USDA and FHA Pro and Con in Allegan, Allegan County, MI
In 2025, the USDA loan limit in Allegan, county of Allegan, MI stands at $336,500. Conversely, for a single-family home, the FHA limit is $472,030.
Leverage the Lendersa® USDA loan calculator to evaluate today's best rates between USDA and FHA options. Determine the required income, credit, reserves, and necessary documents to qualify. Our advanced mortgage calculator provides a side-by-side view of USDA, FHA, Conforming, and VA loans, facilitating your choice of the most suitable program in based on your financial needs.
2025 Loan Limits and Downpayment Requirements in Allegan, Allegan, MI
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Allegan, MI
The primary aim of Lendersa® is to secure the best available USDA or FHA loan for you promptly, without hassle. Begin with one of three starting paths to link up with matching lenders and find suitable USDA loan programs.
A USDA home loan, guaranteed by the Department of Agriculture, is also referred to as a USDA rural development loan or USDA mortgage, available exclusively in rural areas. Unlike FHA loans that mandate a minimum 3.5% down payment, USDA loans require no down payment, offering a significant advantage.
999 Corporate Dr, Suite 180, Ladera Ranch, CA, 92694
Truss Financial Group has persevered through one of the most detrimental market collapses ever and we've done so by forming Strategic Referral Partnerships with Realtors, CPAs, and Financial Planners. Their clients become our clients and in every instance we do our absolute best to earn their trust.
999 Corporate Drive, Suite 100, Ladera Ranch, CA, 92694
Loangevity Mortgage is here for the long run all types of loans, for all people, for all situations. We are your lender for life. Life is about longevity. Loans are about Loangevity. Our mission is to help you with your first loan, your last loan, and all loans in between we offer Conventional, Jumbo, FHA, VA, and Foreign National Loans and more.
Al's Shop Our base core has always been service. We dont measure our success by the number of closed loans; we measure success by the experience you receive when you apply for a mortgage with us. There are a lot of mortgage companies and we know you have a lot of choices. We look forward to the chance to earn your business.
111 Corporate Drive, Suite 235, Ladera Ranch, CA, 92694
United Pacific Mortgage offers competitively priced residential mortgage solutions to customers throughout the United States. Our goal is to deliver complete customer satisfaction by offering a professional, fast, and reliable service. We take a great interest in helping each client reach their financial goals.
999 Corporate Drive, Suite 100, Ladera Ranch, CA, 92694
The Mortgage Advisory is a Direct Lender. We pride ourselves on high integrity service, trust and fast solutions. With our customized mortgage products, we allow you to make informed decisions for a more satisfying experience and also specializes in standardized home loans, VA loans, FHA loans, low-credit score approval loans, refinancing and more
Dave Financial is a team of dedicated professionals who care deeply about our clients. Together, we have over 100 years of combined experience in mortgage lending. There are six (6) licensed LO’s on the team and one (1) bilingual processor. Each member of the team is committed to providing an honest, well-communicated.
111 Corporate Drive, #270, Ladera Ranch, CA, 92694
"Pivotal Capital Group is a direct lender providing financing for non-owner occupied residential properties throughout California.
We lend on fix and flips, ground up construction, bridge/acquisition, and small value-add multifamily property repositions. Pivotal is well-capitalized with institutional private equity, and offers stability, "
Washington Business Bank provides financial services that enable our clients to become more successful.We may not be the largest bank in the area, but that doesn’t mean we are any less sophisticated when it comes to providing everything you need from your bank. Our team of banking professionals is dedicated to providing you.
evergreenDIRECT Credit Union is owned by each and every member that we serve. It's no surprise our sole focus is to provide quality, flexible services to our members at a reasonable price. Something we call "Banking. At your speed.Banks, on the other hand, are different. They have shareholders and investors to whom they have to pay large profits.
