USDA Loan Vs. FHA loan for St.-John, MO [St. Louis County Rates 2023]

In 2025, USDA loan limit in St.-John, county of St. Louis, MO is $0 while FHA limit is $356,362 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in St.-John, MO

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Missouri?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(423) 875-6955 375 miles Lender's profile and map Reviews Scenic Community Credit Union 4503 Hixson Pike, Hixson, TN, 37343 We are committed to advancing financial peace of mind within our community by offering products and services our members need, when they need them. We also strive to educate our members and our community as a whole to equip them with the knowledge they need to achieve financial peace of mind.
(918) 689-7732 375 miles Lender's profile and map Reviews Bank of Eufaula Eufaula 102 N. Main St., Eufaula, OK, 74432 Bank of Eufaula is a 100 year old community bank located in Eufaula, Oklahoma, home of the beautiful Lake Eufaula. We are a full service bank focusing our attention on serving the needs of the residents of the Eufaula City and Lake Areas, and also the McIntosh County, Northern Pittsburg County, and Western Haskell County areas.
(706) 657-5678 375 miles Lender's profile and map Reviews Citizens Bank & Trust, Inc. 12255 South Main Street, Trenton, GA, 30752 Citizens Bank & Trust, Inc. provides banking services. The Company offers savings and deposit accounts, personal and business loans, cash management, online, and mobile banking services. Citizens Bank & Trust serves customers in the United States. Citizens Bank & Trust has branches in Trenton, GA, Lookout Mountain, GA, and Higdon, AL.
(706) 657-6842 375 miles Lender's profile and map Reviews Bank of Dade Trenton 12634 North Main Street, Trenton, GA, 30752 The Bank of Dade eventually moved to its current convenient location at the corner of U. S. Highway 11 and Georgia Avenue in the heart of Trenton’s business area where it has enjoyed a steady, consistent growth and is proud to have played a part, and to continue to play an even more important part, in the growth and development of Dade County.
(608) 539-5900 375 miles Lender's profile and map Reviews Citizens First Bank W25042 Hwy 54\|35, Centerville, WI, 54661 Citizens First Bank is a bank with operations in one state. Citizens First Bank offers numerous mortgage programs including conventional, non-owner occupied, VA and USDA mortgages. Citizens First Bank is a FREEandCLEAR Certified Gold Low Rate Lender. As a family-owned community bank with roots dating back to 1969,
(616) 334-3113 375 miles Lender's profile and map Reviews Homes and Loans of West MI llc 1354 Baldwin St, Suite 106, Jenison, MI, 49428 John H. established Homes & Loans of West Michigan in 2005. As a licensed realtor and lender, I wanted to combine mortgage and realty services to make the home buying process faster, easier and more comfortable for my customers. By combining real estate and mortgage services together, we offer a higher level of service
(616) 532-9067 375 miles Lender's profile and map Reviews First United Credit Union 3140 Ivanrest Avenue SW, Grandville, MI, 49418 First United CU was originally chartered in 1937 to serve the Leonard Refrigerator Plant and was later known as Kelvinator Employees Credit Union. Changes occurred over the years, yet members remained loyal and sustained our vision. We have experienced solid growth and assisted other CUs with merger opportunities.
(616) 406-2480 375 miles Lender's profile and map Reviews Rivertown Community Credit Union 3121 Macatawa Drive SW, Grandville, MI, 49418 Rivertown Community Federal Credit Union proudly serves the financial needs of the local community. We value our relationships with our members and provide unconditional, understanding, local service. We believe that combining both friendly employees and intelligent technology puts us in a position to provide that awesome service.
(616) 929-1600 375 miles Lender's profile and map Reviews Grand River Bank 4471 Wilson Ave SW, Grandville, MI, 49418 Founded by twenty-three West Michigan business and professional leaders and supported by nearly 750 initial investors, Grand River Bank opened for business on April 30, 2009. From the outset, our mission has been to build a bank that provides an exceptional experience to its customers, a rewarding environment for its team members
(616) 504-4256 375 miles Lender's profile and map Reviews Grand Rapids Mortgage, LLC 4301 Canal Ave. SW, Suite 2667, Grandville, MI, 49418 Whether purchasing or refinancing a home, Lisa work's hard to ensure that you get the best loan program at the best rate, and the service that allows you to enjoy the experience of home ownership. ‍ Lisa began her career in the mortgage industry in 2016 as a Mortgage Loan Assistant.