USDA Vs. FHA your options comparison in Iron-River, Iron County, MI
As of 2025, the USDA loan ceiling in Iron-River, located in the county of Iron, MI, is $285,000, while the FHA loan limit for a single-family house is $356,362.
Employ the Lendersa® USDA loan calculator to contrast today's leading USDA versus FHA rates. You can assess the required income, credit, reserves, along with the documents you need to qualify. Our advanced mortgage calculator compares USDA, FHA, Conforming, and VA options side by side, aiding in choosing the optimal program for your financial scenario in .
Loan Limits and Downpayment Requirements in Iron-River, Iron, MI for 2025
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA Loan Options in Iron-River, MI
Lendersa® strives to fetch you the best USDA or FHA loan swiftly and with ease. Opt from three starting pathways leading to compatible lenders and USDA loan programs.
A USDA home loan is backed by the government through the Department of Agriculture, frequently called the USDA rural development loan or USDA mortgage, and is offered solely in rural areas. In contrast to FHA loans, which mandate at least a 3.5% down payment, USDA loans require zero down payment.
Some customers may need more assistance than can be provided by an Online Banking site. It is for this reason that First National Bank USA continues to provide additional auxiliary aids and services, including accepting toll-free telephone calls from customers who may have questions or need assistance regarding their accounts
Urban Housing Mortgage is a full service Correspondent Lending Firm offering residential loan products and services. We are currently licensed in the states of Louisiana and Mississippi, with plans in place for further expansion. Since our inception, Urban Housing Mortgage has consistently met the needs of the community with new ideas.
NOLA Hard Money is led by a group of investors with deep roots in the New Orleans real estate market and active in it for more than 30 years.We have an eye for value and build long-term relationships with our clients. We strongly believe that the best marketing comes from current customers.
The Bank of San Jacinto County is a community bank in every sense of the word. Our management and ownership is from here, and lives here. When you open an account or apply for a loan, nothing gets sent off to another corporate office, and chances are, you don’t live far from where your banker lives. We know our customers.
Sweetwater Regional Federal Credit Union is a member-owned financial institution committed to the international credit union philosophy of “People Helping People”. That means we aim to help you build your financial stability. And we do that by returning profits to members in the form of lower loan rates, higher savings rates.
400 Russell Avenue, Building 509, New Orleans, LA, 70143
NAS JRB Credit Union was founded in 1948 and is a state chartered, not for profit entity. Offering many financial services and always there for their membership and community with two locations in Plaquemines Parish. Our members are the reason we do what we do! Federally insured by NCUA.
First Citizen's Bank of Butte began with the goal of serving individuals and businesses in our local community and today we're proud to continue that tradition. Our mission is to remain independent, as a locally owned and directed institution, managed by the people we serve in a way that promotes economic growth and stability within our community.
The Federal Credit Union is a member-owned financial organization providing accessible and competitive financial services to meet the needs of our members, while maintaining long-term stability and growth.and also We are here to serve your financial needs. Please contact us to let us know how we can better serve you. Check our great services.
Mile High Federal Credit Union is a member-owned, not-for-profit financial organization operated in Butte, Montana. Mile High Credit Union has been in operation since 1936 Our goals are to continue the credit union philosophy of people helping people by encouraging savings, offering loans at competitive rates, & providing the best quality service.