USDA Vs. FHA Pro and Con comparison in Portland, Ionia County, MI
In 2025, the USDA loan limit for Portland in the county of Ionia, MI reaches $336,500, while the FHA cap is $472,030 for a single-family house.
Leverage the Lendersa® USDA loan calculator to juxtapose today's best rate options between USDA and FHA, helping identify the income, credit, reserves, and necessary documents for qualification. With our superior mortgage calculator, compare USDA, FHA, Conforming, and VA offers side by side. This comparison assists in choosing the ideal program suited to your financial scenario in .
2025 Loan Limits and Downpayment Guidelines in Portland, Ionia County, MI
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Explore USDA and FHA Loan Alternatives in Portland, MI
Lendersa® aims to efficiently secure the best USDA or FHA loan for you with ease and speed. Choose from three starter options that connect you with matching lenders and suitable USDA loan programs.
A USDA loan, backed by the U.S. Department of Agriculture, is also known as a USDA rural development loan or USDA mortgage. It is exclusively available in rural areas. Unlike FHA loans, which require a 3.5% minimum down payment, USDA mortgages do not call for any down payment.
Capstone Financial is a subsidiary of Capstone Private Mortgage Holdings, a company founded by an experienced team of real estate and finance professionals. Capstone Financial was created to help real estate investors take advantage of opportunities as emerging real estate markets recover and stabilize post recession.
14001 North 7th Street, Suite E109, Phoenix, AZ, 85022
Pacific West Lending was founded in 2017 by Michael Aldridge and Chris Bang, seasoned financial services professionals, and the company specializes in residential lending through a network of funding sources. These sources give the client multiple options in any given scenario, as opposed to being limited to one set of guidelines
"Honor Mortgage helps you determine the most appropriate type of mortgage for you and your future.
While our family-owned-and-operated business may be small, our collection of knowledge, products and resources is not. We offer a wide variety of loan programs to fit you and your families individual needs. Honor Mortgage is a full-service"
A member of the Tucson community since 1952, Hughes Federal Credit Union is dedicated to enriching the financial lives of the people and community we serve. This commitment extends to our employees as well. Named #1 Credit Union in Arizona by Forbes, Hughes serves over 157,000 members with $1.8 billion in assets and is growing every day.
Pima Federal Credit Union since In 1951, sixteen teachers pooled together $84 in deposits and founded our credit union with the common purpose of helping people. To this day, our common purpose still exists. We’re here for our members and we thrive by delivering on our value promise of Smart. Simple. Personal
We Specialize in Private Hard Money Loans. If You Are Not Using Setabay You’re Probably Paying Way Too Much. Setabay LLC is a Arizona Private Hard Money Lender. Lending on Commercial, Investor, Rental, Fix and Flip, Multi Family. Licensed AZ Mortgage Broker and Licensed Loan Originator NMLS 1057417.
1st Tribal Lending is comprised of the most experience HUD Section 184 lending team in the nation. Much of our staff has been in the HUD Section 184 industry for greater than ten years. Our underwriters were among the first in the nation to become approved to directly underwrite this loan product
2550 W Union Hills Dr, Suite 350, Phoenix, AZ, 85027
Goettl Mortgage Corporation since 2018. Laurie serves as a guiding light with the “Clients First” attitude that sets an example to her employees. Her ability as a leader has proven to be a benefit in spearheading every endeavor, she has been a part of in the business field. Also, she has hands-on experience with management, loan origination.
