USDA and FHA Pro and Con in Latimer, Jackson County, MS

In 2025, the USDA loan cap for Latimer, located in Jackson, MS, is set at $336,500, while the FHA cap for a single-family home is $472,030.

Use the Lendersa® USDA loan calculator to evaluate today's top USDA versus FHA rates, deciding on the necessary income, credit score, reserves, and documents needed to qualify. Our advanced mortgage calculator lets you view USDA, FHA, Conforming, and VA loans side by side, guiding you in choosing the best option in for your financial needs.

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2025 Loan Limits and Down Payment Requirements in Latimer, Jackson, MS

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Latimer, MS

The objective of Lendersa® is to help you secure the best possible USDA or FHA loan quickly and without complications. Choose from three starting points to connect with matching lenders and explore USDA loan programs.

  1. Submit your ultimate USDA/FHA loan request
  2. Investigate USDA and FHA rates & terms first
  3. Access the most comprehensive database of USDA loan lenders
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Understanding USDA Loans in MS

A USDA home loan, guaranteed by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is available exclusively in rural areas. Unlike FHA loans that require a minimum of 3.5% down payment, USDA loans require no down payment.

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  • Truliant Federal Credit Union
  • 893 North Liberty Street, Suite A, Winston Salem, NC, 27101
  • Truliant Federal Credit Union was chartered in 1952 to serve the employees of Western Electric and was known as Radio Shops Credit Union. It began serving about 2, 000 members and offered credit union services in Winston-Salem, Greensboro and Burlington. Today, Truliant serves over 280, 000 members with more than 30 locations.

  • La Cross Mortgage, LLC
  • 213 W Expy 83, Suite D, Pharr, TX, 78577
  • La Cross Mortgage, LLC is a fast-growing mortgage company serving the Rio Grande Valley. Located in McAllen, we strive to provide fast and excellent service to home buyers throughout the South Texas region. Our team is dedicated to helping prospective buyers start better lives in better homes with the help of a better mortgage.

  • F & C Bank
  • 1006 Eagle Crest Drive, Holden, MO, 64040
  • Since 1881 F&C Bank has provided banking services for area individuals and businesses, partnering in making it possible for our community to grow and prosper. Over this long stretch of time we have gone from the horse and buggy era to instant communication and account information via the Internet.

  • Wood & Huston Bank
  • 27 E North St, Marshall, MO, 65340
  • "We are your independent, full-service community bank, providing a wide range of financial products and solutions to the communities we serve for 140+ years variety of loan and deposit products, and many services. We currently serve the comWood & Huston Bank is your full-service community bank. We offer a variety of loan and deposit products"

  • Bank 21
  • 586 West Arrow, Marshall, MO, 65340
  • Bank 21 has been a locally-owned and operated full-service bank. Since Bank 21 was chartered in 1903 Bank 21 offers a vast array of financial products and services including Checking and Savings Accounts, Certificates of Deposit, Debit Cards, Online Banking, Bill Pay, ATM's, IRA's and Lending for Consumer, Commercial, Agriculture, and Real Estate.

  • Community Bank of Marshall
  • 811 W. College St, Marshall, MO, 65340
  • Community Bank of Marshall, Missouri, was chartered in 1977 and opened for business in 1978. TO SERVE THE FINANCIAL NEEDS OF OUR COMMUNITY, ITS BUSINESSES AND ITS CITIZENS is our Mission Statement and it is my responsibility to make certain that the staff of the bank continues to achieve this goal.

  • TCP Credit Union
  • 3051 Westinghouse Road, Rural Hall, NC, 27045
  • TCP Credit Union has been open since 1980. The credit union has assets totaling $11.67 Million and provides banking services to more than 2, 000 members. The credit union is a member-owned financial cooperative providing banking services including savings, loans, and other financial services to members

  • Tideline Financial LLC
  • 211 West Lexington Avenue, Suite 101, High Point, NC, 27262
  • Tideline Financial Team is committed to providing clients with the highest quality home loans combined with some of the lowest mortgage rates available in all of North Carolina. Whether you are first time home buyer, purchasing your dream home, refinancing an outstanding loan, or consolidating debt, our highly experienced team of mortgage brokers

  • First Community Bank California
  • 101 Sanders Lane, Bluefield, VA, 24605
  • First Community Bankshares, Inc.(Opens in a new Window), a financial holding company, is headquartered in Bluefield, Virginia, and provides banking products and services through its wholly owned subsidiary First Community Bank. With roots dating back to 1874, we have a rich history of community and customer involvement.

  • MCNB Banks
  • 75 Wyoming Street, Welch, WV, 24801
  • At MCNB, we want to build meaningful, mutually beneficial relationships with our customers and communities. Our Mission and Values provide daily guidance to us to ensure we meet our own expectations. It is our intention that these guiding principles will be visible as you interact with us.

  • The First National Bank of Grayson
  • 200 S. Carol Malone Blvd, Grayson, KY, 41143
  • Since 1902, First National Bank has been building and believing in relationships with one goal in mind -- bringing you the best community banking has to offer. First National Bank remains at the forefront, bringing you innovative and real solutions in the professional, customer-focused environment you deserve.

  • Lumbee Guaranty Bank
  • 403 E 3RD St, Pembroke, NC, 28372
  • Established in 1971, Lumbee Guaranty Bank proudly opened its doors as the first Native American owned bank in the United States. Today, we’ve grown to manage 14 locations throughout Robeson, Hoke, and Cumberland counties in beautiful North Carolina. We serve thousands of customers every year and hold assets of more than $400 million
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