USDA VS FHA in Leland, Washington County, MS

In 2026, the USDA loan limit in Leland, county of Washington, MS, is $336,500. In contrast, the FHA limit for a single-family home is $472,030.

Utilize the Lendersa® USDA loan calculator to compare today's top USDA and FHA rates, determining the requisite income, credit, reserves, and documentation for qualification. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA options side by side, aiding in your choice of the most suitable program for your financial needs in .

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2026 Loan Limits and Down Payment Requirements in Leland, Washington, MS

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Options in Leland, MS

The objective of Lendersa® is to secure you the best USDA or FHA loan promptly and with ease. Choose one of three paths to connect with lenders and discover USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in MS

A USDA home loan, secured by the Department of Agriculture, also known as a USDA rural development loan or mortgage, is exclusively available in rural areas. Unlike FHA loans requiring a minimum 3.5% down payment, USDA loans require no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



Leland Lenders

  • Planters Bank & Trust Company
  • 212 Catchings Street, Indianola, MS, 38751
  • Lends in Mississippi
  • Planters Bank & Trust began serving customers in the small community of Ruleville, Mississippi. Throughout our growth, Planters Bank has remained rooted in its mission to dedicate resources to the betterment of our customers and to the communities we live and work.Currently headquartered in Indianola.

  • Cleveland State Bank
  • PO Box 1000, Cleveland, MS, 38732
  • Lends in Mississippi
  • CSB opened its doors for business and became a thread of that historical fabric. Now, the CSB has celebrated a notable milestone, “a century of service!” Over the past 100 years, we have built on the foundation laid by the generations who went before us & we are excited & pleased at how those efforts came together.

  • Statewide Federal Credit Union
  • 809 W Sunflower Rd, Cleveland, MS, 38732
  • Lends in Mississippi
  • At Statewide Federal Credit Union, we provide homegrown banking for the people of Mississippi. Helping hard-working folks get the personalized banking tools and financing solutions they need to reach their goals. We’ve been planting roots and building trust in Mississippi for generations.

  • Guaranty Bank & Trust Company
  • 206 N Hayden St, Belzoni, MS, 39038
  • Lends in Mississippi
  • Guaranty Bank offers a full range of personal and business services. We offer various types of checking and savings accounts as well as loans and investment services. We pledge to offer the most up-to-date banking services and products with the personal attention you deserve.
    Guaranty Bank's mission is to set the standard in our communities.

  • Bank of Anguilla Anguilla
  • 130 Holland Street, Anguilla, MS, 38721
  • Lends in Mississippi
  • Bank of Anguilla’s history dates back to its charter in 1904 when local businessmen and farmers came together out of a desire to create a financial institution focused on the economic well-being of the South Delta of Mississippi. Bank of Anguilla has endured the challenging times of the Flood of 1927 and the Great Depression

  • Bank of Yazoo City
  • 104 North Main Street, Yazoo City, MS, 39194
  • Lends in Mississippi
  • Bank of Yazoo is proud to be Mississippi’s second oldest bank. We have been meeting the financial needs of our communities and customers for over 140 years, and we currently serve our customers and communities in Yazoo, Madison, and Rankin Counties in Mississippi with five convenient locations and one location currently under reconstruction.

  • First National Bank of Clarksdale
  • 402 East Second Street, Clarksdale, MS, 38614
  • Lends in Mississippi
  • First National Bank of Clarksdale would not be what it is today without you. The roots of our success lie in the fact that we are home-owned and operated, and we do better when you do better. In 1964, when our founding fathers began organizing this new business, they did it with you in mind. From the beginning, they wanted it to be a place.