USDA Vs. FHA Pro and Con comparison in Greenville, Montcalm County, MI

In 2025, the USDA loan limit for Greenville in Montcalm, MI, is $336,500. In contrast, the FHA limit for a single-family home is $472,030.

Utilize Lendersa® USDA loan calculator to weigh today's best USDA versus FHA rates and learn what income, credit, reserves, and documents you'll need to qualify. Our advanced mortgage calculator lets you compare USDA, FHA, Conforming, and VA options side by side, helping you choose the best plan for your financial needs in .

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2025 Loan Limits and Downpayment Requirements in Greenville, Montcalm, MI

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Options in Greenville, MI

Lendersa® is committed to securing you the best USDA or FHA loan quickly and hassle-free. Choose one of three starting methods to connect with lenders and USDA loan programs.

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What is a USDA Loan in MI?

A USDA home loan, also known as a USDA rural development loan or mortgage, is insured by the Department of Agriculture and is available only in rural areas. Unlike FHA loans that require at least a 3.5% down payment, USDA loans need no down payment, offering a strong advantage to eligible applicants.

Enter your location to find out if it qualifies for USDA rural housing loan?



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