USDA Vs. FHA your options comparison in Allendale, Ottawa County, MI
In 2025, the USDA loan limit in Allendale, situated in the county of Ottawa, MI, is $336,500. Conversely, the FHA limit for a single-family home is set at $472,030.
Use the Lendersa® USDA loan calculator to compare today's leading rates between USDA and FHA options, determining the income, credit, reserves, and documents required for qualification. With our advanced mortgage calculator, you can see USDA, FHA, Conforming, and VA loans side by side, guiding you in selecting the best program in for your financial condition.
2025 Loan Limits and Downpayment Requirements in Allendale, County of Ottawa, MI
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conforming Conventional
$726,200
3%
USDA and FHA Loan Choices in Allendale, MI
Lendersa® strives to connect you with the perfect USDA or FHA loans efficiently and without hassle. Choose one of three starting paths that align you with suitable lenders and USDA loan options.
The USDA home loan, guaranteed by the Department of Agriculture, also known as the USDA rural development loan or USDA mortgage, is intended for rural areas. Unlike FHA loans that require a minimum down payment of 3.5%, USDA mortgages do not require any down payment at all.
Direct Mortgage Loan Company is a private lender specializing in fixed-rate, bridge financing for real estate developers and investors in Philadelphia and the surrounding areas. We lend on land, rehab projects and new construction, on single family, multi family, mixed use and commercial
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Harwood State Bank was one of the banks to survive that era with a strong capital ratio. The bank sold $7,000 more in stock in 1951 to raise the capital stock to $25,000. There have been two stock splits since that time. The first in 1959 and the second in 1980, and our capital stock is now $100,000.
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Founded in 1954 as one of a handful of independently owned finance companies in Las Cruces; the business was started with three pioneer families of Gutierrez, Chavarria and Smith
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Our goal is help you achieve your dreams as you build your business.We offer best-in-class products to improve your productivity, whether it is automating your payroll deposits or streamlining your cash management, so you can focus on what you do best – growing your business. CBW is a financial services company based out of 109 E Main St, Weir, KS.
