USDA Vs. FHA your options comparison in Horn-Lake, DeSoto County, MS
In 2026, the USDA loan cap for Horn-Lake, located in DeSoto county, MS, is set at $285,000. For a single-family dwelling, the FHA cap stands at $356,362.
Utilize the Lendersa® USDA loan calculator to examine the most favorable USDA versus FHA rates for today and ascertain the necessary income, credit score, reserves, and paperwork required for eligibility. Our state-of-the-art mortgage calculator allows you to compare USDA, FHA, Conforming, and VA loans side by side, aiding in your decision of the best suited program in for your financial needs.
2026 Loan Caps and Down Payment Criteria in Horn-Lake, DeSoto County, MS
Type of Loan
Maximum Limit
Initial Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA Loan Choices in Horn-Lake, MS
The aim of Lendersa® is to swiftly secure you the ideal USDA or FHA loan without complexity. Choose from three initial stages that link you to matching lenders and USDA loan offerings.
A USDA home loan is backed by the United States Department of Agriculture, often termed the USDA rural development loan or USDA mortgage, and is accessible solely in rural areas. Unlike FHA mortgages that necessitate at least a 3.5% down payment, USDA mortgages require no upfront payment.
975 Swinnea Ridge Boulevard, Suite 2, Southaven, MS, 38671
Lends in Mississippi
Our mission is to set a high standard in the loan industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the loan process, so that you can confidently select the best loan for you and your company from the many loan options that are available today.
Desoto Home Mortgage (Brad Walker) is a LOCALLY OWNED & OPERATED Mortgage Company located in Southaven, MS. (Licensed in Mississippi & Tennessee -NMLS# 1248883) You name it, Desoto Home Mortgage can do it. We have GREAT RATES, and HUNDREDS OF MORTGAGE LOAN PROGRAMS to meet your homeownership needs
Here at Fairway Independent Mortgage Corporation, we offer a variety of loan options that can help you achieve homeownership with the speed and service you deserve. Financing a home is one of the biggest commitments you will ever make - let us help guide you throughout the entire loan process from application to closing and beyond. We look forwar
6897 Crumpler Blvd, Suite 300, Olive Branch, MS, 38654
Lends in Mississippi
Apex Mortgage Group LLC specializes in helping you understand all of your mortgage & financing options so you can make smart and informed decisions. Whether you need help negotiating a mortgage or buying a new home, Apex Mortgage Group LLC can manage all your mortgage needs. My Refinancing services will take the complications out of the process.
