In 2025, the USDA loan limit in Alpena, within the county of Alpena, MI, is set at $336,500. Meanwhile, the FHA limit for a single-family home is $472,030.
With Lendersa®'s USDA loan calculator, you can compare today's top rates between USDA and FHA options, and determine the income, credit, reserves, and documents necessary for qualifying. Use our advanced mortgage calculator to view options for USDA, FHA, Conforming, and VA loans side by side, ultimately helping you choose the best program for your financial circumstances in .
2025 Loan Limits and Downpayment Requirements in Alpena, Alpena, MI
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Alternatives in Alpena, MI
Lendersa® aims to offer the most suitable USDA or FHA loan quickly and conveniently. Choose from three starting methods to match with lenders and USDA loan programs.
The USDA home loan, also known as a USDA rural development loan or mortgage, is a government-backed program by the Department of Agriculture, primarily available for properties located in rural areas. Unlike FHA loans that necessitate at least a 3.5% down payment, USDA loans require none, providing a notable benefit for eligible rural borrowers.
"King of Kash is a financial services company specializing in installment loans and based in Kansas City, Missouri. The company was founded in 1978 and has since grown beyond Missouri to serve customers in multiple states.
King of Kash provides more affordable installment loans than many banks, payday, or title loan companies,"
Your Mortgage are a buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
6025 Metcalf Ln, Suite, Suite 210A, Overland Park, KS, 66202
At First Fidelis, LLC, we know that buying a home is a big decision, and we understand how important it is to choose the loan that’s right for you. As a premier low interest refinance lender in Kansas City, First Fidelis was founded by Lance Richards, whose mission was to offer all our clients the best loans available.
9233 Ward Parkway Suite 220, Kansas City, MO, 64114
We specialize in funding both easy and hard-to-finance residential rehab projects in the Kansas City Metro area. What sets us apart from our competitors is our unique approach of funding the “deal” rather than the individual. We’ve been in the rehab lending business since 1972, and because of that, our clients know they can depend on us to understa
Crossroads Investment Lending provide short-term funding for real estate investments in the Kansas City Metro. We provide the bridge funding so you, the investor, can buy and rehab and sell more properties
One of the most difficult hurdles for todays real estate investors is to obtain funding for the purchase and rehab of their residential inves
On February 28, 1962, the employees of the Yankton State Hospital organized and chartered the Yankton State Hospital Employees Federal Credit Union. This small branch was renamed to Services Center Federal Credit Union (FCU) and grew to three branch locations with over 7, 700 members and $70 million in assets.
Dakota MAC was developed in 1993 by First Dakota National Bank to provide long-term ag real estate loans at competitive interest rates and terms. Our lending options are focused directly on you and your operation’s needs. We knew then, and still know now, how difficult it is to operate in 3- and 5-year short-term notes.
1565 Ebenezer Road, Suite 113, Rock Hill, SC, 29732
"We engage the nation’s top lenders—not just one—to provide the best solutions. Our customers want an easy process while still getting professional guidance. We treat every loan as if it’s our own, because it is. We’re in this together.
Our 20+ years of experience includes working with the world’s largest—and smallest—financial institutions."
MRCU is a full service financial institution located in Kansas City, Kansas that serves the residents & workers of Wyandotte, Johnson, Franklin, Miami, Geary, Coffey, Linn, Anderson, Morris, Osage, Pottawatomie, Riley, Wabaunsee, Leavenworth, and Douglas counties in Kansas and Jackson County in Missouri with offices in Kansas City and Lawrence, KS.
"Cape Cod 5 is a mutually-owned, independent state-chartered savings bank with $4.4 billion in assets, offering a broad range of products, tools and services to empower the financial lives of its customers.
We at Cape Cod 5 are committed to serving our customers with the highest level of ethics as their trusted financial partner"
