In 2025, the USDA loan cap for Horn-Lake, located in DeSoto county, MS, is set at $285,000. For a single-family dwelling, the FHA cap stands at $356,362.
Utilize the Lendersa® USDA loan calculator to examine the most favorable USDA versus FHA rates for today and ascertain the necessary income, credit score, reserves, and paperwork required for eligibility. Our state-of-the-art mortgage calculator allows you to compare USDA, FHA, Conforming, and VA loans side by side, aiding in your decision of the best suited program in for your financial needs.
2025 Loan Caps and Down Payment Criteria in Horn-Lake, DeSoto County, MS
Type of Loan
Maximum Limit
Initial Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA Loan Choices in Horn-Lake, MS
The aim of Lendersa® is to swiftly secure you the ideal USDA or FHA loan without complexity. Choose from three initial stages that link you to matching lenders and USDA loan offerings.
A USDA home loan is backed by the United States Department of Agriculture, often termed the USDA rural development loan or USDA mortgage, and is accessible solely in rural areas. Unlike FHA mortgages that necessitate at least a 3.5% down payment, USDA mortgages require no upfront payment.
TrailWest Bank is an FDIC insured, locally-owned, independent bank serving western Montana. For over three decades, we have provided the people and businesses of the Ravalli, Missoula, Mineral, and Flathead Counties with a wide range of secure and dependable financial services—all with a commitment to personal service.
We know that each customer has specific needs, so we strive to meet those specific needs with a wide array of products, investment tools, mortgages and best of all quality service and individual attention. Our mission is to serve our customers with honesty, integrity and competence.
73131 Country Club Drive, Suite C3 & C4, Palm Desert, CA, 92260
Our goal of giving you the best service possible is exemplified by our customer service team. As our reputation attests, we strive for excellence in every way and promise to serve you with the utmost care and integrity. As such, we are always here to address any concerns you may have. Your concerns are our concerns!
Pacific Mortgage Exchange, Inc. of Palm Desert, CA has been your devoted hard money lender for over 30+ years! Pacific Mortgage Exchange, Inc.’s reliable hard money loan programs make the process of investment funding fast and convenient and enables clients nationwide with income-producing properties to receive funding.
Nationwide Fair Lending employs an experienced staff, whose sole function is to assure customer satisfaction throughout the entire loan process. Our staff’s commitment to this industry is supported by continued education and development in the latest products. We measure achievement not only in financial terms but also in human terms.
One Million Dollar Plus finances luxury and ultra-luxury residential mortgages. Our expert team works with a diverse pool of top-tier national and international clients, creating wealth at the market’s lowest rates with the least hassle. We first identify the best possible terms and then supervise the entire lending process on our clients behalf.
With over 15 years of experience in the accounting, property management and real estate industries, George has extensive knowledge in multi-family, residential and commercial real estate transactions and asset management. With his unique background, he is able to tailor his services to help each client achieve their goals.
Idaho First Bank is a Bank with operations in fifty states. Idaho First Bank offers numerous mortgage programs including conventional, jumbo, non-owner occupied, FHA, VA, USDA, reverse, construction, credit-challenged borrower, zero down mortgage, physician loans and Good Neighbor Next Door Program mortgages
Fouts Financial, Inc. is a corporation owned by Robert Morgan Fouts, and is licensed to provide real estate financing by the Department of Real Estate of the State of California since 1985. It is also licensed in Hawaii, and Washington Fouts Financial provides mortgage brokerage services for residential, commercial, construction.
2583 N. Palm Canyon Dr, Suite 200, Palm Springs, CA, 92262
KPL Select Property Management, Inc., is a full service property management company with over 20 years of experience managing residential, commercial and vacation properties throughout Southern California. We specialize in the rental and management of Single Family Homes and Multi Unit Residential properties in the greater Los Angeles Area
