USDA Vs. FHA your options comparison in Zeeland, Ottawa County, MI
In 2025, USDA loan limit in Zeeland, county of Ottawa, MI is $336,500 while FHA limit is $472,030 for a single-family home.
Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.
2025 loan limits and downpayment requirments in Zeeland, county of Ottawa, MI
Loan Type
Loan Limit
Down payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA loan options in Zeeland, MI
Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.
USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
1201 Puerta del Sol, Suite 204, San Clemente, CA, 92673
Pacifica’s lease/finance programs are structured to meet our customer client’s capital needs. We control the entire transaction process from the initial gathering of the application and credit information, to financial analysis, then to transaction approval, negotiations and through the execution of documentation and funding.
23332 Mill Creek Drive, Suite 235, Laguna Hills, CA, 92653
At AS IS Lending we value honesty and integrity, and we pride ourselves on providing transparency for our clients throughout the mortgage loan process.
We understand that owning a home is a large financial commitment, which is why our AS IS Lending Team works closely with you every step of the way throughout the loan process and beyond.
23330 Mill Creek, Suite 250, Laguna Hills, CA, 92653
Michelle J. Christensen has 19+ years in the industry she can assist you in every aspect of the loan process. Give her a chance to earn your business, you will never go to another loan officer. Michelle J. Christensen NMLS# 304522 Our Business Is Making You Feel At Home.
With 19+ years in the industry Michelle can tailor the perfect loan
23172 Plaza Pointe Dr, Suite 195, Laguna Hills, CA, 92653
Our goal is not only to provide you with the best of our service and expertise in advancing your financial interests, but also to offer you a long term relationship. The US economy and banking industry is always changing, as such, anytime we feel that we can better your financial interests in the long term.
23172 Plaza Pointe Dr, Suite 230, Laguna Hills, CA, 92653
Breeze Funding has been a leading, client-focused mortgage loan company offering low interest rates. We offer an award winning, state of the art lending process that has been time tested to give homeowners great loans at competitive interest rates.We believe purchasing a home & refinancing should be an exciting & encouraging process for homeowners.
24031 El Toro Rd, Suite 330, Laguna Hills, CA, 92653
Behrens Capital Mortgage is committed to helping you find the right mortgage product for your needs whether in Laguna Woods or the great state of California. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple.
22936 Mill Creek, Suite A, Laguna Hills, CA, 92653
Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
24012 Calle De La Plata, Suite 330, Laguna Hills, CA, 92653
Franklin Advantage is built upon. Whether you are buying your very first home or if you are looking for your next real estate investment, Franklin Advantage can help you evaluate your options, understand today’s ever-changing market and make an informed and balanced decision as you build your financial future.
23046 Avenida de La Carlota, Suite 665, Laguna Hills, CA, 92653
Our mortgage experts give you the individual attention you deserve and treat you right. We know you're making a commitment in purchasing a home, refinancing, or tapping into your home equity. So we make a commitment to you: we can help you qualify, apply and be approved for the very best mortgage for you.
