In 2026, the USDA loan limit for Hastings, situated in Barry county, MI, is $336,500, whereas the FHA limit for a single-family home is $472,030. These figures guide your borrowing decisions under federal programs.
Leverage Lendersa®'s USDA loan calculator to compare the top USDA vs FHA rates available today. Determine the necessary income, credit score, reserves, and documents needed for qualification. Our advanced mortgage calculator presents USDA, FHA, Conforming, and VA loans side by side, assisting you in selecting the best option for your financial needs in
Explore loan offers from 100 lenders
| Loan Type | Loan Limit | Down Payment |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
The goal at Lendersa® is to ensure you quickly receive the best USDA or FHA loans without hassle. Opt from three strategies that connect you with lenders and explore USDA loan options.
A USDA home loan, also referred to as a USDA rural development loan or USDA mortgage, is backed by the Department of Agriculture and available specifically in rural areas. Unlike FHA loans that require a 3.5% down payment, USDA loans have no down payment requirement, offering a great advantage for qualified rural borrowers.
Enter your location to find out if it qualifies for USDA rural housing loan?
|
|
|
|
|
|
|
|
|
|
|
Bridge Loan Guides
