USDA VS FHA in Lowell, Kent County, MI

In 2026, the USDA loan limit for Lowell, located in Kent county, MI, is $336,500. Meanwhile, the FHA limit for a single-family residence is $472,030. These figures guide lending possibilities under each government program.

Use Lendersa®'s USDA loan calculator to compare the top USDA and FHA rates available today. You'll find out the necessary income, credit score, reserves, and documentation required to qualify. Our advanced mortgage calculator lines up USDA, FHA, Conforming, and VA options, helping you determine which program in is best for your financial needs.

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2026 Loan Limits and Downpayment Information in Lowell, Kent, MI

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Discover USDA and FHA Loan Options in Lowell, MI

Lendersa®'s aim is to secure the best USDA or FHA loans for you quickly without hassle. Choose from three initial routes to connect with lenders and explore suitable USDA loan programs.

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An Overview of USDA Loans in MI

The USDA home loan, also known as the USDA rural development loan or mortgage, is backed by the Department of Agriculture and intended for rural areas. Unlike FHA loans requiring a down payment of at least 3.5%, USDA loans require no down payment, ideal for qualified rural borrowers.

Enter your location to find out if it qualifies for USDA rural housing loan?



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