USDA Loan Vs. FHA loan pro & con for Keego-Harbor, Oakland County, MI

In 2025, USDA loan limit in Keego-Harbor, county of Oakland, MI is $285,000 while FHA limit is $356,362 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Keego-Harbor, MI

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Michigan?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(800) 232-8101 2046 miles Lender's profile and map Reviews Chevron Federal Credit Union 2300 Clayton Road, Suite 700, Concord, CA, 94520 Chevron Federal Credit Union, established in 1935, is a financially sound and growing organization providing home, auto, and personal loans, checking and savings accounts, top-tier rates, and personalized service to over 130,000 members around the world. We are proud to be a company built by members for members. Headquartered in Oakland, California
(888) 663-9350 2046 miles Lender's profile and map Reviews CU Lending 4071 Port Chicago Hwy, Suite 125, Concord, CA, 94520 CU Lending has the ability to fund high loan volumes and enjoys full approval as an FHA Endorsed Lender, a VA automatic lender, Freddie Mac Seller/Servicer, Fannie Mae, CALSTRS and California Employees Mortgage (CEM) preferred lender. This gives the Credit Union the ability to offer its membership the most competitive and beneficial loan products.
(925) 338-7052 2046 miles Lender's profile and map Reviews City 1st Realty and Financial Services 2300 Stanwell Drive, Suite A, Concord, CA, 94520 City 1st Realty and Financial has been in the real estate services business in the Baton Rouge and Bay Area real estate markets for many successful years and will be here for many more. This longevity and confidence comes from our real estate services to a great many buyers and sellers.
(925) 685-1500 2046 miles Lender's profile and map Reviews All Valley Mortgage Inc 1251 Monument Boulevard, Suite 205, Concord, CA, 94520 All Valley Mortgage can help you achieve your goals. To set up the right Concord, CA Mortgage plan for you, get in touch with us -- we're happy to help. We understand that the highest compliment one can pay us is to refer their family and friends.We'd like to earn your highest compliments.
(800) 241-5263 2046 miles Lender's profile and map Reviews Land Home Financial Services, Inc. 1355 Willow Way, Suite 250, Concord, CA, 94520 Land Home Financial Services, Inc. (also known as “Land Home” or Land Home Financial”) is a leading direct lender licensed in all 50 states, and the District of Columbia with retail branches located across the country. Our knowledgeable professionals are committed to building trust and strong relationships with our customers and partners.
(925) 939-5626 2046 miles Lender's profile and map Reviews Kaiperm Credit Union 325 N. Wiget Lane, Suite 130, Walnut Creek, CA, 94598 Kaiperm Credit Union exists to provide financial services to the employees and families of Kaiser Permanente in Northern California.in 1957, this Credit Union was charted by seven Kaiser/PMG employees in Walnut Creek, California. Now, with nearly 5,000 members and a team of passionate and dedicated employees.
(855) 206-7896 2046 miles Lender's profile and map Reviews Educate Mortgage 2700 Ygnacio Valley Rd, Suite 255, Walnut Creek, CA, 94598 Educate Mortgage, offering personalized mortgage solutions, fast customized quotes, great rates, & service with integrity. We’re here to make the home loan process easier, with tools and knowledge that will help guide you along the way. Start with a fast, personalized rate quote.
(855) 206-6203 2046 miles Lender's profile and map Reviews Client Direct Mortgage 2700 Ygnacio Valley Rd, Suite 255, Walnut Creek, CA, 94598 Client Direct Mortgage was founded with a mission of bringing very low rates to market. Our entire business model is predicated on delivering our clients competitive interest rate. We’ve engineered a business model that alleviates unnecessary layers which allows us to be more efficient and competitive.
(800) 972-0329 2046 miles Lender's profile and map Reviews Mount Diablo Lending 2700 Ygnacio Valley Road, Suite 255, Walnut Creek, CA, 94598 Mount Diablo Lending was founded with a mission of bringing very low rates to market. Our entire business model is predicated on delivering our clients competitive interest rate. We’ve engineered a business model that alleviates unnecessary layers which allows us to be more efficient and competitive.
(925) 457-5121 2046 miles Lender's profile and map Reviews Integrus Mortgage 3093 Citrus Circle, Suite 145, Walnut Creek, CA, 94598 Multifaceted, highly experienced, and results-driven professional who has demonstrated the ability to thrive independently as well as lead a diverse team of professionals to new levels of success in extremely competitive industries, volatile markets, and fast-paced environments. Strong business qualifications with an impressive track record of