USDA Vs. FHA your options comparison in Douglas, Allegan County, MI
In 2025, the USDA loan cap for Douglas in Allegan, MI, stands at $336,500, while the FHA maximum is $472,030 for a single-family dwelling.
Use the Lendersa® USDA loan calculator to weigh today's top USDA against FHA rates and discover the income, credit profile, reserves, and documents you need to qualify. Our advanced mortgage calculator lets you compare USDA, FHA, Conforming, and VA loans side by side, aiding you in selecting the best program for your financial situation in .
2025 Loan Limits and Downpayment Requirements in Douglas, Allegan, MI
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Douglas, MI
Lendersa®'s aim is to swiftly find you the best USDA or FHA loan without hassle. Choose from one of three starting points to connect with matching lenders and USDA loan programs.
A USDA home loan is backed by the government through the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, and is only available in rural areas. FHA loans require a minimum of 3.5% down payment, whereas USDA loans need no down payment at all.
101 Loan - Specialists in Residential, Commercial and Reverse Mortgage Financing
6020 Hellyer Ave, Suite 150, San Jose, CA, 95138
101 LOAN, A SAN JOSE MORTGAGE COMPANY With over 30 years of experience in residential and commercial lending, 101 Loan has the experience, product offerings and the staff needed to close financing in today’s fluid economy time in an efficient manner. While many of our competitors have gone out of business due to the changing economy.
6020 Hellyer Avenue, Suite 150, San Jose, CA, 95138
We're a full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending...from purchase to refinance to construction lending.We have access to a full range of mortgage sources & all of lending specialists are dedicated to finding the right loan-with the best rates, terms & costs-to meet your unique needs.
6090 Hellyer Avenue, Suite 175, San Jose, CA, 95138
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
D&F Properties was established in 1984 as an independent brokerage. In 2000 DeFaria Realty & Investments was added to help the financing needs of our clients. We live, play and work in Santa Clara County. Diane LoVerde, owner of D&F Properties/DeFaria Realty & Investments specializes in real estate sales and loan sales.
iHome Financial combines decades of mortgage lending experience within our team. It is this experience that allows us to process all forms of mortgage transactions. This includes, residential purchases, refinances, investment properties, renovation loans and more and We understand that you’re looking for the lowest rates.
At Mortgage Professionals Group, we strive to define ourselves by our client’s expectations. We believe they need to begin high. From your initial contact through to a satisfied close, we believe you need to experience an extraordinary combination of choice, speed, price and service.
The mission of SESLOC Federal Credit Union is to be the financial institution and employer of choice in our community Ten San Luis Obispo residents gathered in 1942 to discuss forming a credit union. They wanted to provide a way for people of ordinary means to borrow at reasonable interest rates under thoroughly honest and fair conditions
2000 Glen Cove Marina Rd, Suite 7146, Vallejo, CA, 94591
JA Lawson and Associates (JALA) is a collective of bankers, auditors, and legal professionals that work together to support independent financial institutions manage complex compliance, operations, and internal control programs. We perform compliance audits and consulting services for banks, credit unions, fintech, and mortgage organizations.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
"Licensed since 1992 Jai Ramaiya has helped hundreds of clients reach their mortgage goals whether purchasing
their first home or refinancing their existing property. Jai specializes in Solano County, moving in the area in 1987, she understands the local market and works with many Realtors in the area."
