USDA and FHA Pro and Con in Douglas, Allegan County, MI
In 2025, the USDA loan cap for Douglas in Allegan, MI, stands at $336,500, while the FHA maximum is $472,030 for a single-family dwelling.
Use the Lendersa® USDA loan calculator to weigh today's top USDA against FHA rates and discover the income, credit profile, reserves, and documents you need to qualify. Our advanced mortgage calculator lets you compare USDA, FHA, Conforming, and VA loans side by side, aiding you in selecting the best program for your financial situation in .
2025 Loan Limits and Downpayment Requirements in Douglas, Allegan, MI
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Douglas, MI
Lendersa®'s aim is to swiftly find you the best USDA or FHA loan without hassle. Choose from one of three starting points to connect with matching lenders and USDA loan programs.
A USDA home loan is backed by the government through the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, and is only available in rural areas. FHA loans require a minimum of 3.5% down payment, whereas USDA loans need no down payment at all.
Our team of professional REALTORS ® and staff use the latest in technology to communicate, market and make your real estate deal a smooth one. Our decades of experience equips us to handle your needs with confidence and integrity. Combining technology with hometown experience means "We're Home For You"
CoVantage, our members are all part-owners of the credit union. So when the boss calls or writes, we take notice. Because your personal privacy and financial security are so important, you can call about credit card and debit card matters 24 hours a day. For other matters, business hours, drop us a note, or send us a Secure Message from MyCoVantage
DeWitt Bank & Trust Co. wants to be your bank! We have the people, the products and the know-how to meet all of your financial needs. Looking for personal banking? Whether you are a student opening your first checking account, a couple buying your first home and starting a family, or planning for retirement, DeWitt Bank & Trust Co. is there for you
As a locally owned bank, First Central State Bank is in touch with the community we serve and is responsive to the financial needs of our customers.
We work hard to provide innovative solutions that give our customers, our neighbors, employers and friends, a safe and secure financial future.
Dayton Capital Partners, LLC is a direct lender and mortgage broker for real estate investors. We specialize in Hard Money Loans and Transactional funding. We also assist Ohio investors with rental loans. Most of our loans are for single family, small multifamily and apartment buildings
We strive to help our members Learn, Dream & Achieve all of their life goals.As an education-based credit union, we’re committed to providing members of all ages with the tools they need to meet their financial goals.ACHIEVE provides support to social service agencies.We are actively working to increase the accessibility & usability of our website.
The credit union was founded on January 25, 1938 under the name B-W Employees Federal Credit Union by Bendix-Westinghouse Automotive Air Brake Company employees and executives. Based on their experiences with Westinghouse Credit Union, they were inspired to found a new credit union after the business merged with Bendix in 1937.
3560 Pentagon Boulevard, Suite 301, Beavercreek, OH, 45431
myCUmortgage, a wholly-owned Credit Union Service Organization of Wright-Patt Credit Union in Beavercreek, Ohio, empowers credit union partners to be great mortgage lenders. Through exceptional leadership, comprehensive solutions, expert guidance and partner-focused service, myCUmortgage delivers peace of mind to credit union
Redbrand Credit Union is a not-for-profit financial institution. We are here to serve our member’s financial needs. Our products and services are as diverse as our membership. Our core values are as strong as the steel forged in the factory from where we found our humble beginnings. We’re here to serve you.
Universal 1 Credit Union was founded in 1937 in Dayton, Ohio. With 10 member centers in the greater Miami Valley, U1CU provides quality financial products and services to members all over the world. U1CU membership is open to all who live, work, worship, or go to school in one of the many communities that we serve.
