FHA Vs. USDA loan program for Horn-Lake, DeSoto County, Mississippi

In 2025, USDA loan limit in Horn-Lake, county of DeSoto, MS is $285,000 while FHA limit is $356,362 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Horn-Lake, MS

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Mississippi?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(573) 483-2514 214 miles Lender's profile and map Reviews Bloomsdale Bank 55 Mill Hill Road, Bloomsdale, MO, 63627 Bloomsdale Bank Since opening our doors in 1914, Bloomsdale Bank has held the values of community, integrity, and sticking to what we know and doing it well. As one of the oldest community banks in Ste. Genevieve County, we understand the importance of treating our neighbors like family, making wise financial decisions.
(205) 331-5700 214 miles Lender's profile and map Reviews CSL Financial, LLC 500 Office Park Drive, Suite 310, Birmingham, AL, 35216 At CSL, we think that this quote from inventor Thomas Edison illustrates our thinking on manufactured home lending: “The three great essentials to achieve anything worthwhile are, first, hard work; second, stick-to-itiveness; third, common sense.” It all comes down to our unique approach to Common Sense Lending.
(205) 823-2895 214 miles Lender's profile and map Reviews Liberty Mortgage Corporation 200 Williamsburg Office Park, Birmingham, AL, 35216 At Liberty Mortgage Corporation, we have developed long-term working relationships with realtors, builders, attorneys, accountants, appraisers, financial planners, commercial bankers and other professionals that make up the mortgage industry. We receive many referrals from these industry professionals,
(205) 705-1650 214 miles Lender's profile and map Reviews Method Mortgage, LLC 601 Vestavia Parkway, Suite 300, Birmingham, AL, 35216 Method Mortgage, formerly Principal Mortgage, was founded in Birmingham, Alabama in January 2007. Our work is dedicated to helping people achieve the dream of living in a home that they love and can afford. Whether you are purchasing or refinancing, we know mortgages are an important part of that process.
(205) 879-7775 214 miles Lender's profile and map Reviews MCGOWIN-KING MORTGAGE 2 Office Park Cir, Suite 103, Birmingham, AL, 35223 Jim King & Travis McGowin together have more than 80 years in the mortgage business here. When founded McGowin-King Mortgage in 1998, they did so with a simple goal in mind: to build a business on relationships & to foster those relationships with integrity, trust, & community involvement.Every loan brokered since that founding has been anchored.
(205) 776-8400 214 miles Lender's profile and map Reviews ASSURANCE FINANCIAL, LLC 500 Office Park Dr, Suite 410, Birmingham, AL, 35223 Founded in 2001, Assurance Financial Group was created to service the loan industry a little differently. We support our branches and loan officers with a full-service in-house team which offers them the flexibility they need to best serve their territories and customers. Servicing the loan from beginning to end saves the borrower time
(870) 234-5777 215 miles Lender's profile and map Reviews The Peoples Bank of Red Level 500 North Jackson, Magnolia, AR, 71753 Peoples Bank has been serving Magnolia Arkansas & surrounding cities in Columbia County for over 100 years. We are the only bank located exclusively in Columbia County. The Peoples Bank is a branch office of The Peoples Bank. They provide the following services: Full Service Office Location & are located at 500 North Jackson in Magnolia Ark
(855) 855-3268 215 miles Lender's profile and map Reviews Farmers Bank & Trust 1129 E Main St, Magnolia, AR, 71753 Farmers Bank & Trust was chartered on September 26, 1906, and has been in operation since its inception. Farmers Bank is an independent community Bank and operates out of a one-Bank holding company, Magnolia Banking Corporation. The Bank operates a subsidiary called Magnolia Properties, Inc
(417) 336-1331 215 miles Lender's profile and map Reviews First Community Bank of the Ozarks 931 State Hwy 248, Branson, MO, 65616 First Community Bank of the Ozarks is a financial institution that is committed to serving the personal and business banking needs of the Branson, Hollister and Forsyth communities. Because we’re a community bank, we offer local decision-making from people you know and trust. First Community Bank Established in 1993.
(205) 407-4104 215 miles Lender's profile and map Reviews Elite Mortgage Partners 2367 Lakeside Dr, Birmingham, AL, 35244 Elite Mortgage Partners is here to provide you with an industry leading mortgage experience while offering the comfort of doing business with a local, Alabama based, company. With 36 years of experience in the mortgage industry, Callie Hill and Nina Noble know what it takes to make sure your loan is done fast, easy and right.