USDA Vs. FHA Pro and Con comparison in Holland, Ottawa County, MI
In 2025, the USDA loan limit for Holland in Ottawa county, MI, is $336,500, whereas the FHA cap for a single-family home is $472,030.
Utilize the Lendersa® USDA loan calculator to evaluate today's best USDA versus FHA rates, clarifying the income, credit, reserves, and documents you need to qualify. Our advanced calculator compares USDA, FHA, Conforming, and VA programs, helping you decide which suits your finances in .
Loan Limits and Down Payment Requirements for 2025 in Holland, Ottawa, MI
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Discover USDA and FHA Loan Options in Holland, MI
Lendersa® aims to secure the most suitable USDA or FHA loans quickly and easily. Choose one of three paths to connect with lenders and USDA loan programs.
A USDA home loan is a government-backed loan from the Department of Agriculture, often known as a USDA rural development loan. Available only in rural areas, unlike FHA loans that need a 3.5% minimum down payment, USDA loans require no down payment at all.
Journey Lending is a licensed mortgage originator based in Sugarland, Texas . Our business is built on our industry expertise, partner relationships, and providing the best service to every customer we work with, and every loan we service. Our mission is to make your journey to homeownership a joyous experience.
Nizari PFCU is a member-owned financial institution founded in 1989 with over $260 million in assets today. Nizari PFCU envisions being the preferred financial institution of the Ismaili community. To be a member-focused financial institution committed to providing a wide array of quality financial services to its members.
800 Bonaventure Way, Suite 102, Sugar Land, TX, 77478
Buying a home is one of the largest financial decisions you’ll make in your lifetime. It can also be one of the most stressful decisions for many buyers, especially first-time buyers. Serving the Greater Houston Area and all of Texas for 17 years, we are here to guide you through the process and find the best option to suit your financial needs.
800 Bonaventure Way, Suite 107, Sugar Land, TX, 77478
Discovered Homes We specialize in providing real estate services to thousands of people in the Houston and surrounding areas . We promise great customer service and an amazing experience. No exception Our goal is ensuring that you accomplish your real estate dreams from the moment you call until you reach your new home
14905 Southwest Freeway, Suite 201, Sugar Land, TX, 77478
Home USA Mortgage is your best source for mortgage related needs. We are a young team of energetic professionals who absolutely love real estate. We have been in business for over 18 years and continue to serve the Houston Metro area. With low rates/fees and a fun approach to the process, you will love buying your next home.
3 Sugar Creek Center Blvd, Suite 100, Sugar Land, TX, 77478
Archstone Lending Group, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
16554 Creek Bend Drive, Suite 220, Sugar Land, TX, 77478
Oakdale Mortage Our experienced loan officers make sure that you are making the right decision in your mortgage by giving you the attention and information needed to ensure a successful and timely closing. We know that the best results for one of life’s biggest decisions cannot be left to just anyone – at Oakdale Mortgage.
14090 Southwest Freeway, Suite 300, Sugar Land, TX, 77478
Sutherland Mortgage Services, Inc. was founded in 1998. The company's line of business includes originating mortgage loans, selling mortgage loans to permanent investors, and servicing loans.Sutherland Mortgage Services, Inc., is Licensed in the State of New York but does not do business in the State of New York using this website.
The Texas Mortgage Pros team consists of mortgage professionals all over Texas. We are committed to providing our clients with the highest quality service for your mortgage needs. Combined with the lowest rate and multiple loan programs available in your area – Spring, San Antonio, Tomball, The Woodlands, Dallas, Austin and Houston, Texas.
In October 1936, Coleman County State Bank received approval from the Texas Banking Department to begin its operations. It had originally been named First State Bank of Valera and first opened its doors in July 1915. Now operating under its new charter, the Bank relocated from Valera to 108 West Live Oak in Coleman.
Security Mortgage Corporation specialize in Home Purchase Loans (FHA & Conventional)
FHA 203K Home Purchase Rehabilitation Loans
Refinance & 125% Mortgage Relief Refinance Loans
Reverse Mortgages
Low Rate 30 year and 15 year fixed mortgages and
We promise to give you and your realtor the best service.
We promise to give you a great deal