USDA Loan Vs. FHA loan pro & con Beechwood, Ottawa County, MI

In 2026, the USDA loan limit in Beechwood, located in the county of Ottawa, MI, is $336,500. The FHA limit for a single-family house is $472,030.

Utilize the Lendersa® USDA loan calculator to juxtapose today's most competitive USDA and FHA rates. Identify the necessary income, credit, reserves, and documentation for qualification. Our sophisticated mortgage calculator provides a detailed comparison of USDA, FHA, Conforming, and VA loans, assisting you in determining which program in is optimal for your individual financial scenario.

USDA and FHA Loan Options in Beechwood, MI

Lendersa® aims to quickly and smoothly provide you with the best USDA or FHA loan option. Choose from one of three starting paths that link you with lenders and USDA loan programs.

Lendersa USDA loan request and matching results

What Is a USDA Loan in MI?

A USDA home loan is endorsed by the government via the Department of Agriculture, also termed as a USDA rural development loan or USDA mortgage. It is available only in rural regions. Unlike FHA loans that mandate a minimum of 3.5% down payment, a USDA mortgage loan requires no down payment at all.

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(833) 985-0084 Lender's profile and map Reviews Select One Mortgage Inc. 1111 Deming Way, Suite 205, Madison, WI, 53717 The Select One Mortgage Inc. Team is your premier mortgage broker servicing the Wisconsin and Minneapolis areas. We pride ourselves on offering some of the lowest rates nationwide and make the loan process simple, straightforward and fast for borrowers seeking a mortgage. Whether you are a first time homebuyer, purchasing your dream home.
(800) 228-9270 Lender's profile and map Reviews Thompson Kane and Company 8020 Excelsior Dr, Suite 401, Madison, WI, 53717 Thompson Kane believes mortgage lending is about serving you. We take great pride in helping you realize one of life’s great dreams. That means providing the right loan, at a great rate, and closing on time every time! It also means we’re looking out for you every step of the way, helping you get acquainted with your options
(888) 771-7667 Lender's profile and map Reviews US Lending Corporation 6720 Frank Lloyd Wright Ave, Suite 104, Middleton, WI, 53562 US Lending Corporation works with more than 20 banks to find the right home loans for our clients’ needs. More lending choices mean better-fit loans.Today’s rules and regulations for lending could fill volumes, making it more important than ever that you work with an experienced lender who specializes in home loans.
(608) 279-1895 Lender's profile and map Reviews One Community Bank 8215 Greenway Blvd, Madison, WI, 53562 One Community Bank, a completely online lending service that makes getting a mortgage or home equity loan easier and faster than ever before. One Community Bank was built exclusively for the internet. It's as easy as 1-2-3 and takes just 15 minutes to apply! We provide you with an instant interest rate quote and review your application.
(419) 384-3221 Lender's profile and map Reviews The First National Bank of Pandora 102 E Main Street, Pandora, OH, 45877 When First National Bank was founded over 100 years ago, we were established as an independent community bank to support area residents and businesses. In the years since we have grown in services and the number of branches but our commitment to our mission remains the same. We are focused on building lifelong relationships with our customers
(715) 732-4411 Lender's profile and map Reviews Farmers & Merchants Bank & Trust. 1644 Ludington Street, Marinette, WI, 54143 At Farmers & Merchants Bank & Trust, we take pride in our hometown heritage. Our roots are deeply planted in a history of community involvement. We care about the financial success and stability of all of our customers, both personal and business. We work hard to provide our customers with a wide variety of quality products
(715) 735-3913 Lender's profile and map Reviews Tri-County Credit Union 2205 Hall Avenue, Suite 107, Marinette, WI, 54143 TRI-County Credit Union of Wisconsin operates as a financial cooperative. The Union provides financial solutions such as saving and checking accounts, loans, safe deposit boxes, credit and debit cards, loan rates, ATMs, online banking, and other related services. TRI-County Credit Union serves communities in the State of Wisconsin.
(715) 732-0065 Lender's profile and map Reviews Bay Shore Credit Union 1514 Cleveland Avenue, Marinette, WI, 54143 Our Credit Union expanded from the closed industrial-chartered credit union established in 1953 to an open community-charted Credit Union serving anyone living or working in Marinette and Oconto Wisconsin Counties and Menominee Michigan County. The Credit Union’s original name, Ansul Employees Credit Union
(800) 924-1732 Lender's profile and map Reviews The Stephenson National Bank and Trust 1820 Hall Avenue, Marinette, WI, 54143 The Stephenson National Bank & Trust (SNBT) has been providing banking services to the tri-county area for 142 years and we consider the loyalty of both new and longtime customers as the key to our success. Our community has recognized our integrity, leadership and customer service by being voted the “Best Bank” for the sixth time, and 'Best Financ
(231) 547-4411 Lender's profile and map Reviews Charlevoix State Bank 111 State Street, Charlevoix, MI, 49720 Charlevoix State Bank is a locally owned and operated community bank. In an industry known for mergers, acquisitions and the commoditization of financial services, we focus on providing fast creative solutions while building long-term relationships. We service businesses, municipalities and consumers in Charlevoix and northern Antrim counties.
(715) 582-4512 Lender's profile and map Reviews Peshtigo National Bank 250 French St., Peshtigo, WI, 54157 Peshtigo National Bank is an independent, locally owned community bank serving Marinette, Oconto, Brown, and Shawano counties (WI), as well as Menominee county (MI). Full service branches are located in Peshtigo, Marinette, Coleman, Gillett, and Oconto Falls, WI, along with a Loan Servicing Office in Antigo, WI.