USDA Vs. FHA your options comparison in Baxter, Crow Wing County, MN

In 2025, the USDA loan limit for a single-family home in Baxter, in the county of Crow Wing, MN is $336,500, whereas the FHA limit is $472,030.

Utilize Lendersa® USDA loan calculator to analyze today's leading USDA and FHA rates. Determine the income, credit, reserves, and documents required for qualification. With our sophisticated mortgage calculator, you can compare USDA, FHA, Conforming, and VA loans side by side to determine which program in fits your financial situation best.

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Loan Limits and Down Payment Requirements for 2025 in Baxter, County of Crow Wing, MN

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Options in Baxter, MN

Lendersa® is committed to securing the best possible USDA or FHA loan quickly and hassle-free. Choose one of three initial points to connect with lenders and explore USDA loan programs.

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Understanding USDA Loans in MN

A USDA home loan, also referred to as a USDA rural development loan, is backed by the Department of Agriculture and is available exclusively in rural locales. Unlike FHA loans, which require a minimum of 3.5% down payment, USDA loans necessitate no down payment, offering a distinct advantage to eligible borrowers.

Enter your location to find out if it qualifies for USDA rural housing loan?



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  • 510 S Dexter Street, Ionia, MI, 48846
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  • Huron National Bancorp, Inc, a bank holding company, provides a broad range of banking services to businesses and individuals in the Presque Isle County area. Its sole subsidiary, Huron State Bank, was founded on May 12, 1980. HNB is independently owned and is managed by experienced professionals with strong ties to the area.
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