USDA Vs. FHA Pro and Con comparison in Carrollton, Carroll County, MO

For 2025, the USDA loan limit in Carrollton, located within the county of Carroll, MO, is $336,500. In contrast, the FHA loan limit is $472,030 for a single-family home.

Utilize the Lendersa® USDA loan calculator to assess the best available rates, comparing USDA versus FHA options. This tool helps identify the necessary income, credit score, reserves, and documentation needed for eligibility. Our advanced mortgage calculator lets you review USDA, FHA, Conforming, and VA programs side by side, aiding in the selection of the most suitable option in tailored to your financial needs.

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Current 2025 Loan Limits and Downpayment Requirements in Carrollton, County of Carroll, MO

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Available USDA and FHA Loan Options in Carrollton, MO

At Lendersa®, our aim is to secure you the most favorable USDA or FHA loans swiftly and without difficulty. Choose from three initiating paths that pair you with matching lenders and USDA loan solutions.

Lendersa USDA loan request and matching outcomes

USDA Loan Details in MO

A USDA home loan is backed by the government’s Department of Agriculture and is also known as a USDA rural development loan or USDA mortgage. It is exclusively offered for properties in rural neighborhoods. Unlike FHA loans, which mandate a minimum 3.5% down payment, USDA loans require no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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