USDA Vs. FHA your options comparison in McComb, Pike County, MS
In 2026, the USDA loan limit in McComb, within Pike county, MS, is set at $336,500. In contrast, the FHA limit for a single-family home is $472,030.
Utilize the Lendersa® USDA loan calculator to compare today's prime USDA and FHA rates and determine the necessary income, credit, reserves, and documentation for qualification. With our advanced mortgage calculator, you can analyze USDA, FHA, Conforming, and VA options side by side, helping you select the best program in that suits your financial circumstances.
Loan Limits and Down Payment Requirements for 2026 in McComb, Pike County, MS
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in McComb, MS
The aim of Lendersa® is to swiftly secure the best USDA or FHA loan for you without any hassle. Choose one of three starting points to connect with matching lenders and USDA loan programs.
The USDA home loan is a government-backed mortgage from the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, and is only available in rural areas. Unlike FHA loans that require a minimum down payment of 3.5%, USDA mortgages do not require any down payment.
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