FHA Vs. USDA loan program for Hancock, Houghton County, Michigan

In 2025, USDA loan limit in Hancock, county of Houghton, MI is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Hancock, MI

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Michigan?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

619.293.7770 1799 miles Lender's profile and map Reviews The Loan Company 2356 Moore St. Suite 201, San Diego, CA, 92110 The Loan Company offers bridge, construction, and permanent loans, and a wide range of loan terms. Our quick decisions, fair pricing, flexibility, and dependability are advantageous for independent borrowers and for brokers and their clients. The Loan Company’s executive management consists of our President, Chief Financial Officer, and Controll.
(424) 209-7164 1799 miles Lender's profile and map Reviews Top California Lender 401 Wilshire Blvd, Santa Monica, CA, 90401 At Top California Lender, we specialize in providing finance for most prestigious commercial real estate opportunities. Catering to high net worth investors, developers, and property owners, we deliver fast, flexible, and tailored financing solutions for multi-million-dollar commercial deals.
424-226-6280 1799 miles Lender's profile and map Reviews F2YES 233 Wilshire Blvd Suite 515, Santa Monica, CA, 90401 F2 Finance offers fast and flexible financing for property investors, with loans ranging from $200k to $2m. They provide terms from 1 to 24 months without prepayment penalties and can fund deals quickly, often within 36 hours. The company lends against various property types, including residential and commercial. As a balance sheet lender, F2 Finan
(310) 261-5500 1799 miles Lender's profile and map Reviews Prime Group 401 Wilshire Blvd., 12th Floor, Santa Monica, CA, 90401 Our mission is to set a high standard in the loan industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the loan process, so that you can confidently select the best loan for you and your company from the many loan options that are available today.
(877) 730-4999 1799 miles Lender's profile and map Reviews Target Rate 710 Santa Monica Blvd, Santa Monica, CA, 90401 Target Rate is the culmination of 25 plus years in the mortgage industry. I have helped thousands of clients, trained other loan agents, real estate agents and processors. I have managed branches, overseen operations, underwriting, sales and most importantly held clients hands as they navigate through the most important financial transaction
(310) 496-4225 1799 miles Lender's profile and map Reviews American Mortgage Capital 401 Wilshire Blvd., 12th Floor, Santa Monica, CA, 90401 Our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options that are available today.
(800) 505-8121 1799 miles Lender's profile and map Reviews Evoque Lending 401 Wilshire Blvd., 12th Floor, Santa Monica, CA, 90401 Evoque Lending has the in-house expertise and systems in place to approve borrowers for California hard money loans within 24 hours and follow that up with funding in seven to 10 days. Through more than 23 years in the industry and its focus on customer service, Evoque Lending has established itself as the leading hard money lender in Los Angeles,
800 505 8121 1799 miles Lender's profile and map Reviews Evoque Lending 401 Wilshire Blvd., 12th Floor, Santa Monica, CA, 90401 Evoque Lending Experienced in residential, commercial and business loans – including California hard money loans – the professionals at Evoque Lending know what it takes to get your loan done faster, more efficiently and with more cooperation from your local business community. Realtors, appraisers, escrow, loan processing, title and closing.
(707) 965-2483 1799 miles Lender's profile and map Reviews Silverado Credit Union 1 Angwin Plaza, Angwin, CA, 94508 Silverado Credit Union has been open since 1953. The credit union has assets totaling $63.97 Million and provides banking services to more than 4,000 members. Silverado Credit Union offers FREE online tools and services to help you save time and money. We protect your personal and financial information with the highest level of security availa
(707) 942-6300 1799 miles Lender's profile and map Reviews Cal Green Lending Inc 118 Howel Mountain Road, Angwin, CA, 94508 We can guide you to the right loan amount and best program for you. Based on standard lender guidelines, we'll get you a good idea of what kind of terms and loan program you can expect to benefit most from. We'll guide you through the process and make it worry-free to improve your interest rate and monthly payment.