USDA Loan Vs. FHA loan for Belding, MI [Ionia County Rates 2023]

In 2025, USDA loan limit in Belding, county of Ionia, MI is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Belding, MI

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Michigan?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(775) 342-8537 1946 miles Lender's profile and map Reviews Joey Machado, REALTOR® 722 E Main St, Suite 105, Santa Maria, CA, 93454 We had heard the rumors that the Las Vegas market had fallen flat on its face, like the “bubble Burst” as they used to say in the real estate and mortgage business, just a month earlier. How would that affect me I wondered, but I was soon going to find out. Nobody wanted to buy homes anymore for a few weeks it seemed like homes in escrow.
(805) 478-4784 1946 miles Lender's profile and map Reviews New America Realty 1750 S Broadway, Suite J, Santa Maria, CA, 93454 New America Realty is a local and friendly real estate company that specializes in real estate purchase and sales, loans, property management and finance. With great experience as a Santa Maria Realtor and as a Realtor servicing all areas in Santa Barbara County, CA such as Lompoc, Guadalupe, Santa Barbara, San Luis Obispo, and Arroyo Grande.
(805) 556-7000 1946 miles Lender's profile and map Reviews Novel Home Loans 722 East Main Street, Suite 105, Santa Maria, CA, 93454 The Novel Home Loans team is committed to providing clients with the highest quality financial services combined with the lowest rates available in Santa Barbara and San Luis Obispo counties. Our outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution.
(805) 448-7101 1946 miles Lender's profile and map Reviews Greater Mortgage Solutions 124 W. Main St, Suite A, Santa Maria, CA, 93454 We have been serving the Central Coast for over 10 years. We were here before the market crash and have been here since. We help clients get qualified for a home loan. Whether they be first time home buyers or investors. We do loans from FHA to VA as well as conventional loans. We can do loans that big banks cannot do give us a call
(805) 310-5430 1946 miles Lender's profile and map Reviews Paul Blanco and Associates Inc. 1619 South Broadway, Santa Maria, CA, 93454 PB & Associates strives to bring the best possible experience as well as exposure and are active members of their local and state real estate MLS associations. In addition, our website is linked nationally and provides a simplified approach to guide our clients through the home selling and buying processes.
(805) 922-7884 1946 miles Lender's profile and map Reviews Western Vista Home Loans, INC. 1107 South Broadway, Santa Maria, CA, 93454 WESTERN VISTA HOME LOANS, INC. is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools.
(925) 609-5000 1947 miles Lender's profile and map Reviews Pacific Service Credit Union 3000 Clayton Road, Concord, CA, 94519 Pacific Service CU is a full-service financial institution serving anyone who lives, works, worships or attends school in Alameda, Contra Costa, Fresno, Marin, Napa, Placer, Sacramento, San Francisco, San Mateo, Santa Clara, Solano and Sonoma counties. Pacific Service CU has nearly 70, 000 members and over $1 billion in assets.
(925) 500-8083 1947 miles Lender's profile and map Reviews Primary Real Estate Services 2818 Clayton Road, Concord, CA, 94519 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
(925) 997-9046 1947 miles Lender's profile and map Reviews JBM Mortgage Inc 4115 Blackhawk Plaza Circle, Suite 100, Danville, CA, 94506 As an independent mortgage consultant, Julie McKinney have no ties to in-house products giving you the advantage of access to more options from a broad range of lenders, and objective advice on choosing the best loan to fit your specific financial needs and goals. Julie will be by your side through every step of the process.
(925) 216-0451 1947 miles Lender's profile and map Reviews Premier Mortgage Direct Corp. 430 Kingston Drive, Danville, CA, 94506 Premier Mortgage Direct offers the experience and resources of a big box retailer, combined with the expertise and personal touch of a small business and our first step is actually getting to know you. We'll get to know your hopes and dreams, how much you want to spend, and where you want to live. Then we’ll work together to find the mortgage.