FHA Vs. USDA loan program for Grand-Haven, Ottawa County, Michigan

In 2026, the USDA loan limit for Grand-Haven, situated in Ottawa, MI is $285,000. For a single-family home, the FHA limit stands at $356,362.

Utilize the Lendersa® USDA loan calculator to compare today’s best USDA and FHA rates, determining required income, credit, reserves, and documentation for qualification. With our advanced mortgage calculator, you can view USDA, FHA, Conforming, and VA options side by side, aiding in deciding which program in suits your financial needs best.

USDA and FHA Loan Options in Grand-Haven, MI

The purpose of Lendersa® is to efficiently help you secure the best USDA or FHA loan, hassle-free. Choose from one of the three starting points for matching lenders and USDA programs.

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Understanding USDA Loans in MI

A USDA home loan, also known as a USDA rural development loan or mortgage, is guaranteed by the government Department of Agriculture and available only in rural neighborhoods. Unlike FHA loans requiring a minimum down payment of 3.5%, USDA loans do not require any down payment, providing substantial benefits to eligible applicants.

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(610) 941-2604 Lender's profile and map Reviews Local 1776 Federal Credit Union 3031 Walton Road, Building A, Suite 310, Plymouth Meeting, PA, 19462 The mission of the United Food and Commercial Workers Local 1776 Federal Credit Union is to provide financial services and assistance for the members of the credit union in a friendly personal manner To assist the members of this Credit Union with all financial and borrowing needs at the lowest possible cost.
(610) 834-8700 Lender's profile and map Reviews Philadelphia Mortgage Advisors, Inc. 600 W. Germantown Pike, Suite 270, Plymouth Meeting, PA, 19462 Philadelphia Mortgage Advisors is an independent mortgage lender licensed in Pennsylvania, New Jersey, Delaware, Florida, Maryland and Virginia. At Philadelphia Mortgage Advisors we believe – and recent history has shown - that in the banking and mortgage industry, bigger is not always better. We are a group of mortgage professionals
(804) 283-1140 Lender's profile and map Reviews 804Mortgage, LLC 708 Chimborazo Blvd, Richmond, VA, 23223 We are a full-service mortgage company based in Richmond, VA. We specialize in VA Loans, FHA Loans,& JUMBO Loans in Richmond. We also serve the surrounding cities in Richmond City County. Whether you are buying a home or refinancing, we can help you realize your dream of homeownership or save you money when getting your new lower monthly payment.
(256) 845-1077 Lender's profile and map Reviews First Fidelity Bank 1400 Gault Avenue North, Fort Payne, AL, 35967 First Fidelity Bank is an exclusive community Bank serving citizens of DeKalb County and surrounding communities. Organized in 1965, First Fidelity Bank has offices in Fort Payne, Rainsville & Ider, Alabama. The Bank is a wholly owned subsidiary of FBDC Financial Corp., a single Bank holding company, headquartered in Fort Payne
(864) 688-2764 Lender's profile and map Reviews AGS Financial Mortgage 766 Ashdale Way, Greer, SC, 29651 The AGS Financial Mortgage team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
(866) 998-7462 Lender's profile and map Reviews RESIDENTIAL HOME MORTGAGE CORPORATION 53 Frontage Rd, Suite 200, Hampton, NJ, 08827 RHMC is one of the nation’s top customer rated mortgage lenders. Combining the expertise and comprehensive array of mortgage products offered by national banks, with a culture that prioritizes unparalleled personal service, we specialize in creating custom mortgage solutions tailored to meet the needs of each individual client.
(845) 434-4550 Lender's profile and map Reviews Cooperative Federal Credit Union 39 Broadway, Woodridge, NY, 12789 The formation of Cooperative Federal Credit Union was based on a need. It came to fruition after many hours of hard work and the untiring dedication of ordinary people, specifically the founders and members of The Cooperative Fire Insurance Companies of Sullivan and Adjoining Counties.
(844) 218-4529 Lender's profile and map Reviews Eagle One Federal Credit Union 3301 Philadelphia Pike, Claymont, DE, 19703 Eagle One Federal Credit Union ( FCU) is a not-for-profit financial cooperative, democratically owned and run by its members. We are a full service Credit Union and are continually growing within the northern Delaware and Philadelphia markets. Although we have grown and evolved over the years.
(409) 210-7381 Lender's profile and map Reviews Veterans Mortgage Services 2803 Philadelphia Pike, Suite B-190, Claymont, DE, 19703 At Veterans Mortgage Services, we take great pride in Serving Those Who Have Served Our Country. We have professionals with expertise in VA Loans who are committed to streamline the process, making it smooth and easy for you. Millions of military families have taken advantage of Veterans Mortgage Services to purchase or refinance a home.