In the year 2026, the USDA loan limit for South-Haven in the county of Van Buren, MI, is set at $285,000, while the FHA limit stands at $356,362 for a single-family dwelling.
Leverage the Lendersa® USDA loan calculator to evaluate current USDA and FHA rates, and understand the income, credit, reserves, and necessary documents for qualification. Our sophisticated mortgage tool displays USDA, FHA, Conforming, and VA options simultaneously to assist you in selecting the ideal program for your financial situation in
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| Loan Type | Loan Limit | Down Payment | |
| USDA | $285,000 | 0% | |
| FHA | $356,362 | 3.5% | |
| Conventional Conforming | $548,250 | 3% |
Lendersa® is committed to rapidly securing the best USDA or FHA loans for you without complications. Choose from three options that help you connect with lenders and discover suitable USDA loan programs.
A USDA home loan is supported by the U.S. Department of Agriculture and is exclusive to rural areas. Known as the USDA rural development loan or USDA mortgage, it requires no down payment, in contrast to FHA loans which need at least a 3.5% down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
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