USDA Vs. FHA your options comparison in Vicksburg, Warren County, MS
For the year 2026, the USDA loan ceiling in Vicksburg, within Warren county, MS is $336,500, whereas the FHA ceiling for a single-family residence is $472,030.
Leverage the Lendersa® USDA loan calculator to compare today’s top USDA and FHA rates, and determine the required income, credit worthiness, reserves, and essential documents for qualification. Our advanced mortgage tool allows you to view USDA, FHA, Conforming, and VA loans side by side, aiding your decision on the most suitable program in for your financial situation.
Loan Limits and Down Payment Requirements for 2026 in Vicksburg, Warren County, MS
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loans in Vicksburg, MS
Lendersa® is dedicated to securing you the best USDA or FHA loan efficiently and effortlessly. Choose from three starting points to connect with lenders and explore USDA loan options.
A USDA home loan is backed by the government through the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, and is exclusively accessible to rural communities. In contrast to FHA loans that require a minimum of 3.5% down payment, the USDA mortgage has no down payment requirement.
Founded in 1930 and chartered in 1931, Mutual Credit Union is Mississippi's oldest credit union, and one of the Southeast's most respected. Through the years, our State chartered financial institution has grown from humble beginnings into a world class financial services organization with over 20, 000 active members and over $190 million in assets.
Since its inception in 1934 the Vicksburg Railroad Credit Union has been serving its members in & around the Vicksburg, Mississippi area with exceptional financial products. Even with members living in Louisiana, Texas, Alabama & all throughout Mississippi, we have still kept our focus on providing excellent service & responsiveness to each member.
On October 1967, eight employees of the International Paper Company applied for a state charter to establish a credit union to serve the employees of the International Paper Company and their immediate family members living under the same roof, organizations made of the same, and employees of this credit union, with a potential employee
Jackson Area FCU opened its doors in February 1953, as the City of Jackson Municipal Employees FCU. Today, Jackson Area FCU is made up of 70 plus SEG. Anyone who works for one of our SEG's is eligible to join Jackson Area FCU. Jackson Area FCU also serves the underserved in Hinds County, MS, which means anyone who lives, works, worships.
October, 1891, the founders of Copiah Bank opened our doors in service to families and business owners who were largely ignored by bigger-city banks. Theirs was a vision of a bank that would provide responsive solutions, exceptional service, fiscal integrity, and value for those we serve.
A-1 provides you instant cash loans! Happily serving the residents of Byram, Clinton, Edwards, Terry, Crystal Spring and Raymond, A-1 is here to help you find relief through Installment Loans, Loans for Bad Credit, Cash Advances, Cash Loans, Title Loans, and Payday Loans. We’ll help you find the perfect loan for you just a few easy steps!
BankPlus is one of the Southeast’s premier regional banks serving consumers & businesses with the latest technology through a full suite of financial services, including retail banking, commercial banking, mortgage lending & wealth management. With more than $4.5 billion in total assets, BankPlus operates 79 financial centers throughout MS, AL, LA.
