USDA Loan Vs. FHA loan for St.-Martin, MS [Jackson County ]

In 2025, USDA loan limit in St.-Martin, county of Jackson, MS is $285,000 while FHA limit is $356,362 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in St.-Martin, MS

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Mississippi?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(304) 758-4308 Lender's profile and map Reviews Long Reach Federal Credit Union 315 Main Street, Middlebourne, WV, 26149 Long Reach Federal Credit Union was organized in 1975. We are a not-for-profit organization that is member-owned, where earnings are paid back to the members with lower loan rates and higher savings rates, rather than being owned by stockholders. Long Reach Federal Credit Union offers many products and services to meet your financial needs.
(888) 328-6466 Lender's profile and map Reviews Union Bank, Inc. 103 Dodd St., Middlebourne, WV, 26149 Union Bank is a locally owned and locally managed, independent, full-service community bank, with approximately $235 million in assets. We operate eight (8) full service locations in northwestern West Virginia, in the communities of: Middlebourne, Sistersville, St. Marys, Hundred, New Martinsville, Pennsboro, Harrisville, and Ellenboro,
(773) 881-7744 Lender's profile and map Reviews Pacor Mortgage Corp. 14930 S Cicero Ave, Suite 2B, Oak Forest, IL, 60452 PACOR is an outstanding resource for mortgage financing. Now in our 34th year in the business, our management team has seen the company grow through the most challenging markets. It’s no secret that today’s real estate landscape has changed, but remaining nimble is one of our strengths.
(563) 214-1539 Lender's profile and map Reviews John Cornish - Mortgage Lender 5189 Utica Ridge Rd, Davenport, IA, 52807 The mission of Key Mortgage Group is to help as many people as possible to become homeowners. Below are some of our clients who picked Key Mortgage Group to help them get a home. John is a leader in Quad City real estate lending, having begun his career after graduation from St. Ambrose University in 2003.
(877) 626-2265 Lender's profile and map Reviews Chuck Sorensen, Mortgage Loan Originator 4301 East 53rd Street, Davenport, IA, 52807 American Bank and Trust Company, began as a neighborhood bank on the Hilltop in Rock Island, Illinois. It began with a simple idea – that customers should receive the same kind of friendly and personalized service we would appreciate ourselves. 46 years later, this simple philosophy has helped us grow to become a $375 million.
(708) 231-0002 Lender's profile and map Reviews Mortgage Loan Direct Inc 15255 South 94th Avenue, Suite 519, Orland Park, IL, 60462 Our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options that are available today.
(708) 403-5181 Lender's profile and map Reviews Avalon Mortgage Services Inc 9439 West 144th Place, Orland Park, IL, 60462 Avalon Mortgage Services, Inc. offer personalized service & some of the most competitive rates in the mortgage industry. Our clients continue to recommend us because of our experience & knowledge of every aspect of the mortgage business & real estate market. Our expertise makes the purchase or sale of our client's homes & investment properties.
(800) 388-7928 Lender's profile and map Reviews Sherwin-Williams Credit Union 16230 Prince Drive, South Holland, IL, 60473 Sherwin-Williams Credit Union We are a full service credit union that offers various deposit accounts including savings, checking, CDs, IRAs, and money markets. We also offer all kinds of loans such as mortgages, home equity loans, vehicle loans, signature loans, share secured loans, credit cards, and pay day lending for quick cash
(800) 762-7419 Lender's profile and map Reviews REGIONAL federal credit union 7144 Kennedy Avenue, Hammond, IN, 46323 REGIONAL Federal Credit Union is a member-owned and operated financial institution serving Northwest Indiana since 1961 The most comforting part about savings accounts at REGIONAL is the element of safety. Your accounts are federally insured by the National Credit Union Administration, an agency of the Federal Government, for up to $250,000
(219) 844-3125 Lender's profile and map Reviews FinAns Federal Credit Union 7017 Kennedy Avenue, Hammond, IN, 46323 1936 the Finans Federal Credit Union has been serving its members in the HAMMOND, Indiana area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages.