USDA Vs. FHA your options comparison in Olive-Branch, DeSoto County, MS
In 2026, the USDA loan limit for Olive-Branch, within DeSoto, MS is $285,000, while the FHA limit for a single-family home stands at $356,362.
Use the Lendersa® USDA loan calculator to compare today's leading USDA and FHA rates, determining the income, credit, reserves, and documents needed for qualification. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA options side by side, helping you choose the best program for your particular financial situation in .
2026 Loan Limits and Downpayment Requirements in Olive-Branch, DeSoto County, MS
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA Loan Options in Olive-Branch, MS
The aim of Lendersa® is to swiftly provide the best USDA or FHA loan available, without hassle. You can choose from three starting points that lead you to matching lenders and USDA loan programs.
A USDA home loan, also known as a USDA rural development loan or USDA mortgage, is guaranteed by the government Department of Agriculture and is available exclusively in rural areas. Unlike FHA loans that typically require a minimum down payment of 3.5%, USDA loans do not require any down payment.
6897 Crumpler Blvd, Suite 300, Olive Branch, MS, 38654
Lends in Mississippi
Apex Mortgage Group LLC specializes in helping you understand all of your mortgage & financing options so you can make smart and informed decisions. Whether you need help negotiating a mortgage or buying a new home, Apex Mortgage Group LLC can manage all your mortgage needs. My Refinancing services will take the complications out of the process.
Desoto Home Mortgage (Brad Walker) is a LOCALLY OWNED & OPERATED Mortgage Company located in Southaven, MS. (Licensed in Mississippi & Tennessee -NMLS# 1248883) You name it, Desoto Home Mortgage can do it. We have GREAT RATES, and HUNDREDS OF MORTGAGE LOAN PROGRAMS to meet your homeownership needs
975 Swinnea Ridge Boulevard, Suite 2, Southaven, MS, 38671
Lends in Mississippi
Our mission is to set a high standard in the loan industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the loan process, so that you can confidently select the best loan for you and your company from the many loan options that are available today.
Here at Fairway Independent Mortgage Corporation, we offer a variety of loan options that can help you achieve homeownership with the speed and service you deserve. Financing a home is one of the biggest commitments you will ever make - let us help guide you throughout the entire loan process from application to closing and beyond. We look forwar
