USDA Vs. FHA your options comparison in Little-Falls, Morrison County, MN
As of 2025, the USDA loan limit for a single-family dwelling in Little-Falls, county of Morrison, MN, stands at $285,000, while the FHA limit is set at $356,362.
Take advantage of the Lendersa® USDA loan calculator to compare today’s ideal USDA and FHA rates and ascertain the income, credit, reserves, and documentation needed to qualify. Our advanced mortgage calculator offers a side-by-side evaluation of USDA, FHA, Conforming, and VA options, thus aiding in selecting the optimal program for your financial scenario in .
2025 Loan Limits and Down Payment Requirements in Little-Falls, County of Morrison, MN
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA Loan Options in Little-Falls, MN
Lendersa® is dedicated to swiftly procuring the best USDA or FHA loan for you seamlessly. Start by choosing one of three paths that lead to correlating lenders and USDA loan programs.
A USDA home loan, guaranteed by the Department of Agriculture and also termed as a USDA rural development loan, is exclusively available in rural areas. Unlike FHA loans, which necessitate a minimum of 3.5% down payment, USDA loans require no down payment, thereby offering considerable benefits for qualified candidates.
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