In 2026, the USDA loan cap in Laurium, county of Houghton, MI is set at $336,500, whereas the FHA limit is $472,030 for a single-family dwelling.
Utilize the Lendersa® USDA loan calculator to evaluate current USDA versus FHA rates and determine the required income, credit score, reserves, and documentation necessary for qualification. With our sophisticated mortgage calculator, you can view USDA, FHA, Conforming, and VA loans side by side, assisting you in picking the right program in for your specific financial situation.
2026 Loan Limit and Downpayment Requirements in Laurium, county of Houghton, MI
Loan Type
Limit
Downpayment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Paths in Laurium, MI
The purpose of Lendersa® is to swiftly connect you with the most favorable USDA or FHA loan effortlessly. Start with one of three entry points to discover matching lenders and suitable USDA loan programs.
The USDA home loan, backed by the government's Department of Agriculture, often referred to as the USDA rural development loan or USDA mortgage, is accessible only in rural areas. Unlike FHA loans, which require at least a 3.5% down payment, USDA loans demand no down payment at all.
307 E. Northern Lights Blvd, Suite 202, Anchorage, AK, 99503
CA$H NOW Financial Corporation is in the business of providing “CA$H NOW — For Real Estate Notes and Other Deferred Payments” and Commercial Investment Financing. In addition to Real Estate Notes we buy Notes secured by mobile homes, certain businesses and structured settlements and annuities.Ken Gain is the president and owner of CA$H NOW.
At C2C Mortgage LLC we offer more than just your typical buying process. Our knowledgeable staff believes in teaching processes as well. Unlike brokers, banks don't have to disclose what they make on your loan. You may pay more than you need to if you don't shop aggressively. Mortgage banks tend to offer fewer products.
3600 Spenard Road, Suite 100, Anchorage, AK, 99503
Cook Inlet Lending Center, Inc. (CILC), formerly known as NaQenq’a, was created in 2001 as a social enterprise of Cook Inlet Housing Authority to address the need for affordable home financing and development services in the Cook Inlet Region of Alaska (CIRI). Cook Inlet Housing Authority (CIHA), founded in 1974,
3801 Centerpoint Drive, Suite 100, Anchorage, AK, 99503
Homestate Mortgage Company LLC is located in Wasilla, AK, United States and is part of the Mortgage Banking Industry. Homestate Mortgage Company LLC has 1 employees at this location. (Employees figure is modelled). There are 3 companies in the Homestate Mortgage Company LLC corporate family.
"Titan Mortgage specializes in the Alaska mortgage market. Our experts have been helping Alaskans with their borrowing needs since 2010 Lower your monthly mortgage payments
Pay off your mortgage in less time
Pay off your other debts
Use your home equity to get extra cash
Make home improvements"
Our mission is to find the mortgage that best fits our clients’ needs. Since our inception, we’ve provided more than 60,000 loans to Alaskans, including Conventional loans to Fannie Mae and Freddie Mac, Federal Housing Administration (FHA) loans, Rural Development loans, HUD 184 loans for Alaska Natives and American Indians, Alaska Housing
3801 Centerpoint Drive, Suite 100, Anchorage, AK, 99503
Homestate Mortgage, we offer a wide variety of loan programs to fit any home buying scenario. Whether you're buying your very first home or a veteran homeowner moving up or downsizing, we have the right mortgage & program to fit your needs.Our staff of seasoned professionals will make certain that the mortgage part of your home buying experience
1120 Huffman Rd, Suite 24-615, Anchorage, AK, 99515
Alaska Commercial Loan Brokers primary function is to package commercial loan requests for borrowers who are seeking funding and send out to lenders nationwide. ACLB specializes in government loans to maximize amount financed.Commercial Loan Brokers primary function is to package commercial loan requests for borrowers who are seeking funding
11900 Industry Way, Unit M-5, Anchorage, AK, 99515
Raven Mortgage, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options .
Kodiak Island Housing Authority originates both Alaska Housing Finance Corporation (AHFC) Loans and Fannie Mae Loans. A variety of loans and add-on options are available to suit your needs. Please fill out one of our mortgage loan applications below and Karenia Hackett, our Mortgage Loan Specialist
At Hāmākua Federal Credit Union! Located in beautiful Pepeʻekeo on the Hāmākua Coast of Hawaiʻi Island, we are a small community-chartered credit union with an island wide reach. Stop in and see why our members love us!
Small town Credit Union serving all of the communities of Hawaii Island with Aloha
"Onomea Federal Credit Union has been open since 1939. The credit union has assets totaling $22.25 Million and provides banking services to more than 2,000 members.
The credit union is a community-based financial institution. People living, working, or worshipping in the credit union's geographic area can become a member"
