USDA Loan Vs. FHA loan for Beechwood, MI 2026

In 2026, the USDA loan limit in Beechwood, located in the county of Ottawa, MI, is $336,500. The FHA limit for a single-family house is $472,030.

Utilize the Lendersa® USDA loan calculator to juxtapose today's most competitive USDA and FHA rates. Identify the necessary income, credit, reserves, and documentation for qualification. Our sophisticated mortgage calculator provides a detailed comparison of USDA, FHA, Conforming, and VA loans, assisting you in determining which program in is optimal for your individual financial scenario.

USDA and FHA Loan Options in Beechwood, MI

Lendersa® aims to quickly and smoothly provide you with the best USDA or FHA loan option. Choose from one of three starting paths that link you with lenders and USDA loan programs.

Lendersa USDA loan request and matching results

What Is a USDA Loan in MI?

A USDA home loan is endorsed by the government via the Department of Agriculture, also termed as a USDA rural development loan or USDA mortgage. It is available only in rural regions. Unlike FHA loans that mandate a minimum of 3.5% down payment, a USDA mortgage loan requires no down payment at all.

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(512) 970-8617 Lender's profile and map Reviews Abundance Home Mortgage 11824 Jollyville Road, Suite 503, Austin, TX, 78759 Abundance Home Mortgage has been assisting their customers and the community for over 10 years. Our business is 100% referral and repeat customers. We strive to provide first class service with competitive rates in fees. We offer conventional, Jumbo, FHA, VA and USDA financing. We also offer home equity loans and rate and term refinances.
(512) 997-4663 Lender's profile and map Reviews UFCU 8303 N Mopac, Suite A105, Austin, TX, 78759 University Federal Credit Union is a not-for-profit, credit union. To put it simply, we’re a financial institution owned by, dedicated to, and always working for our Members. We deliver fair and honest products and outstanding service. That’s why we’re Austin’s largest locally-owned financial institution.
(512) 731-8607 Lender's profile and map Reviews SLI Mortgage, LLC 10206 Vaquero Trl., Austin, TX, 78759 It can be a big undertaking to buy a new house or refinance your mortgage loan.Let us help you find the loan program that's the right fit for you.We have a team of professionals to guide you through this important financial decision.For assistance in finding the appropriate loan program for your unique situation,please contact us at (512) 731-8607.
(512) 203-7919 Lender's profile and map Reviews Highlander Mortgage 9009 Mountain Ridge Dr, Suite 210, Austin, TX, 78759 Highlander Mortgage is a full-service mortgage company and we are still going strong today by providing you with the lowest mortgage rates you’ll find anywhere. We have a very simple operation with low overhead, so we are able to deliver the best possible service at the lowest possible price.
512-250-8575 Lender's profile and map Reviews Streamline Funding Group, LLC 9050 N Capital of Texas Hwy Bldg 3 ste 130, Austin, TX, 78759 Streamline Funding’s mission has been to empower real estate investors in Texas by providing the resources and expertise to grow their businesses. Our people have built a network of real estate entrepreneurs across the state who continue to achieve unprecedented growth and turn amazing ideas into reality
(806) 771-7717 Lender's profile and map Reviews Lone Star State Bank of West Texas 6220 Milwaukee Avenue, Lubbock, TX, 79424 Lone Star State Bank of West Texas is a full-service bank with locations in Lubbock, Odessa, Brownfield, Big Spring, & Midland. Providing comprehensive depository and lending products, our services are delivered with a “high touch” personalized approach. Lone Star is committed to providing superior responsiveness and value to our customers through.
(806) 798-5554 Lender's profile and map Reviews ALLIANCE Credit Union 6219 TX 327 Spur, Lubbock, TX, 79424 ALLIANCE Credit Union is a not-for-profit financial institution that serves anyone who lives, works, or worships in the counties of Lubbock, Hockley, Lamb, Hale, Floyd, Crosby, Garza, Lynn, and Terry. The mission of ALLIANCE Credit Union is to make a difference financially, and the vision is to be the best financial solution.
(806) 794-0044 Lender's profile and map Reviews Peoples Bank Texas 5820 82nd St, Lubbock, TX, 79424 Peoples Bank exists to place the needs of our employees, customers, and shareholders at the center of everything we do. We focus attention on the needs of local families, businesses, towns, and farmers. We take local deposits and then make loans back into the neighborhoods where our depositors live and work.
(806) 748-1305 Lender's profile and map Reviews Enhance Mortgage 5109 82nd Street, Suite 71135, Lubbock, TX, 79424 Enhance Mortgage in selling a land contract, deed of trust, contract for deed, private mortgage, or real estate note? When you want to convert that real estate note into fast, usable cash, our process is quick, easy, and ethical. There are many reasons to sell your real estate notes and whatever that reason is Enhance Mortgage can help you.
(806) 687-8015 Lender's profile and map Reviews City Bank Mortgage 6524 82nd Street, Suite 120, Lubbock, TX, 79424 City Bank has more than $3 billion in assets with 25 full-service banking locations and 13 mortgage loan production offices throughout Texas and New Mexico. Since 1941, City Bank has been committed to offering its customers revolutionary products and services to stay in touch with their needs.
(806) 317-0730 Lender's profile and map Reviews HubCityLending 7407 93rd St, Lubbock, TX, 79424 HubCity Lending is composed of a group of highly experienced and seasoned, certified, financial professionals. With our knowledge and expertise, we can usually find a solution for all your financing needs. Unlike a bank, or local lending institution, which only lend to the most credit-worthy businesses.