USDA and FHA Pro and Con in Keego-Harbor, Oakland County, MI
In 2026, the USDA loan limit in Keego-Harbor, situated within Oakland county, MI, is $285,000. For a single-family home, the FHA limit is $356,362.
Utilize the Lendersa® USDA loan calculator to compare today's optimal USDA and FHA rates. Evaluate the necessary income, credit, reserves, and documentation to qualify. With our advanced mortgage calculator, you can view USDA, FHA, Conforming, and VA programs side by side, assisting you in selecting the best option for your financial needs in .
2026 Loan Limits and Down Payment Requirements in Keego-Harbor, County of Oakland, MI
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA Loan Options in Keego-Harbor, MI
Lendersa® is committed to helping you secure the best USDA or FHA loan promptly, with minimal hassle. Choose one of three paths to connect with matching lenders and explore USDA loan programs.
The USDA home loan, backed by the Department of Agriculture, is commonly known as the USDA rural development loan or mortgage and is exclusively available in rural areas. Unlike FHA loans requiring a down payment of at least 3.5%, USDA loans require no down payment.
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554 Joffre Cherry Valley Road, Burgettstown, PA, 15021
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