In 2026, the USDA loan limit for Beechwood, located in the county of Warren, MS, is $336,500, while the FHA limit for a single-family home is $472,030.
To compare the top available rates for USDA versus FHA, utilize the Lendersa® USDA loan calculator. This tool helps you determine the income, credit score, reserves, and documentation needed for qualification. Our sophisticated mortgage calculator allows for side-by-side comparison of USDA, FHA, Conforming, and VA loans so you can assess which program in
Examine loan proposals from 100 lenders
| Loan Type | Loan Limit | Down Payment | |
| USDA | $336,500 | 0% | |
| FHA | $472,030 | 3.5% | |
| Conventional Conforming | $726,200 | 3% |
At Lendersa®, our aim is to swiftly and conveniently connect you with the best USDA or FHA loans. Choose one of three initial options to find matching lenders offering USDA programs.
A USDA home loan is supported by the government Department of Agriculture and is also known as a USDA rural development loan or USDA mortgage, strictly available in rural areas. Unlike FHA loans, which require a 3.5% minimum down payment, USDA mortgages require no down payment at all.
Enter your location to find out if it qualifies for USDA rural housing loan?
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