USDA Loan Vs. FHA loan for Houghton, MI [Houghton County Rates 2023]

In 2025, USDA loan limit in Houghton, county of Houghton, MI is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Houghton, MI

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Michigan?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(800) 674-3454 1755 miles Lender's profile and map Reviews Newridge Funding Group Inc. 4804 Arlington Avenue, Riverside, CA, 92503 Newridge Funding Group Inc all its splendor and glory. Unmatched beautiful weather, golden beaches, snow covered mountains, rolling green hills, rich culture, and last but not least its unique diversity. Being born and raised here, I can say of a certainty, there is no other place I’d rather be.
(951) 543-5151 1755 miles Lender's profile and map Reviews Upright Mortgage 17177 Deep Wood Ln, Suite 17177, Riverside, CA, 92503 Upright Mortgage is a company that specializes in conventional, FHA, and VA mortgages. We also do reverse mortgages. Owner has 42 years of experience in this line of work.conventional, FHA, and VA mortgages. and Owner has 42 years of experience In today’s lending market, with all the new regulations, Upright Mortgage.
(951) 685-8000 1755 miles Lender's profile and map Reviews Griggs Mutual Realty & Management 6080 Hamner Avenue, Suite 103, Eastvale, CA, 91752 At Griggs Mutual Realty & Management, the ultimate goal is to create lasting relationships with each and every client and to continue providing excellent service for many years to come. The Griggs Mutual Realty & Management Team is your premier mortgage company located in Eastvale, California.
(951) 830-2967 1755 miles Lender's profile and map Reviews Marin Realty Group 246 W 4th St, Perris, CA, 92570 At Marin Realty Group we have a "client first philosophy" and love to help people with their real estate needs. If you need a real estate agent in Perris, California then Jose Marin and his team of real estate experts is the answer! We proudly serve the communities of Perris, Menifee, Riverside and Moreno Valley from our office
(909) 233-7891 1755 miles Lender's profile and map Reviews U2 Funding Inc 921 Park Street, Unit A, Perris, CA, 92570 U2 FUNDING INC Mortgage Broker provide you with lowest possible mortgage rates to make your home mortgage or refinance process easy and hassle free process for your home, residential, investment and commercial properties. Either you are purchasing your first home, refinancing your existing home, buying commercial or investment properties.
(951) 858-2542 1755 miles Lender's profile and map Reviews The Mortgage Pros Funding, Inc 4199 Flat Rock Road, Suite 116, Riverside, CA, 92505 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
(909) 576-0597 1755 miles Lender's profile and map Reviews Certys Financial Inc. 10705 Magnolia Ave, Riverside, CA, 92505 Certys Financial Inc (NMLS #1096493) is a mortgage company serving the states of California, Texas, and Pennsylvania. We use the latest technology such as electronic signing (E-Sign) and paperless processing to ensure minimum effort on your part and speedy processing on ours. Our regard for your financial well being won't allow us
(951) 689-2511 1755 miles Lender's profile and map Reviews Campbell Financial Services, Inc. 4181 Flat Rock Drive, Suite 250, Riverside, CA, 92505 Since 1989 Campbell Financial Services has continued with one purpose in mind: To meet the needs of our clientele by providing a full array of lending options in an efficient, straight-forward manner. We know you’re busy and that your time is important, and we’re committed to being your lending expert!
(951) 233-6700 1755 miles Lender's profile and map Reviews Inland Capital Finance 4097 Trail Creek Road, Riverside, CA, 92505 Inland Capital Finance is a Southern California based Wholesale Mortgage Brokerage. At ICF we understand that you are an individual and that every individual is different. Over the years we have had many different clients with varying situations from those with excellent credit scores to those rebuilding their credit scores.
(619) 549-1857 1755 miles Lender's profile and map Reviews FRS Funding 31730 Railroad Canyon Rd, Suite 4, Canyon Lake, CA, 92587 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
(800) 689-1802 1755 miles Lender's profile and map Reviews Prodigious Capital Group Inc 31600 Railroad Canyon, Suite E, Canyon Lake, CA, 92587 At Prodigious Capital Group Inc, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.