USDA Vs. FHA your options comparison in St.-John, St. Louis County, MO
In 2025, the USDA loan limit for St.-John in St. Louis county, MO, is $0. For a single-family home, the FHA limit is set at $356,362.
Leverage the Lendersa® USDA loan calculator to compare the most competitive USDA and FHA rates available today. Ascertain the necessary income, credit, reserves, and documents required to qualify. With our advanced mortgage calculator, you can evaluate USDA, FHA, Conforming, and VA loans side by side, helping you make an informed decision on which program in Alabama best suits your financial circumstances.
2025 Loan Limits and Down Payment Requirements in St.-John, St. Louis, MO
Loan Type
Loan Limit
Down Payment
USDA
$0
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA Loan Options in St.-John, MO
The mission of Lendersa® is to help you quickly and efficiently secure the best USDA or FHA loan. Begin by choosing one of three pathways that connect you with lenders and USDA loan programs.
A USDA home loan is backed by the government Department of Agriculture, also known as the USDA rural development loan or USDA mortgage, and is offered exclusively in rural areas. Unlike FHA loans that require a minimum 3.5% down payment, USDA mortgages require no down payment, making them an attractive option for eligible buyers.
Johnson City founder James Polk Johnson, this structure has housed a variety of businesses & served as a community gathering place. In addition to serving as a community hall, opera house & meeting place for churches & community groups, the structure was occupied by such commercial enterprises as banks, general stores, hotels, & business offices.
Family First Federal Credit Union is a full-service, local financial institution with over 15, 000 members that is guided by the principles of Sustainable Excellence. These principles apply to the care and service quality we provide to our members, our dedication to our staff and our responsibility to provide sound products and banking solutions.
30 East Padonia Rd, Suite 408, Lutherville Timonium, MD, 21093
Mr. Swanson Mortgage, established in 2020, is a full service mortgage brokerage for residential and commercial loans. We offer loans to everyone and as our byline reads, ours loans are for the people! When you’re working with a broker in the mortgage industry, you’re working with Mr. Swanson Mortgage, who goes out
FHA Renovation Loans residential mortgage lender providing government-insured FHA loans to current homeowners who desire to renovate their property and prospective homeowners who want to renovate a home before they move in. With an FHA backed renovation mortgage, current and prospective homeowners do not need any equity in the home.
1920 Greenspring Dr, Suite 140, Lutherville Timonium, MD, 21093
At Bayshore Mortgage Funding LLC We have built a strong reputation as an outstanding Mortgage Lender, serving the needs of real estate professionals, builders and individual homebuyers throughout the country since 2001.
We're a full service Mortgage Lender with an experienced staff offering expertise in every area of mortgage lending.
30 East Padonia Rd, Suite 408, Lutherville Timonium, MD, 21093
"Best Loan Choice, Inc. is a correspondent lender that was founded in 2014 by Cory Ruppersberger who, after 25 years in the mortgage and banking industry, sought to offer clients the best mortgage rates and a greater selection of home loan products.
We pride ourselves on using a more individualized,"
10749 Falls Rd, Suite 104, Lutherville Timonium, MD, 21093
Harborside Home Loans is a boutique mortgage brokerage that produces tailor-made mortgage solutions for our clients. We believe that all of our clients should have the best available financial advice coupled with a high level of personal attention.We also focus on execution, not only around our clients but also our realtor and referral partners.
We were house flippers before lenders, we know what you do and why you do it! Reach out and see how we can work together for years to come! If you have questions, email me at [email protected]! Or call me at 512-659-6344!
Looking forward to a long lasting relationship!
NewFirst National Bank has a long and prosperous history dating back to January 22, 1902.
It wouldn’t be until 2002 when the name NewFirst National Bank would be approved to coincide with a larger geographic footprint.
The current office in El Campo, Texas opened in February 1968 and still serves as the headquarters.
The first bank to be organized in Lockhart, Texas, the First National Bank of Lockhart was opened April 15, 1889 by James G. Burleson. Burleson was the brother of cabinet member and Postmaster General Albert Sidney Burleson. The board of directors included many of the men that played an important part in the development of Lockhart
