USDA Vs. FHA Pro and Con comparison in Zeeland, Ottawa County, MI
For 2026, the USDA loan limit in Zeeland, within the county of Ottawa, MI, is $336,500, whereas for a single-family home, the FHA limit stands at $472,030.
Utilize the Lendersa® USDA loan calculator to effectively compare today's best USDA versus FHA rates. Determine necessary income, credit score, reserves, and required documentation to meet qualification standards. Our state-of-the-art mortgage calculator presents USDA, FHA, Conforming, and VA options side by side, aiding you in deciding which program in is optimal for your specific financial needs.
2026 Loan Limits and Down Payment Requirements in Zeeland, County of Ottawa, MI
Loan Type
Limit
Minimum Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Alternatives in Zeeland, MI
The aim of Lendersa® is to swiftly provide you with the most suitable USDA or FHA loans without undue complications. Choose from one of three starting points that culminate in aligning with suitable lenders and USDA loan programs.
A USDA home loan is insured by the United States Department of Agriculture, commonly known as a USDA rural development loan or USDA mortgage, and is available solely in rural areas. Unlike FHA loans which require a minimum down payment of 3.5%, USDA loans offer no down payment option.
4044 North Lincoln Ave, Suite 406, Chicago, IL, 60618
Continuum Capital Funding (CCF) is a direct lender, providing loans to professional re-developers of rental residential and mixed-use properties throughout Chicagoland. Since 2007 we have helped our clients acquire, renovate and stabilize investment properties CCF customers are typically experienced real estate investors.
Libertyville Bank & Trust Company, National Association
507 N. Milwaukee Ave., Libertyville, IL, 60048
Libertyville Bank & Trust, along with our community banks in Wauconda, Gurnee, Mundelein, Island Lake and Vernon Hills, is the #1 bank in the area, thanks to the confidence and trust that our customers and the community have placed in us. We are dedicated to providing great accounts and outstanding personal service without the costs.
1860 West Winchester Road, Suite 102, Libertyville, IL, 60048
Great Lakes Home Mortgage, Inc. provides its customers with the variety of mortgage products as well as access to various lenders and investors that is necessary in this constantly changing business.
Services: Whether it is no mortgage insurance programs, equity loans, fixed rates, adjustable rates, jumbo loans, FHA or VA loans
Sherpa Capital Group LLC is a boutique private equity real estate firm. Sherpa specializes in originating bridge debt and equity investments secured by commercial non-owner occupied real estate. Sherpa was founded in 2010 to take advantage of the lack of credit in the real estate industry.
Maverick Commercial Mortgage, Inc. has been formed by Benjamin L. Kadish with offices located in Chicago's River West neighborhood. After more than 32 years in the Chicago mortgage banking industry and funding more than $3.5 billion dollars in financings, Mr. Kadish is hanging his own shingle
Cypress Mortgage Buying or ReFinancing a home can be a huge undertaking. You can rely on us to help you find the loan program that's the right fit for you. Our team of professionals is ready to help you navigate this important financial commitment. For guidance in choosing the right program for your unique situation.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
Founder Dan Jasek started Lenderment with one simple idea: “to fit the mortgage to the buyer, not the buyer to the mortgage”. Most banks offer you one option, usually the same mortgage they push on everyone that makes them the most money. At Lenderment, we know no two situations are the same so we create the perfect loan for what you need.
"Our mortgage lenders not only average more than ten years in the mortgage industry, but also call Chicagoland home. We live where we lend, so we’re always a phone call or face-to-face chat away.
Our knowledge of the local market, ability to offer custom loan solutions, and commitment to personal service."
