USDA VS FHA in Greenville, Washington County, MS

In 2026, the USDA loan threshold in Greenville, nested in Washington county, MS, is $336,500, whereas the FHA limit for a single-family home is $472,030.

Utilize the Lendersa® USDA loan calculator to compare the most advantageous USDA versus FHA rates currently available. Determine the income, credit requirements, reserves, and documentation needed to qualify. Our state-of-the-art mortgage calculator enables side-by-side evaluations of USDA, FHA, Conforming, and VA options, helping you select the best fit for your specific financial scenario in .

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Loan Limits and Downpayment Requirements for 2026 in Greenville, Washington, MS

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Explore USDA and FHA Loan Options in Greenville, MS

Lendersa® aims to swiftly secure the ideal USDA or FHA loan for you without inconvenience. Begin by choosing one of three pathways that facilitate matching with lenders and discovering appropriate USDA loan programs.

Lendersa USDA loan request and matching results

Understanding the USDA Loan in MS

A USDA home loan, also referred to as a USDA mortgage or rural development loan, is supported by the government through the Department of Agriculture and is exclusively available in rural areas. Unlike FHA loans, which require at least a 3.5% down payment, USDA loans do not require any down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



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