In 2026, the USDA loan limit in Coopersville, within Ottawa County, MI, is $336,500, while the limit for FHA on a single-family home is $472,030.
Utilize the Lendersa® USDA loan calculator to compare the current top rates between USDA and FHA loans. Determine necessary income, credit, reserves, and documents for qualifying. Our advanced mortgage calculator allows you to compare USDA, FHA, Conforming, and VA loans side by side, aiding in selecting the best program for your financial situation in .
2026 Loan Limits and Downpayment Requirements in Coopersville, Ottawa County, MI
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Coopersville, MI
Lendersa® aims to swiftly secure you the best USDA or FHA loan without any hassle. You can start with one of three options that lead to matching lenders and USDA loan programs.
USDA home loans are backed by the Department of Agriculture, and often referred to as USDA rural development loans. They are available only in rural areas. Unlike FHA loans that require a minimum 3.5% down payment, USDA loans do not require any down payment at all.
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