USDA Loan Vs. FHA loan for Greenville, MS 2026

In 2026, the USDA loan threshold in Greenville, nested in Washington county, MS, is $336,500, whereas the FHA limit for a single-family home is $472,030.

Utilize the Lendersa® USDA loan calculator to compare the most advantageous USDA versus FHA rates currently available. Determine the income, credit requirements, reserves, and documentation needed to qualify. Our state-of-the-art mortgage calculator enables side-by-side evaluations of USDA, FHA, Conforming, and VA options, helping you select the best fit for your specific financial scenario in .

Explore USDA and FHA Loan Options in Greenville, MS

Lendersa® aims to swiftly secure the ideal USDA or FHA loan for you without inconvenience. Begin by choosing one of three pathways that facilitate matching with lenders and discovering appropriate USDA loan programs.

Lendersa USDA loan request and matching results

Understanding the USDA Loan in MS

A USDA home loan, also referred to as a USDA mortgage or rural development loan, is supported by the government through the Department of Agriculture and is exclusively available in rural areas. Unlike FHA loans, which require at least a 3.5% down payment, USDA loans do not require any down payment at all.

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Greenville Lenders
(662) 873-4346 Lender's profile and map Bank of Anguilla Anguilla 130 Holland Street, Anguilla, MS, 38721 Lends in Mississippi Bank of Anguilla’s history dates back to its charter in 1904 when local businessmen and farmers came together out of a desire to create a financial institution focused on the economic well-being of the South Delta of Mississippi. Bank of Anguilla has endured the challenging times of the Flood of 1927 and the Great Depression
(662) 884-1199 Lender's profile and map Planters Bank & Trust Company 212 Catchings Street, Indianola, MS, 38751 Lends in Mississippi Planters Bank & Trust began serving customers in the small community of Ruleville, Mississippi. Throughout our growth, Planters Bank has remained rooted in its mission to dedicate resources to the betterment of our customers and to the communities we live and work.Currently headquartered in Indianola.
(662) 298-0131 Lender's profile and map Guaranty Bank & Trust Company 206 N Hayden St, Belzoni, MS, 39038 Lends in Mississippi Guaranty Bank offers a full range of personal and business services. We offer various types of checking and savings accounts as well as loans and investment services. We pledge to offer the most up-to-date banking services and products with the personal attention you deserve. Guaranty Bank's mission is to set the standard in our communities.
(662) 843-9461 Lender's profile and map Cleveland State Bank PO Box 1000, Cleveland, MS, 38732 Lends in Mississippi CSB opened its doors for business and became a thread of that historical fabric. Now, the CSB has celebrated a notable milestone, “a century of service!” Over the past 100 years, we have built on the foundation laid by the generations who went before us & we are excited & pleased at how those efforts came together.
(601) 420-5535 Lender's profile and map Statewide Federal Credit Union 809 W Sunflower Rd, Cleveland, MS, 38732 Lends in Mississippi At Statewide Federal Credit Union, we provide homegrown banking for the people of Mississippi. Helping hard-working folks get the personalized banking tools and financing solutions they need to reach their goals. We’ve been planting roots and building trust in Mississippi for generations.
(662) 746-5421 Lender's profile and map Bank of Yazoo City 104 North Main Street, Yazoo City, MS, 39194 Lends in Mississippi Bank of Yazoo is proud to be Mississippi’s second oldest bank. We have been meeting the financial needs of our communities and customers for over 140 years, and we currently serve our customers and communities in Yazoo, Madison, and Rankin Counties in Mississippi with five convenient locations and one location currently under reconstruction.
(601) 636-4434 Lender's profile and map Vickswood Federal Credit Union 107 Thalweg Drive, Vicksburg, MS, 39183 Lends in Mississippi On October 1967, eight employees of the International Paper Company applied for a state charter to establish a credit union to serve the employees of the International Paper Company and their immediate family members living under the same roof, organizations made of the same, and employees of this credit union, with a potential employee