USDA Vs. FHA Pro and Con comparison in Olive-Branch, DeSoto County, MS
In 2025, the USDA loan limit for Olive-Branch, within DeSoto, MS is $285,000, while the FHA limit for a single-family home stands at $356,362.
Use the Lendersa® USDA loan calculator to compare today's leading USDA and FHA rates, determining the income, credit, reserves, and documents needed for qualification. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA options side by side, helping you choose the best program for your particular financial situation in .
2025 Loan Limits and Downpayment Requirements in Olive-Branch, DeSoto County, MS
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA Loan Options in Olive-Branch, MS
The aim of Lendersa® is to swiftly provide the best USDA or FHA loan available, without hassle. You can choose from three starting points that lead you to matching lenders and USDA loan programs.
A USDA home loan, also known as a USDA rural development loan or USDA mortgage, is guaranteed by the government Department of Agriculture and is available exclusively in rural areas. Unlike FHA loans that typically require a minimum down payment of 3.5%, USDA loans do not require any down payment.
we have proudly served Texas for more than 60 years. Plains State Bank is committed to elevating the economic position of our individual and business customers and to the development of the communities we serve. We bring you the best in full service banking backed by local ownership.
8790 FM 1960 Bypass W, Suite A 500, Humble, TX, 77338
United Energy Credit Union has been open since 1934. The credit union has assets totaling $29.41 Million and provides banking services to more than 4, 000 members as of March 2022.
The credit union is a member-owned financial cooperative providing banking services including savings, loans, and other financial services to members.
Since the beginning, InvesTex Credit Union has grown and expanded our field of membership. As we look forward to a new chapter in Credit Union history, we look back fondly on the past. In the fall of 1952, Aldine Teachers Credit Union was formed by a small group with a vision to meet the needs of the employees
9810 FM 1960 Bypass W, Suite 105, Humble, TX, 77338
Houston Belt & Terminal Federal Credit Union was organized in 1949. Our philosophy as a member-owned credit union is not for profit, not for charity but to serve our membership. HB&T FCU is dedicated to providing its members with courteous, efficient and professional financial services while maintaining the highest ethical standards.
With Over 100 years of service to Waurika & surrounding communities First Farmers National Bank has roots. We are committed to the needs of our communities & customers. We are a locally owned bank with Five generations of local ownership having served the Waurika area. We believe local control & management is important to rural communities
Your home for real estate financing. Multi-Family and Single Family financing. We keep the process simple so you can focus on growing your business.
We focus on our experience to achieve the best results. Our investment rental property programs are suited specifically for investors only. Here are a few of the perks we offer for single family ren
Desco Federal Credit Union provides an exceptional banking experience to residents of Scioto and Lawrence Counties in Ohio, Boyd and Greenup Counties in Kentucky, and Cabell and Wayne Counties in West Virginia. As we continue to expand, our commitment to our members and the community will remain top priority.
22 South Tallahassee Street, Hazlehurst, GA, 31539
At the Bank of Hazlehurst, we pride our selves in our ability to offer a full range of financial products and services. You won't find more superior service or friendliness anywhere in today's marketplace.
They provide the following services: Full Service Office Location and are located at 22 South Tallahassee Street
New Liberty officially opened its doors for business in February 1905. The name of the bank was changed to Liberty Trust & Savings Bank after World War I. In 1935 the charter was transferred from New Liberty to Durant. Although the charter was transferred to Durant, the New Liberty area continues to be an important part of the bank's trade area.
