In 2025, the USDA loan limit for Holland in Ottawa county, MI, is $336,500, whereas the FHA cap for a single-family home is $472,030.
Utilize the Lendersa® USDA loan calculator to evaluate today's best USDA versus FHA rates, clarifying the income, credit, reserves, and documents you need to qualify. Our advanced calculator compares USDA, FHA, Conforming, and VA programs, helping you decide which suits your finances in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
Lendersa® aims to secure the most suitable USDA or FHA loans quickly and easily. Choose one of three paths to connect with lenders and USDA loan programs.
A USDA home loan is a government-backed loan from the Department of Agriculture, often known as a USDA rural development loan. Available only in rural areas, unlike FHA loans that need a 3.5% minimum down payment, USDA loans require no down payment at all.
Enter your location to find out if it qualifies for USDA rural housing loan?
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