In 2025, the USDA loan limit in Alpena, within the county of Alpena, MI, is set at $336,500. Meanwhile, the FHA limit for a single-family home is $472,030.
With Lendersa®'s USDA loan calculator, you can compare today's top rates between USDA and FHA options, and determine the income, credit, reserves, and documents necessary for qualifying. Use our advanced mortgage calculator to view options for USDA, FHA, Conforming, and VA loans side by side, ultimately helping you choose the best program for your financial circumstances in .
2025 Loan Limits and Downpayment Requirements in Alpena, Alpena, MI
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Alternatives in Alpena, MI
Lendersa® aims to offer the most suitable USDA or FHA loan quickly and conveniently. Choose from three starting methods to match with lenders and USDA loan programs.
The USDA home loan, also known as a USDA rural development loan or mortgage, is a government-backed program by the Department of Agriculture, primarily available for properties located in rural areas. Unlike FHA loans that necessitate at least a 3.5% down payment, USDA loans require none, providing a notable benefit for eligible rural borrowers.
Intrepid Credit Union offers its members the latest in technology as well as a full menu of products — from all types of loans (including mortgage) to 24-hour account information by phone or internet, bill pay, free rewards checking, various savings accounts for all ages, as well as IRAs, Share Certificates, & Mastercard credit cards & debit cards.
Valley Bank’s primary mission has been to serve the banking needs of Roswell as well as Chaves County, and this continues to be the primary driving force behind the bank today. Valley Bank is an independent bank and fully intends to remain independent. The bank has built a reputation of conservative soundness that has served it well
Refugio County Federal Credit Union, founded in 1958, is a federally insured, member owned, not-for-profit financial institution whose purpose is to promote the financial well-being of its members. We serve the three school districts in Refugio County which include Refugio ISD, Woodsboro ISD, and Austwell-Tivoli ISD.
Our mission is to provide the highest quality banking and financial services to our customers and communities we serve while enhancing value for our shareholders. TXN Bank is the culmination of hard work from our employees and extraordinary vision from our board and shareholders. We plan to continue the legacy of community banking.
At PSd, Ltd. a NM Mortgage Broker, we will find a loan that fits each borrower. Unlike big banks that have order takers helping you with your loan, we have highly skilled and trained loan consultants. Our consultants know what it takes to get through underwriting quickly and efficiently. Also, as a broker, we have relationships with many lenders.
When Peter T. opened First Madison Valley Bank in 1965, on Main Street of Ennis, Montana, he waited outside the doors of his single-story bank building, with no indoor plumbing, and shook hands with each patron who entered. He intended for that bank to serve as a hub for the rural Montana community he loved.
99353 Overseas Highway, Suite 12, Key Largo, FL, 33037
Clear Sky Lending, Inc. is a full-service mortgage company based in Key Largo, Florida. We specialize in FHA & VA Loans, Conventional Home Loans, Jumbo Home Loans, in all of Florida. Whether you are buying a home or refinancing, we can help you realize your dream of homeownership or save you money when getting your new lower monthly payment.
The Dolores State Bank is proud to be the largest independent bank in Montezuma County, Colorado. All decisions are made locally by people who look beyond the numbers to best serve the community. Our officers and employees realize you, our customers, are ultimately responsible for the growth and success of the bank.
We are a local, woman owned mortgage broker company dedicated to helping New Mexico families with all your financial needs! True Lending New Mexico helping New Mexico with home purchases, refinancing needs, construction loans and business equipment loans, Offering Conventional, FHA, VA, Jumbo and Non-QM funding.
Our Mission Statement is to promote thrift among it’s Members and to create a source of Credit that is easily accessible by the Membership. High Desert Community Credit Union is a member of NCUA. They insure your deposits just as the FDIC does for banks. We moved into our new location at 321 S. Main in Aztec, NM on May 17, 2019.
