USDA and FHA Pro and Con in St.-John, St. Louis County, MO
In 2025, the USDA loan limit for St.-John in St. Louis county, MO, is $0. For a single-family home, the FHA limit is set at $356,362.
Leverage the Lendersa® USDA loan calculator to compare the most competitive USDA and FHA rates available today. Ascertain the necessary income, credit, reserves, and documents required to qualify. With our advanced mortgage calculator, you can evaluate USDA, FHA, Conforming, and VA loans side by side, helping you make an informed decision on which program in Alabama best suits your financial circumstances.
2025 Loan Limits and Down Payment Requirements in St.-John, St. Louis, MO
Loan Type
Loan Limit
Down Payment
USDA
$0
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA Loan Options in St.-John, MO
The mission of Lendersa® is to help you quickly and efficiently secure the best USDA or FHA loan. Begin by choosing one of three pathways that connect you with lenders and USDA loan programs.
A USDA home loan is backed by the government Department of Agriculture, also known as the USDA rural development loan or USDA mortgage, and is offered exclusively in rural areas. Unlike FHA loans that require a minimum 3.5% down payment, USDA mortgages require no down payment, making them an attractive option for eligible buyers.
2600 West Olive Ave, 5th Floor, Burbank, CA, 91505
NHPC assists troubled homeowners every day through our national network of foreclosure prevention Team. Get the professional help you need to keep your home and have peace of mind. Our national network of foreclosure prevention specialists will work hard on your behalf and negotiate directly.
U + Me. That’s our not-so-secret sauce. We care about the things that matter to you—family, friends, that comfy old pair of shoes you can’t throw away even though one of them has a hole (no judgment).
As a Burbank institution, we’ve been committed to our community since 1940. And through our long history.
4405 Riverside Drive, Suite 101, Burbank, CA, 91505
The Mortgage Group is a family run business since 1995. After working for and managing other mortgage companies for many years, Gary Hatch started his own company, The Mortgage Group, in 1995. In early 2000, his daughter, Christine, joined the company. In 2006, the responsibility of running the company was transferred to Christine.
Aztec Financial was established in 1987 with the mission of creating extraordinary mortgage solutions for the people of California. We are a direct lender specializing in fix and flip loans, hard money/private equity, construction loans, and creative lending solutions. We pride ourselves on funding very quickly with no red tape.
SDC Capital has over 35 years of bridge lending and real estate development experience. Given our real estate development experience, we are uniquely positioned to not only provide capital but to also be a valuable resource for our borrowers. We understand the challenges real estate investors face and have the flexibility to structure our loan.
Since 1956, GRANCO Federal Credit Union has been providing friendly member service in Ephrata, Moses Lake and the surrounding area. The cooperative philosophy that started the credit union still rings true today. GRANCO will consider a member’s credit score, but will not deny any loan due to credit score alone.
18923 Soledad Canyon Rd, Canyon Country, CA, 91351
"Capital Home Sales is committed to providing exceptional service with integrity, honesty, knowledge and professionalism.
Our services include:
- Loan Modification
- Refinance
- Home Loan
- Short Sale
- Purchase of a Home
- Sale of a Home
- List of REO Properties
- List of Short Sale"
POLAM Credit Union is proud to offer a First Time Buyers Program that will help you get on the property ladder.We offer mortgages up to 90% (LTV) Loan To Value, with no Private Mortgage Insurance, meaning that with just a 10% down you can get financing for your first home at the same rate as we normally offer with 20% down.
606 N. Larchmont Blvd, Suite 4A, Los Angeles, CA, 90004
Pacific Trust Group is committed to providing our clients with the best origination service in home mortgages along with some of the lowest rates available in all of Los Angeles, and throughout the State of California. Whether you are a first time home buyer, ReFinancing an outstanding loan, purchasing your dream home, consolidating debt.