USDA Vs. FHA your options comparison in Beechwood, Ottawa County, MI
In 2025, the USDA loan limit in Beechwood, located in the county of Ottawa, MI, is $336,500. The FHA limit for a single-family house is $472,030.
Utilize the Lendersa® USDA loan calculator to juxtapose today's most competitive USDA and FHA rates. Identify the necessary income, credit, reserves, and documentation for qualification. Our sophisticated mortgage calculator provides a detailed comparison of USDA, FHA, Conforming, and VA loans, assisting you in determining which program in is optimal for your individual financial scenario.
2025 Loan Limits and Down Payment Requirements in Beechwood, Ottawa, MI
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Beechwood, MI
Lendersa® aims to quickly and smoothly provide you with the best USDA or FHA loan option. Choose from one of three starting paths that link you with lenders and USDA loan programs.
A USDA home loan is endorsed by the government via the Department of Agriculture, also termed as a USDA rural development loan or USDA mortgage. It is available only in rural regions. Unlike FHA loans that mandate a minimum of 3.5% down payment, a USDA mortgage loan requires no down payment at all.
GEO Mortgage Services, Inc., we are committed to helping you find the right mortgage loan that fits your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual needs. With many satisfied customers, our staff works to provide you with the lowest rates and the best service in the area.
East Idaho Credit Union was founded in 1935 under the name Idaho Falls U.S. Government Employees Federal Credit Union. In 1963, the name was changed to East Idaho Federal Credit Union and in 1998 became East Idaho Credit Union. Today, it remains one of the oldest Credit Unions in Eastern Idaho. Of the sixteen credit unions started in 1935,
Rebound Financial is locally owned & operated in Idaho Falls, ID. We believe in local, personal service because not every customers situation is the same. We truly look at each application on a case by case basis working with bad credit since 2008. WE SPECIALIZE IN CUSTOMIZING A LOAN FOR EACH PERSON based on what they are wanting to accomplish.
Westmark Credit Union has been helping the people of Idaho grow financially since 1954. We are a full service financial cooperative, entirely owned by our members and committed to the development of their future. We now have 13 convenient locations throughout Idaho to better serve you.
Lib Properties makes loans to individuals who are unable to go through traditional financing, whether it's credit issues, timing issues, or the type of property. We meet with each borrower so we can clearly understand each and every one of their needs. Our goal is to make sure that every borrower receives professional
Valued Merchant Services has a history of providing merchants and small businesses with electronic payment services at competitive rates. Our promise is simple. if we can not beat your current rates & fees we will give you $500. All we need is a copy of a recent processing statement from your current provider.
The Bank of Commerce. We are looking for enthusiastic, customer service oriented individuals to join our workforce. The Bank of Commerce offers many opportunities for personal growth and professional advancement. Apply Online today to join our team at the best bank in Southeastern Idaho and Western Montana
In 1970, Paul Caruso, Sr. moved to Helena and established Ascent Bank, formerly First Security Bank of Helena. Paul believed that being a family owned and managed bank meant truly supporting the community and creating a culture that saw every customer as having unique needs. Paul and the entire staff saw finding solutions.
Valley Bank proudly serves the Helena Valley and surrounding areas, helping businesses and individuals achieve their financial goals every day.
We are a division of Glacier Bank, which is owned by Glacier Bancorp, Inc. (GBCI), a regional bank holding company headquartered in Kalispell, Montana.
At our heart we are a Montana community bank. We are part of each community we serve. We volunteer, donate, build, educate, and strive to make our communities stronger. Our mission is to provide strong financial futures for Montanans. Opportunity Bank of Montana opened our doors in Helena, Montana in 1922.
Vocal Credit Union is an established financial institution whose operating principles are guided by our members. Since 1954, we have developed strong relationships with our membership and feel confident offering the full strength of our services to members at all stages of their lives. Our experienced and knowledgeable staff tailor.
