USDA and FHA Pro and Con in McComb, Pike County, MS

In 2025, the USDA loan limit in McComb, within Pike county, MS, is set at $336,500. In contrast, the FHA limit for a single-family home is $472,030.

Utilize the Lendersa® USDA loan calculator to compare today's prime USDA and FHA rates and determine the necessary income, credit, reserves, and documentation for qualification. With our advanced mortgage calculator, you can analyze USDA, FHA, Conforming, and VA options side by side, helping you select the best program in that suits your financial circumstances.

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Loan Limits and Down Payment Requirements for 2025 in McComb, Pike County, MS

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in McComb, MS

The aim of Lendersa® is to swiftly secure the best USDA or FHA loan for you without any hassle. Choose one of three starting points to connect with matching lenders and USDA loan programs.

Lendersa USDA loan application results

An Overview of USDA Loans in MS

The USDA home loan is a government-backed mortgage from the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, and is only available in rural areas. Unlike FHA loans that require a minimum down payment of 3.5%, USDA mortgages do not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Cornerstone Mortgage Group, Inc.
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  • Chippewa County Credit Union Over the years, the credit union grew. An office was opened and employees were eventually hired. The name underwent a few changes, of course staff has changed, and we’ve moved to a bigger space, but we’re still the same. We take pride in being able to serve not only teachers and school administrators.
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  • Central Savings Bank has 9 locations with over 60 employees and more than $400 million in assets. The Bank is very involved in the communities it serves with organizations like United Way of the EUP, War Memorial Hospital’s Road to Recovery, Relay For Life of the EUP, the schools near its branches and many other local causes annually.
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