USDA Loan Vs. FHA loan for Portland, MI [Ionia County ]

In 2026, the USDA loan limit for Portland in the county of Ionia, MI reaches $336,500, while the FHA cap is $472,030 for a single-family house.

Leverage the Lendersa® USDA loan calculator to juxtapose today's best rate options between USDA and FHA, helping identify the income, credit, reserves, and necessary documents for qualification. With our superior mortgage calculator, compare USDA, FHA, Conforming, and VA offers side by side. This comparison assists in choosing the ideal program suited to your financial scenario in .

Explore USDA and FHA Loan Alternatives in Portland, MI

Lendersa® aims to efficiently secure the best USDA or FHA loan for you with ease and speed. Choose from three starter options that connect you with matching lenders and suitable USDA loan programs.

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Understanding USDA Loans in MI

A USDA loan, backed by the U.S. Department of Agriculture, is also known as a USDA rural development loan or USDA mortgage. It is exclusively available in rural areas. Unlike FHA loans, which require a 3.5% minimum down payment, USDA mortgages do not call for any down payment.

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(800) 335-7662 Lender's profile and map Reviews Dowell Federal Credit Union 5319 S Lewis Avenue, Suite 111, Tulsa, OK, 74105 When you become a DFCU member, you become an owner of the credit union and your money begins working for you. Our experienced staff works closely with our Board of Directors to watch the financial market and make careful decision about how to best strengthen our member's financial futures.
(918) 749-2274 Lender's profile and map Reviews Mortgage Clearing Corporation 5612 South Lewis Avenue, Tulsa, OK, 74105 "We are a privately owned full service mortgage origination and servicing company that is dedicated to customer service. Mortgage Clearing’s employees are dedicated professionals that pride themselves in the quality customer service and support that we have become known for. Our customers tell us they are impressed with our knowledgeable"
(918) 664-6000 Lender's profile and map Reviews Oklahoma Central Credit Union 4956 S Peoria Ave, Tulsa, OK, 74105 At Oklahoma Central, you'll find the same wide range of banking choices you'd expect from any financial institution and a commitment to our community that you’d expect from your neighbors. The Mission of Oklahoma Central Credit Union is to make a difference in the lives of our employees, members and the communities we serve.
(870) 210-7222 Lender's profile and map Reviews TWO RIVERS FEDERAL CREDIT UNION 204 N. 10th Street, Arkadelphia, AR, 71923 In June of 1970 a few HSU employees formed the credit union. This handful of committed co-workers saw the need for helping one another, worked hard and began to grow as a credit union. The credit union worked to expand it’s membership by incorporating two groups who work hand in hand with HSU
(316) 440-9690 Lender's profile and map Reviews Skyward Credit Union 4 Cessna Boulevard, Wichita, KS, 67215 Skyward Credit Union was chartered on July 16, 1941, as a not-for-profit corporation under Kansas State law, to accept savings and make loans for those who qualify for membership. Credit unions are regulated by the Kansas State Department of Credit Unions and the National Credit Union Association (NCUA).
(918) 494-1810 Lender's profile and map Reviews Saint Francis Federal Credit Union 6600 South Yale Avenue, Suite 101, Tulsa, OK, 74136 Saint Francis Federal Credit Union was founded in 1969 to serve the employees, staff physicians, and volunteers of Saint Francis Hospital. Over the years other select employee groups including healthcare related and non-health care related companies have been added to the field of membership.
(918) 699-7100 Lender's profile and map Reviews Energy One Federal Credit Union 6100 S Yale Avenue, Suite 100, Tulsa, OK, 74136 Energy One FCU is a not-for-profit organization invested in the in the mission to helping their members 'Catch their Dreams'. Built on traditional values and offering a full range of financial products and services for individuals, families and businesses. Though we are hold true to the personal feel of credit union banking.
(918) 459-6530 Lender's profile and map Reviews ZFG Mortgage 6670 S. Lewis Ave, Suite 200, Tulsa, OK, 74136 ZFG Mortgage headquartered in Tulsa Oklahoma is commonly recognized as the states premier mortgage lender. ZFG offers FHA, USDA, Conventional and Non-conventional home mortgage loans. Our loan officers have 33 years of mortgage lending experience with wholesale mortgage banks & mortgage lenders and are licensed to close home loans.