USDA Vs. FHA Pro and Con comparison in Holland, Ottawa County, MI
In 2026, the USDA loan limit for Holland in Ottawa county, MI, is $336,500, whereas the FHA cap for a single-family home is $472,030.
Utilize the Lendersa® USDA loan calculator to evaluate today's best USDA versus FHA rates, clarifying the income, credit, reserves, and documents you need to qualify. Our advanced calculator compares USDA, FHA, Conforming, and VA programs, helping you decide which suits your finances in .
Loan Limits and Down Payment Requirements for 2026 in Holland, Ottawa, MI
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Discover USDA and FHA Loan Options in Holland, MI
Lendersa® aims to secure the most suitable USDA or FHA loans quickly and easily. Choose one of three paths to connect with lenders and USDA loan programs.
A USDA home loan is a government-backed loan from the Department of Agriculture, often known as a USDA rural development loan. Available only in rural areas, unlike FHA loans that need a 3.5% minimum down payment, USDA loans require no down payment at all.
Employees of the Sealed Power Company started the credit union in 1942 as the Sealed Power Employees Credit Union. Initially the credit union served just the employees of Sealed Power, but over the years membership was made available to relatives of members. Additional groups were added through mergers with Muskegon Printing,
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Port City Federal Credit Union is a not-for-profit, member owned financial cooperative that provides affordable services in a friendly and professional manner. Our members are our most important asset.
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We currently have one office, but we offer 30, 000 Surcharged ATM’s partnering with the CO-OP ATM network.
715 Terrace Street, Suite 101, Muskegon, MI, 49440
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