USDA Vs. FHA your options comparison in Hancock, Houghton County, MI
In 2025, the USDA loan ceiling in Hancock, located in Houghton County, MI, is $336,500, while the FHA limit for a single-family home is $472,030.
Leverage the Lendersa® USDA loan calculator to compare today's best rates for USDA versus FHA loans, and to determine the income, credit, reserves, and documentation necessary for qualification. Our advanced mortgage calculator provides a side-by-side view of USDA, FHA, Conforming, and VA loans, facilitating the best decision for your financial requirements in .
2025 Loan Limits and Downpayment Requirements in Hancock, Houghton County, MI
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Hancock, MI
Lendersa® aims to provide the most suitable USDA or FHA loan with ease and speed. Start with one of three options that connect you to lenders matching USDA loan programs.
A USDA home loan, guaranteed by the Department of Agriculture, often called a USDA rural development loan, is offered only in rural areas. Unlike FHA loans requiring at least a 3.5% down payment, a USDA mortgage requires no down payment at all.
we specialize in residential mortgages. At SoCal Financial Group, we will find a loan that fits each borrower. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly.
We specialize in finding the right home loan for each customer. Whether you are a first home buyer or an experienced property investor, we want to exceed your expectations and ensure you are comfortable throughout the home loan process. Pacific Home Mortgage Funding, Inc. is working hard to advise and assist borrowers in obtaining their home loans.
Our primary goal is to provide excellent service to our customers.We promptly return phone calls & respond to emails & letters.Throughout the lending process, we provide regular loan updates & progress reports so you always know the status of your loan application.We pride ourselves in delivering the most competitive mortgage rates & product.
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At Extreme Mortgage we are committed to getting you the most affordable financing for your home. We offer a variety of mortgage loan programs. We offer residential loans up to $4.5 million on first mortgages for 1-4 family homes, co-ops, condos, second or vacation homes, or mortgages for investment purposes.
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22012 Avalon Blvd, Carson, CA, 90745
At Carson Jewelry & Loan customer service is our specialty! From fine jewelry to a large selection of new and used firearms. We give Cash Loans on items of value including jewelry, musical instruments, tools, electronics, sports equipment and firearms. We also pay very competitive prices for loose diamonds, gold, silver, and platinum.
SkyOne Federal Credit Union has been serving its members for 70 years, providing financial tools to help members save for their future, get financing for their homes and cars, and much more. As a not-for-profit organization, we are passionate about helping our members build a strong financial foundation
