USDA VS FHA in Greenville, Washington County, MS

In 2025, the USDA loan threshold in Greenville, nested in Washington county, MS, is $336,500, whereas the FHA limit for a single-family home is $472,030.

Utilize the Lendersa® USDA loan calculator to compare the most advantageous USDA versus FHA rates currently available. Determine the income, credit requirements, reserves, and documentation needed to qualify. Our state-of-the-art mortgage calculator enables side-by-side evaluations of USDA, FHA, Conforming, and VA options, helping you select the best fit for your specific financial scenario in .

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Loan Limits and Downpayment Requirements for 2025 in Greenville, Washington, MS

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Explore USDA and FHA Loan Options in Greenville, MS

Lendersa® aims to swiftly secure the ideal USDA or FHA loan for you without inconvenience. Begin by choosing one of three pathways that facilitate matching with lenders and discovering appropriate USDA loan programs.

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Understanding the USDA Loan in MS

A USDA home loan, also referred to as a USDA mortgage or rural development loan, is supported by the government through the Department of Agriculture and is exclusively available in rural areas. Unlike FHA loans, which require at least a 3.5% down payment, USDA loans do not require any down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Central Kentucky Ag Credit
  • 640 S Broadway, Lexington, KY, 40508
  • Central Kentucky Agricultural Credit Association is an agricultural lending cooperative owned by its member‐borrowers. It provides farm loans for land, equipment, Livestock and production and rural home mortgages. Ag Credit serves the 17 counties of central Kentucky with seven branch locations. Ag Credit is part of the national Farm Credit System.
  • Jim Mischner
  • 644 North Broadway, Lexington, KY, 40508
  • Jim Mischner is a "private mortgage" lender. He loans his own money to real estate investors who either are purchasing non-owner occupied properties or are refinancing the non-owner occupied properties they already own. These properties include commercial, multi-family and all rental properties. Lending $20, 000 - $4, 000, 000 and CLOSE IN 10 DAYS!
  • First National Bank
  • 302 S Main St, Cloverdale, IN, 46120
  • First National Bank is a community bank committed to serving you better. As one of the oldest and most stable banks in the Indianapolis area, First National Bank has been a staple of the community for more than 100 years. As a full-service financial institution, we serve both individuals and small businesses alike, with a full range of banking
  • The Atlanta National Bank
  • 105 SW Church St, Atlanta, IL, 61723
  • The Atlanta National Bank is a branch office of The Atlanta National Bank. They’re located in 105 SW Church St in Atlanta, Illinois. Their bank charter class is N, which means they’re a commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC).
  • Spero Financial
  • 118 Brushy Creek Rd, Easley, SC, 29642
  • While our name has changed, formerly SC Telco Federal Credit Union, our mission to improve the financial lives of our members has never wavered. Our credit union has spent more than 85 years focusing on one simple goal: to provide trustworthy financial solutions that empower everyday people to take ownership of their future
  • Mount Vernon Bank
  • 101 Railroad Avenue, Mount Vernon, GA, 30445
  • MOUNT VERNON BANK was chartered and is what we know today as the oldest bank in this area. The officer’s in 1901 were as follows; President, Dr. J.H. McArthur, Vice-President, Alex McArthur, Cashier, W.A. Peterson; Director’s W.H. McQueen, L.B. McLemore, D.A. McRae, William H. Arthur and Joseph W. Sharpe
  • Colchester State Bank
  • 113 Depot Street, Colchester, IL, 62326
  • Colchester State Bank's Vision is To be a premier financial institution in West Central Illinois by providing quality service and products to our customers and community. Colchester State Bank is a full-service bank. The bank accepts deposits, makes loans and provides other services for the public.
  • Crossroads Credit Union
  • 217 East Main Street, Goessel, KS, 67053
  • Crossroads Credit Union opened for business as Crossroads Federal Credit Union in February of 1950, with the first deposit of $25 being made by Crossroads Coop Association, making it the first member. On March 14, the first organizational meeting was held, with six charter members and 60 other interested persons present.
  • Carrollton Federal Bank
  • 2539 Highway 227, Carrollton, KY, 41008
  • Established in 1875, Carrollton Federal Bank is the oldest financial institution in Carroll County. Since 1937 Carrollton Federal has been FDIC insured. To best serve our customers in 2002 we converted to a full service bank and changed our name from Carrollton Federal Savings & Loan to Carrollton Federal Bank.