USDA and FHA Pro and Con in Belding, Ionia County, MI
As of 2025, the USDA loan cap for Belding, located in the county of Ionia, MI, is set at $336,500. For a single-family residence, the FHA loan ceiling is $472,030.
Utilize the Lendersa® USDA loan calculator to assess the top USDA versus FHA rates available today. This tool aids in determining the required income, credit score, financial reserves, and documentation to qualify. Our sophisticated mortgage calculator juxtaposes USDA, FHA, Conforming, and VA options side by side for you to identify the most suitable program in for your unique financial needs.
Overview of 2025 loan limits and down payment requirements in Belding, county of Ionia, MI
Type of Loan
Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Options for USDA and FHA lending in Belding, MI
The mission of Lendersa® is to rapidly connect you with the most advantageous USDA or FHA loans, minimizing complications. Start with any of three available pathways to match with lenders and relevant USDA loan schemes.
A USDA home loan is secured by the United States Department of Agriculture, often referred to as a USDA rural development loan or USDA mortgage. It is specifically available in rural areas. Unlike FHA loans which demand a minimum down payment of 3.5%, USDA loans are distinctive in that they do not require any down payment.
Dedication to the financial needs and concerns of our member-owners is the cornerstone of Premier America's purpose. Premier America is a full-service financial institution. We offer competitive rates, and our state-of-the-art banking services assure convenient, 24-hour access from anywhere in the country.
9400 Topanga Canyon Boulevard, Suite 210, Chatsworth, CA, 91311
Ratebeat is an independent mortgage lender based in California and originates a range of mortgage products in California, New Jersey, Texas and Connecticut. We pride ourselves in being a trusted partner to assist you in evaluation of mortgage options. With us, you can explore ways to finance the purchase of your first home.
9200 Oakdale Avenue, Suite 501, Chatsworth, CA, 91311
The Millennial Home Lending team is committed to providing clients with the highest quality financial services combined with competitive rates available in your area. The mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
9400 Topanga Canyon, Suite 204, Chatsworth, CA, 91311
At FAWL we understand that in today’s market, home financing requires a company with a proven track record, financial strength and integrity. Our unwavering commitment to excellence in these three key areas has earned us a reputation as one of the most well respected companies in the industry.
SkyOne Federal Credit Union has been serving its members for 70 years, providing financial tools to help members save for their future, get financing for their homes and cars, and much more. As a not-for-profit organization, we are passionate about helping our members build a strong financial foundation
13658 Hawthorne Blvd, Suite 105, Hawthorne, CA, 90250
401k Realty is a property management and real estate brokerage company dedicated to helping you get the most out of your real estate goals. Whether it be purchasing a home, investment property, or managing tenants, our team of knowledgeable professionals can assist you. With over 25 years of experience in real estate brokerage.
US Lending & Company, Inc. is South Bay’s leading mortgage lender and held in high regard throughout the entire state of California. Whether you are buying, building or refinancing, we provide our clients with education, strategy and guidance to help them achieve their financial goals.
Grayson Realty and Management (GRM) provides customized Real Estate Services – Buying and Selling as well of assistance finding quality residential mortgages for purchasing or refinancing homes or investment properties.
Grayson Realty and Management has been making home buying dreams come true for nearly 15 years.
KORB Capital a Mortgage and Real Estate company in Los Angeles serving all of Los Angeles and surrounding areas. Specializing in Private Lending and all aspects of Real Estate. We Have the RIGHT LOAN for the first time home buyer, repeat buyers and homeowners looking to refinance.
20101 Hamilton Ave, Suite 150, Torrance, CA, 90502
Schools Federal Credit Union is a not-for-profit organization that has served the employees of the Los Angeles Unified School District and other education-related groups since 1939.Schools FCU is a different kind of financial institution. We provide our members with personalized service that banks can’t match.
