USDA Loan Vs. FHA loan for Ionia, MI [Ionia County ]

In 2025, USDA loan limit in Ionia, county of Ionia, MI is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Ionia, MI

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Michigan?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(734) 721-5700 Lender's profile and map Reviews Wayne Westland Federal Credit Union 500 S. Wayne Rd, Westland, MI, 48186 Wayne Westland Federal Credit Union began in 1954 based on the credit union “people helping people” philosophy. As a community-chartered credit union, we put our members first in all we do. We’re not like a typical bank. WWFCU is not-for-profit, which means all of our earnings go back to you.
(734) 525-0700 Lender's profile and map Reviews Parkside Credit Union 1747 S. Newburgh Rd., Westland, MI, 48186 Parkside Credit Union, a Michigan based financial institution, has been serving the community since 1953. Parkside offers a full line of financial products and services to its members and provides convenient account access with thousands of nationwide fee‐free ATM locations as well as mobile, online, and telephone solutions.
(800) 442-2800 Lender's profile and map Reviews Honor Credit Union 8385 Edgewood Road, Berrien Springs, MI, 49103 Our team remains true to our member promise: Providing Solutions for Your Financial Success. Just one look through our website and you’ll see that Honor Credit Union offers a full range of products and services, market-leading rates and various ways for you to access your money, easily and dependably.
(248) 479-6400 Lender's profile and map Reviews Great Lakes Lending MI, LLC 20700 Civic Center Dr, Suite 360, Southfield, MI, 48076 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
(248) 799-9200 Lender's profile and map Reviews Bernard Financial 20700 Civic Center Drive, Suite 240, Southfield, MI, 48076 Bernard Financial Group, Michigan’s largest commercial mortgage banking firm, specializes in both debt and institutional equity placement for commercial real estate borrowers and developers with commercial lenders and institutional joint venture participants. Since its inception, Bernard Financial Group has financed.
(888) 737-9277 Lender's profile and map Reviews ADM Financial Group 19785 West 12 Mile Road, Suite 462, Southfield, MI, 48076 ADM FINANCIAL GROUP We specialize in commercial mortgages from $250, 000.00 to $25, 000, 000.00 for the acquisition or refinancing of multi-family apartment, mini malls, multi-use buildings, churches, mini-storage, golf courses, car washes, c-stores, offices, industrial, anchored and non-anchored retail, hotels, motels flagged and un-flagged.
(800) 353-4449 Lender's profile and map Reviews Mortgage Center 26555 Evergreen Road, Suite 900, Southfield, MI, 48076 Mortgage Center has been working with credit union members and mortgage borrowers to help our communities grow. As a member of Mortgage Center, you’re backed by a caring team of professionals experienced in mortgage lending and borrowing. Plus, on most mortgages, you will always make your payments to Mortgage Center for the life of the loan.
(248) 641-5100 Lender's profile and map Reviews Crestmark Bank 5480 Corporate Drive, Suite 350, Troy, MI, 48098 Crestmark, a division of MetaBank, is a skilled provider of financial solutions for business-to-business companies. Financing solutions include asset-based lending on A/R and inventory, accounts receivable financing, traditional factoring, discount factoring, payroll financing, invoice financing, equipment leasing and financing.
(248) 743-1700 Lender's profile and map Reviews Loan Craft 5607 New King Dr, Suite 270, Troy, MI, 48098 LoanCraft has a deep understanding of the challenges facing lenders and the complexities of the loan approval process. Since 2003, LoanCraft has been helping financial institutions grow their top and bottom line revenue. We provide a wide range of products and services that help our clients provide outstanding service to their customers.
(866) 591-0655 Lender's profile and map Reviews Premia Relocation Mortgage 1111 W. Long Lake Road, Suite 102, Troy, MI, 48098 Our experienced team has focused on ﬁnancing the needs of the relocating employee and their employer. Our business is built around the relocation industry. We understand this unique situation and will provide a high-touch, high-tech approach. Our mortgage consultants average 20 years relocation mortgage experience and will work closely.
(574) 294-3606 Lender's profile and map Reviews Chiphone Federal Credit Union 710 N Wildwood Avenue, Elkhart, IN, 46514 Chiphone Federal Credit Union operates as a financial cooperative. The Union provides financial solutions such as loans, investment, savings, credit and debit cards, online banking, and other related services. Chiphone Federal Credit Union serves communities in the State of Indiana.