USDA Vs. FHA your options comparison in McComb, Pike County, MS
In 2025, the USDA loan limit in McComb, within Pike county, MS, is set at $336,500. In contrast, the FHA limit for a single-family home is $472,030.
Utilize the Lendersa® USDA loan calculator to compare today's prime USDA and FHA rates and determine the necessary income, credit, reserves, and documentation for qualification. With our advanced mortgage calculator, you can analyze USDA, FHA, Conforming, and VA options side by side, helping you select the best program in that suits your financial circumstances.
Loan Limits and Down Payment Requirements for 2025 in McComb, Pike County, MS
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in McComb, MS
The aim of Lendersa® is to swiftly secure the best USDA or FHA loan for you without any hassle. Choose one of three starting points to connect with matching lenders and USDA loan programs.
The USDA home loan is a government-backed mortgage from the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, and is only available in rural areas. Unlike FHA loans that require a minimum down payment of 3.5%, USDA mortgages do not require any down payment.
NLP provides flexible, innovative, and solution-oriented financing and services that renew and rebuild inclusive and sustainable neighborhoods. Neighborhood Lending Partners is a certified CDFI, and lending consortium of banking institutions that facilitate private investment for community revitalization and neighborhood preservation.
4021 North Armenia Avenue, Suite 102, Tampa, FL, 33607
"At Home Loans By U, we have access to financing options that NO local bank or direct lender has available.
Will and his team of experienced Loan Officers can CLOSE a mortgage loan FASTER than anyone in the industry. We review everything up front in an effort to avoid many common mistakes made by other loan officers."
3001 N. Rocky Point Dr E, Suite 200, Tampa, FL, 33607
"CharterStone Mortgage has perfect balance of technology and the right people to make getting a loan simple and fast. We close in a fraction of the time it takes our competitors.
Positioned with the latest technology, we provide elite service to the local community that our borrowers and referral partners love."
5005 West Laurel Street, Suite 212, Tampa, FL, 33607
Florida Pro Mortgage is your best source for the lowest-rate financing on the market. Why? Because as a brokerage we access mortgages at wholesale rates and pass the savings on to you. Florida Pro Mortgage works one-on-one with each individual client, evaluates their specific needs and finds a lender that suits their situation personally.
3001 North Rocky Point Drive East, Suite 200, Tampa, FL, 33607
At Reliable Mortgage Professionals, we are more than just a lending company.
We know the impact that our business has on the lives of you, our clients, and we aim to make the process as enjoyable and beneficial as possible to ensure that your home-buying experience is not tainted with debt, stress, and uncertainty.
1511 N Westshore Blvd Suite 1150, Tampa, FL, 33607
The Goodwin Mortgage Group has a wide variety of loan products and experienced professionals to get you on the path to homeownership. We strive to take the stress out of buying a home by providing the best communication and assistance by walking our customers through the home buying process step-by-step
We are a full-service mortgage company—offering a multitude of loan programs to our clients. While we specialize in home loans, we can also assist clients needing a loan for commercial property or investment properties. In addition to brokering loans for home and property purchases, we also broker refinancing loans.
A privately held Retail non depository mortgage Lender, MiMutual is headquartered in Port Huron, Michigan, licensed and expanding in 35+ states. MiMutual is Federal Housing Administration Full-Eagle and direct Fannie Mae, Freddie Mac, and Ginnie Mae. Named top 5 203(k) Lender in the U.S. MiMutual also has In-House USDA.
