In 2025, the USDA loan limit for Brainerd, situated in Crow Wing county, MN, is $336,500, whereas the FHA loan limit for a single-family home is $472,030.
Utilize Lendersa®'s USDA loan calculator to directly compare today's prime USDA and FHA rates and ascertain the necessary income, credit, reserves, and documents required for qualification. Our sophisticated mortgage calculator presents USDA, FHA, Conforming, and VA loans side by side, assisting you in selecting the most suitable program in for your financial situation.
2025 Loan Limits and Down Payment Requirements in Brainerd, County of Crow Wing, MN
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Brainerd, MN
Lendersa® aims to secure the best USDA or FHA loan for you quickly and without stress. Begin by choosing one of the three initial pathways leading to lender matches and USDA loan programs.
The USDA home loan is backed by the U.S. Department of Agriculture, often referred to as the USDA rural development loan or USDA mortgage. This loan is exclusively available in rural areas. In contrast to FHA loans, which require a minimum of 3.5% down, USDA loans require no down payment, offering a significant advantage to eligible buyers.
BLP is a private non-profit organization, licensed by the U.S. Small Business Administration (SBA) as a Certified Development Company (CDC) to do SBA 504 lending. We are the only CDC headquartered in Southeast Wisconsin and have been in business since 1983. BLP staff provides access to the SBA 504 loan program & other resources using our expertise.
MCU has been serving the hard working people of the Racine and Kenosha areas, since 1939. If you live or work in Racine or Kenosha counties, you may be eligible for a membership with MCU. So stop into the branch, or if you prefer, call or e-mail us.
Let us help you save! Consider joining MCU, only $15 gives you a membership share
The First Bank & Trust of Fullerton is a for-profit financial organization established to serve our community & valued customers by offering timely service & competitive products & services within a highly personalized & professional environment. The bank is a financial service organization established to serve the financial needs of our community.
The American Exchange Bank was incorporated July 13, 1889 and bank business began on September 9, 1889. The incorporators were F. E. Stevens, E. A. Stopher, W. S. Waters and C. D. Stevens. The bank first used an existing building near the corner of 4th and D Street. This two-story brick building was 60 ft by 28 ft by 24 ft and
Racine Municipal Employees Credit Union was organized in 1953, and chartered by the State of Wisconsin on October 28th that same year. Charter members of our Credit Union included employees from several departments of the City of Racine. They organized the credit union to promote thrift and loan funds to the employees of the City of Racine
Based on the cornerstones of honesty, loyalty, teamwork, and longevity The First National Bank in Amboy has maintained a financially sound bank, earning adequate returns for stockholders while providing for its employees and giving back to the communities where they live and work.
At MSB we educate and empower our clients so they can go fearlessly forward in their unique financial journey. Our team is committed to understanding your financial needs and objectives so we can craft solutions to meet your transacting, borrowing, and investing needs in a secure, transparent, and cost-effective manner.
The Johnson Financial Group family is proud to offer a comprehensive suite of banking, wealth and insurance services.
Johnson Financial Group provides:
• full line of banking services including wealth, mortgage, leasing, consumer and commercial banking through over 30 locations in Wisconsin and Minnesota.
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Spirit of America Federal Credit Union was formed to serve federal employees and military personnel financially in Lincoln, NE. Starting from humble beginnings in 1932, we were chartered as a cooperative to help federal employees and their families by granting loans to meet extreme personal needs.
First National Bank in Philip has, for over 110 years, served a large part of western South Dakota by providing quality banking based on customer service. We are proud that some relationships started three generations ago continue today. When you walk into our lobby, you will certainly be met with a smile.
