USDA Loan Vs. FHA loan for Ironwood, MI [Gogebic County ]

For 2025, the USDA loan limit in Ironwood, located in Gogebic county, MI, is set at $336,500. At the same time, the FHA limit for a single-family home is $472,030.

Use the Lendersa® USDA loan calculator to evaluate today's leading USDA versus FHA rates and determine the required income, credit score, reserves, and documents for qualification. Our advanced mortgage calculator showcases USDA, FHA, Conforming, and VA options side by side, assisting you in deciding which program in is most suitable for your financial circumstances.

Exploring USDA and FHA Loan Options in Ironwood, MI

Lendersa® aims to secure the best possible USDA or FHA loan for you rapidly and with minimal hassle. Choose from three starting points to connect with suitable lenders offering the right USDA loan programs.

Lendersa USDA loan request and matching results

What is a USDA Loan in MI?

A USDA home loan, guaranteed by the Department of Agriculture and also known as a USDA rural development loan or USDA mortgage, is intended exclusively for rural areas. Unlike FHA loans which necessitate a 3.5% minimum down payment, USDA loans require no down payment whatsoever, providing substantial benefits.

Get top 10
USDA LENDERS
customized to yout needes

(608) 278-2801 Lender's profile and map Reviews The Park Bank 2401 South Park Street, Madison, WI, 53713 At Park Bank we believe drive and ambition come from the heart. That achievement means different things to each of us. And there’s no one way to what’s next. We find purpose in making each unique vision a reality. Whether you’re seeking a savings account or mortgage, striving for financial independence or prosperity
(608) 274-9828 Lender's profile and map Reviews WEA Credit Union 33 Nob Hill Road, Madison, WI, 53713 Wisconsin Education Association Credit Union was established by WEAC in 1931 as a member cooperative that would offer a wide range of financial services to the teachers of Wisconsin. The credit union would provide them with a safe place to deposit their savings and obtain reasonably priced loans.
(608) 271-5301 Lender's profile and map Reviews Members First Credit Union WI 3401 West Beltline Highway, Madison, WI, 53713 Members First Credit Union originally organized as the Sub-Zero Credit Union in May of 1954 with 13 employees as members. The credit union became chartered in 1955 with the following board members. Don Lien as President, Jack True as Vice-President, Gerald Ring as Secretary, Richard Hurd as Treasurer and William Jerisha as Director.
(320) 354-2277 Lender's profile and map Reviews United Minnesota Bank 105 Central Avenue, New London, MN, 56273 United Minnesota Bank is a locally owned, independent community bank that offers the same wealth of products and services as larger banks, yet provides high-quality customer service. Since our inception in 1890 as the State Bank of New London, we have served the banking needs of many families and local businesses. We have partnered with them to fos
(262) 567-7509 Lender's profile and map Reviews Ixonia Bank WI046 Marietta Avenue, Ixonia, WI, 53036 For over 100 years, Ixonia Bank has been a locally owned, independent community bank. Experience the benefits of community banking at its best - fast decision-making, customized solutions, local expertise, and responsive, and flexible service. And most importantly experience relationships built on trust and understanding.
(608) 266-4952 Lender's profile and map Reviews Madison Fire Department Credit Union 1437 Monroe Street, Madison, WI, 53711 The MADISON FIRE DEPARTMENT CREDIT UNION is committed to providing its members sound and dependable financial service, an environment where members can interact with mutual trust, respect and dignity by creating a sense of pride and ownership. The credit union will provide loans in a prudent, sound and discreet manner in accordance.
(320) 833-5325 Lender's profile and map Reviews CenBank 109 West Yellowstone Trail, Buffalo Lake, MN, 55314 CenBank strives on being a community based bank where the customer is not just a number. The staff at CenBank values the time spent with customers to build relationships and work towards their financial success. CenBank offers a variety of deposit and business accounts as well as lending options to fit your financial needs.
(608) 798-2400 Lender's profile and map Reviews State Bank of Cross Plains 108 North Main Street, Verona, WI, 53593 State Bank of Cross Plains is the largest independent community bank serving Dane, Green, and Rock County, Wisconsin. We offer a full range of personal and business financial services, including consumer, real estate, and business lending, as well as wealth management and financial advisory services.
(608) 572-7222 Lender's profile and map Reviews Stampfli Mortgage, LLC 303 S. Main Street, Verona, WI, 53593 "Stampfli Mortgage specializes in Wisconsin FHA, VA and USDA mortgages, as well as reverse, conventional and jumbo home loans for the state of WI. The ""Stampfli Mortgage Difference"" is all about great products, integrity and expertise. Our expert Mortgage Advisors work closely with multiple wholesale lenders."
(920) 648-2324 Lender's profile and map Reviews The Greenwood’s State Bank 365 W Tyranena Park Rd., Lake Mills, WI, 53551 Greenwoods is headquartered in Lake Mills, WI, founded in 1884 and is a FDIC state-chartered bank. We have locations in Jefferson, Green, Rock, Racine, Walworth and Waukesha Counties. Greenwoods is a high touch, community focused bank centered on you, our customer. We have all of the most advanced technology products
(920) 648-8336 Lender's profile and map Reviews Bank of Lake Mills 136 E Madison Street, Lake Mills, WI, 53551 Bank of Lake Mills was organized in 1893 by S. A. Reed, E. J. Fargo, L. D. Fargo, David Gardner, B. J. Silliman, R. E. Favill, Robert Fargo, William Everson and Conrad Engsberg. The bank was built despite the numerous bank failures that occurred that same year. In 1919, Emil Neupert joined Bank of Lake Mills and became Bank President.