USDA Vs. FHA your options comparison in Birmingham, Oakland County, MI
As of 2026, the USDA loan limit for Birmingham, within the county of Oakland, MI, stands at $336,500. In comparison, the FHA limit for a single-family home is set at $472,030.
Use the Lendersa® USDA loan calculator to weigh today's USDA against FHA best rates, determining the necessary income, credit, reserves, and documents to qualify. Our advanced mortgage calculator allows side-by-side viewing of USDA, FHA, Conforming, and VA options, aiding your decision for the best program in suiting your financial needs.
2026 Loan Limits and Downpayment Requirements in Birmingham, County of Oakland, MI
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conforming Conventional
$726,200
3%
USDA and FHA Loan Options in Birmingham, MI
The mission of Lendersa® is to secure the best possible USDA or FHA loans efficiently and without stress. Choose one of three entry paths that guide you to compatible lenders and USDA loan programs.
A USDA home loan, a government-supported financial product from the Department of Agriculture, is commonly called the USDA rural development loan or USDA mortgage. It is exclusively available in rural regions. Unlike FHA loans that require a 3.5% down payment, USDA mortgages do not require any down payment.
3410 La Sierra Avenue, Suite F88, Riverside, CA, 92503
Pacific Sun Lending, Inc. I have over 25 years of experience in the Mortgage industry and our fabulous team is here to help you with all of your financing needs. We can even do credit repair too if you need a boost to your credit score. We are a straight forward lender. 90% of the loans we fund do not pay any points.
6550 Van Buren Boulevard, Suite D, Riverside, CA, 92503
Standing Stone Real Estate, Inc. is a licensed real estate corporation in the city of Riverside, California. With unparalleled industry knowledge, experience, and local expertise, we're the Riverside Real Estate experts you've been looking for. Whether you're buying or selling, we can help you get the best deal. Just looking? That's OK.
Newridge Funding Group Inc all its splendor and glory. Unmatched beautiful weather, golden beaches, snow covered mountains, rolling green hills, rich culture, and last but not least its unique diversity. Being born and raised here, I can say of a certainty, there is no other place I’d rather be.
17177 Deep Wood Ln, Suite 17177, Riverside, CA, 92503
Upright Mortgage is a company that specializes in conventional, FHA, and VA mortgages. We also do reverse mortgages. Owner has 42 years of experience in this line of work.conventional, FHA, and VA mortgages. and Owner has 42 years of experience In today’s lending market, with all the new regulations, Upright Mortgage.
Connection Credit Union (CCU) was founded in 1958 as the City of Bremerton Employees Credit Union. There were 32 original members, who invested $5 each, so the original assets totaled $160. We expanded by adding City of Port Orchard employees, Kitsap County employees and merged Kitcom credit union into our membership base.
8273 White Oak Ave, Suite C & D, Rancho Cucamonga, CA, 91730
Tennison Mortgage Solutions is dedicated to matching our clients with the right loan that helps you achieve your homeownership goals. Each customer has a different financial background and borrowing needs. That is why it takes a highly-trained mortgage professional to sort through several loan options
Our mission is to provide our clients with a stress-free mortgage experience. We achieve this by providing a fast, convenient, and transparent digital mortgage process backed by expert guidance and exceptional customer service.
Convenient Digital Process
Extensive Product Options
9125 Archibald Ave, Suite G, Rancho Cucamonga, CA, 91730
Reverse Mortgage California is located in Rancho Cucamonga, with over 20 years of experience in the mortgage industry. Our main goal is helping senior citizen home owners achieve and even exceed their financial goals with our unbeatable rates and low closing cost. Reverse Mortgage is the #1 option for thousands of Senior Citizens in California.
8560 Vineyard Avenue, Suite 501 & 502, Rancho Cucamonga, CA, 91730
Realty Plus is a full service company that is dedicated to Buyer's, Sellers, Investor's, Tenant's & Landlords! Our Associates are dedicated to providing top notch professional service while delivering information that will assit our clients for all current and future transactions! Our business relationships are built on a solid foundation
9267 Haven Ave, Suite 270, Rancho Cucamonga, CA, 91730
Brad Bennett 30 years of experience in mortgage lending, I am able to quickly analyze income, assets, liabilities, and credit to formulate a mortgage plan that personally suits your financial needs. I specialize in residential mortgages for purchase or refinance. I offer Conventional, FHA, VA, Jumbo Loans, Reverse Mortgages,
