USDA and FHA Pro and Con in Olive-Branch, DeSoto County, MS
In 2025, the USDA loan limit for Olive-Branch, within DeSoto, MS is $285,000, while the FHA limit for a single-family home stands at $356,362.
Use the Lendersa® USDA loan calculator to compare today's leading USDA and FHA rates, determining the income, credit, reserves, and documents needed for qualification. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA options side by side, helping you choose the best program for your particular financial situation in .
2025 Loan Limits and Downpayment Requirements in Olive-Branch, DeSoto County, MS
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA Loan Options in Olive-Branch, MS
The aim of Lendersa® is to swiftly provide the best USDA or FHA loan available, without hassle. You can choose from three starting points that lead you to matching lenders and USDA loan programs.
A USDA home loan, also known as a USDA rural development loan or USDA mortgage, is guaranteed by the government Department of Agriculture and is available exclusively in rural areas. Unlike FHA loans that typically require a minimum down payment of 3.5%, USDA loans do not require any down payment.
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