USDA Vs. FHA your options comparison in Belding, Ionia County, MI

In 2025, USDA loan limit in Belding, county of Ionia, MI is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

Compare loan offers from 100 lenders

2025 loan limits and downpayment requirments in Belding, county of Ionia, MI

Loan Type Loan Limit Down payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA loan options in Belding, MI

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in Michigan?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Capital Loans
  • 2121 Rosecrans Avenue, Suite 2310, El Segundo, CA, 90245
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Vortex Mortgage
  • 840 Apollo Street, Suite 100, El Segundo, CA, 90245
  • Vortex Mortgage, we understand just how important it is to choose the right loan that not only meets your mortgage needs, but that also considers your overall financial goals. A mortgage still remains the single largest personal expense Americans commit to, with an average of 60-70 percent of their mortgage payment being spent on interest cost.
  • Fortitude Real Estate Loans
  • 949 Eucalytpus Dr El, El Segundo, CA, 90245
  • Fortitude Real Estate Loans founder of the Benjamin Pruett goal is to assist you in your real estate needs by providing you the best loan options available. I offer competitive rates and cost-saving programs that will help you achieve your goals. As a 15-year resident of the Los Angeles South Bay area, I have helped many people realize their dream
  • Aries Loans, Inc.
  • 2121 Rosecrans Ave, Suite 2340, El Segundo, CA, 90245
  • At Aries Loans, we feel it's important to not only communicate with your loan officer, but also with the processing team. Access to most recent tasks, documents, and processing chat logs allow for all associated parties to be in sync for your loan. This company currently has approximately 1 to 5 employees and annual sales of Under $500, 000.
  • SRE Mortgage Alliance Inc.
  • 2245 Campus Drive, El Segundo, CA, 90245
  • SRE Mortgage Alliance is dedicated to providing exceptional value to mortgage brokers by offering competitive products, excellent service and reliable on-time closing. SRE Mortgage Alliance is a new wholesale lender specializing in residential home loans. We are #BuiltForPurchase and #FocusedOnYou.
  • ALL SQUARE MORTGAGE INC
  • 2150 Park Pl, Suite 100, El Segundo, CA, 90245
  • All Square Mortgage Inc Founded in 2012 and top 20 lenders by a preferred national investor. The key to our success has been a combination of consistently offering the competitive rates and fees along with giving our clients outstanding customer service. We take pride in treating our clients with honesty and integrity
  • Specialty Lending Group
  • 400 Continental Blvd., 6th Fl., El Segundo, CA, 90245
  • "Since 1991, our team has funded thousands of real estate loans for California Home Buyers, Homeowners and Investors. Those who have faced challenges with their credit, down payment, debt-to-income ratios, employment history, provable income, etc. Together with our experience and expertise, we provide solutions"
  • Rockland Commercial
  • 222 N Pacific Coast Highway, Suite 2000, El Segundo, CA, 90245
  • Rockland Commercial is a full service mortgage lending firm that specializes in commercial & apartment mortgage financing. We are located in Redondo Beach, Manhattan Beach, and in Los Angeles County. We provide commercial and apartment loans to businesses and individuals throughout California, Arizona, Nevada, Washintgon, and the rest of the nation
  • Peer Street, Inc.
  • 2121 PARK PLACE STE 250, El Segundo, CA, 90245
  • "PeerStreet is a first-of-its-kind online platform for investing in real estate debt. The platform represents a two-sided marketplace that, on one side, provides hassle-free access to an asset class that was previously inaccessible to individual investors: short-term, real estate backed loans.
  • Union Investments & Loan Corp.
  • 3820 Del Amo Blvd, Suite 226, Torrance, CA, 90503
  • UIAL is founded and managed by Al Tabrizi since 2008. With over 25 years of experience in real estate, real estate development, mortgage banking, equity investments, Union Investments' management and its partners are offering investors opportunities created by the current economy to generate high yield returns.