USDA VS FHA in Latimer, Jackson County, MS

In 2026, the USDA loan cap for Latimer, located in Jackson, MS, is set at $336,500, while the FHA cap for a single-family home is $472,030.

Use the Lendersa® USDA loan calculator to evaluate today's top USDA versus FHA rates, deciding on the necessary income, credit score, reserves, and documents needed to qualify. Our advanced mortgage calculator lets you view USDA, FHA, Conforming, and VA loans side by side, guiding you in choosing the best option in for your financial needs.

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2026 Loan Limits and Down Payment Requirements in Latimer, Jackson, MS

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Latimer, MS

The objective of Lendersa® is to help you secure the best possible USDA or FHA loan quickly and without complications. Choose from three starting points to connect with matching lenders and explore USDA loan programs.

Lendersa USDA loan request and results

Understanding USDA Loans in MS

A USDA home loan, guaranteed by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is available exclusively in rural areas. Unlike FHA loans that require a minimum of 3.5% down payment, USDA loans require no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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