USDA VS FHA in Beechwood, Warren County, MS

In 2026, the USDA loan limit for Beechwood, located in the county of Warren, MS, is $336,500, while the FHA limit for a single-family home is $472,030.

To compare the top available rates for USDA versus FHA, utilize the Lendersa® USDA loan calculator. This tool helps you determine the income, credit score, reserves, and documentation needed for qualification. Our sophisticated mortgage calculator allows for side-by-side comparison of USDA, FHA, Conforming, and VA loans so you can assess which program in suits your financial circumstances best.

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Loan limits and downpayment requirements for 2026 in Beechwood, county of Warren, MS

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA loan opportunities in Beechwood, MS

At Lendersa®, our aim is to swiftly and conveniently connect you with the best USDA or FHA loans. Choose one of three initial options to find matching lenders offering USDA programs.

Results of Lendersa USDA loan requests and matches

Understanding USDA Loans in MS

A USDA home loan is supported by the government Department of Agriculture and is also known as a USDA rural development loan or USDA mortgage, strictly available in rural areas. Unlike FHA loans, which require a 3.5% minimum down payment, USDA mortgages require no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



Beechwood Lenders

  • Mutual Credit Union
  • 1604 Cherry Street, Vicksburg, MS, 39180
  • Lends in Mississippi
  • Founded in 1930 and chartered in 1931, Mutual Credit Union is Mississippi's oldest credit union, and one of the Southeast's most respected. Through the years, our State chartered financial institution has grown from humble beginnings into a world class financial services organization with over 20, 000 active members and over $190 million in assets.

  • Vicksburg Railroad Credit Union
  • 2101 Cherry Street, Vicksburg, MS, 39180
  • Lends in Mississippi
  • Since its inception in 1934 the Vicksburg Railroad Credit Union has been serving its members in & around the Vicksburg, Mississippi area with exceptional financial products. Even with members living in Louisiana, Texas, Alabama & all throughout Mississippi, we have still kept our focus on providing excellent service & responsiveness to each member.

  • Vickswood Federal Credit Union
  • 107 Thalweg Drive, Vicksburg, MS, 39183
  • Lends in Mississippi
  • On October 1967, eight employees of the International Paper Company applied for a state charter to establish a credit union to serve the employees of the International Paper Company and their immediate family members living under the same roof, organizations made of the same, and employees of this credit union, with a potential employee

  • Jackson Area Federal Credit Union
  • 5675 Highway 18 West, Jackson, MS, 39209
  • Lends in Mississippi
  • Jackson Area FCU opened its doors in February 1953, as the City of Jackson Municipal Employees FCU. Today, Jackson Area FCU is made up of 70 plus SEG. Anyone who works for one of our SEG's is eligible to join Jackson Area FCU. Jackson Area FCU also serves the underserved in Hinds County, MS, which means anyone who lives, works, worships.

  • Copiah Bank
  • 101 Caldwell Drive, Hazlehurst, MS, 39083
  • Lends in Mississippi
  • October, 1891, the founders of Copiah Bank opened our doors in service to families and business owners who were largely ignored by bigger-city banks. Theirs was a vision of a bank that would provide responsive solutions, exceptional service, fiscal integrity, and value for those we serve.

  • A-1 Payday Loans
  • 2310 US HWY 80 West, Suite B, Jackson, MS, 39204
  • Lends in Mississippi
  • A-1 provides you instant cash loans! Happily serving the residents of Byram, Clinton, Edwards, Terry, Crystal Spring and Raymond, A-1 is here to help you find relief through Installment Loans, Loans for Bad Credit, Cash Advances, Cash Loans, Title Loans, and Payday Loans. We’ll help you find the perfect loan for you just a few easy steps!

  • BankPlus
  • 6410 Watkins Drive, Jackson, MS, 39213
  • Lends in Mississippi
  • BankPlus is one of the Southeast’s premier regional banks serving consumers & businesses with the latest technology through a full suite of financial services, including retail banking, commercial banking, mortgage lending & wealth management. With more than $4.5 billion in total assets, BankPlus operates 79 financial centers throughout MS, AL, LA.