investment loans. PCC is an alternative lender offering flexible programs which has, over the years, opened many doors for our clients who may not have been able to find suitable financing elsewhere.
401 261 0922 100 miles Lender's profile and map Reviews EMCAP 1140 Reservoir Avenue, Cranston, RI, 02920 EMCAP is dedicated to funding real estate investors throughout RI, MA, NH, ME and FL. EMCAP is a private lender (“hard money lender”) capable of offering investors (no owner occupants) flexible real estate financing programs and quick execution time frames that are unmatched by traditional lending sources
(401) 286-6034 100 miles Lender's profile and map Reviews Accutrust Mortgage Inc 1107 Pleasant Street, Fall River, MA, 02723 Accutrust Mortgage Inc. is comprised of the area's most knowledgeable and caring mortgage professionals. We have helped thousands of families in New England realize their dream of home ownership. Since our inception in 2004, we have arranged $2, 406, 051, 922.00 in mortgage loans while serving 10, 781 families.
(888) 225-4636 100 miles Lender's profile and map Reviews Cape Cod 5 Lending and Wealth Management Office 2745 Main St, Brewster, MA, 02631 "Cape Cod 5 is a mutually-owned, independent state-chartered savings bank with $4.4 billion in assets, offering a broad range of products, tools and services to empower the financial lives of its customers. We at Cape Cod 5 are committed to serving our customers with the highest level of ethics as their trusted financial partner"
(508) 996-5492 101 miles Lender's profile and map Reviews St. Anthony of New Bedford Federal Credit Union 1743 Acushnet Avenue, New Bedford, MA, 02746 St. Anthony of New Bedford Federal Credit Union is your local credit union. We are a federally chartered community credit union. Anyone living, working or having business within Bristol County is eligible to join.St. Anthony of New Bedford Federal Credit Union, a member owned co-operative, is a full service financial institution offering a variety
(508) 995-0740 101 miles Lender's profile and map Reviews Castle Mortgage Brokerage Inc 1819 Acushnet Ave, New Bedford, MA, 02746 Our focus is to help you achieve the "American Dream" through proper financing of your home purchase or refinance. We have a vested interest in satisfying your needs. We will select the best lender from are many sources to provide you with a loan that needs your individual needs.
(207) 897-0900 101 miles Lender's profile and map Reviews OTIS Federal Credit Union 170 Main Street, Jay, ME, 04239 As a cooperative, not-for-profit financial institution, we are able to offer lower rates on loans, higher dividend rates on your accounts, fewer fees, and more flexible and personalized financial services to our members than our larger, for-profit competitors. That means more of your hard-earned money stays in your pocket, and in our community.
(207) 623-1851 101 miles Lender's profile and map Reviews Maine State Credit Union 200 Capitol Street, Augusta, ME, 04330 Maine State Credit Union is devoted to improving our members' financial lives, not just the bottom line. From the CEO to the tellers in the lobby, we embrace this mission every day, in person, online, and over the phone. Membership means better service. That friendly greeting in the lobby is real.
(800) 696-1146 101 miles Lender's profile and map Reviews Trademark Federal Credit Union 44 Edison Drive, Augusta, ME, 04330 At Trademark, we are committed to delivering excellent service, while providing professional financial guidance, education, and the right combination of products and services to help our Members and their families build and sustain financial security. We will seek continued growth – for the benefit of our Members.
(207) 623-5171 101 miles Lender's profile and map Reviews KV Federal Credit Union 316 West River Road, Augusta, ME, 04330 KV Federal Credit Union is a member owned financial institution, that is based on building relationships one member at a time through a professional, courteous and genuine approach. We pride ourselves on providing outstanding quality financial products, services and technology while maintaining a financially sound institution.